Numerica Credit Union

Spokane Valley, Washington
Last verified: August 3, 2026
Work at Numerica Credit Union? Claim this profile →

Verified rate book

Current Numerica Credit Union rates

21 published offers verified as of August 3, 2026.

How we verify rates

Mortgage rates

2 offers
Numerica Credit Union mortgage rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Construction Loanother4.740% APR4.740%Standard
Home Loanother6.000% APR6.000%Standard

Auto & vehicle rates

1 offer
Numerica Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
84-Month Auto Loanauto_any_84mo4.740% APR4.740%84 moStandard

HELOC rates

1 offer
Numerica Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable7.000% APR7.000%Standard

Savings & CD rates

17 offers
Numerica Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
IRAira0.05% APY0.05%Standard
IRAira0.10% APY0.10%Standard
IRAira0.15% APY0.15%Standard
PEAK MONEY MARKETmoney_market0.20% APY0.20%Standard
IRAira0.20% APY0.20%Standard
BONUS MONEY MARKETmoney_market0.40% APY0.40%Standard
60-Month Certificatecd_60mo3.25% APY3.25%60 moStandard
36-Month Certificatecd_36mo3.25% APY3.25%36 moStandard
48-Month Certificatecd_48mo3.25% APY3.25%48 moStandard
3-Month Certificatecd_3mo3.50% APY3.50%3 moStandard
6-Month Certificatecd_6mo3.50% APY3.50%6 moStandard
24-Month Certificatecd_24mo3.50% APY3.50%24 moStandard
18-Month Certificatecd_18mo3.75% APY3.75%18 moStandard
12-Month Certificatecd_12mo4.00% APY4.00%12 moStandard
Certificatecd4.00% APY4.00%Standard
60-Month Certificatecd_60mo4.00% APY4.00%60 moStandard
Six7 Savingssavings6.00% APY6.00%Standard

As of August 3, 2026, Numerica Credit Union offers mortgage rates from 4.74% APR. Auto loans available from 4.74% APR for 84 months. HELOC rates from 7% APR. Savings and certificate yields up to 6.00% APY.

Source: RateAPI.dev, verified from Numerica Credit Union's official website

Loading branch locator…

About Numerica Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
178.2K
Assets
$4.3B
Founded
1937
Locations reported
25
NCUA charter
66841
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Numerica Credit Union

Membership eligibility from Numerica Credit Union's own published criteria. How we verify this.

Membership criteria are published on Numerica Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Numerica Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Numerica Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Numerica Credit Union ranks against Washington peers.

Frequently Asked Questions

What rates does Numerica Credit Union offer?

Numerica Credit Union currently offers mortgage, Auto loan, and HELOC rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Numerica Credit Union rates updated?

RateAPI verifies Numerica Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Numerica Credit Union's rate data?

Rate data is collected directly from Numerica Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Numerica Credit Union's mortgage rate?

As of August 3, 2026, Numerica Credit Union offers mortgage rates from 4.74% APR.

What are Numerica Credit Union's auto loan rates?

As of August 3, 2026, Numerica Credit Union offers auto loans from 4.74% APR.

What is Numerica Credit Union's HELOC rate?

As of August 3, 2026, Numerica Credit Union offers home equity lines of credit from 7% APR.

What is Numerica Credit Union's best CD rate?

As of August 3, 2026, Numerica Credit Union offers savings and certificate (CD) yields up to 6.00% APY.

Related Rate Data

Compare Numerica Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Numerica Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Washington credit union rates move.

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Numerica Credit Union
curl "https://api.rateapi.dev/credit-unions/washington/numerica" \
  -H "Authorization: Bearer YOUR_API_KEY"