Canopy Credit Union

Spokane, Washington
Last verified: August 4, 2026
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Verified rate book

Current Canopy Credit Union rates

17 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

17 offers
Canopy Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed7.010% APR7.000%—Standard
30-Year Fixed30 year fixed7.022% APR7.000%—Standard
30-Year Fixed30 year fixed7.125% APR7.125%—Standard
15-Year Fixed15 year fixed6.128% APR6.125%—Standard
15-Year Fixed15 year fixed6.131% APR6.125%—Standard
15-Year Fixed15 year fixed6.138% APR6.125%—Standard
15-Year Fixed15 year fixed6.250% APR6.250%—Standard
15-Year Fixed15 year fixed6.255% APR6.250%—Standard
10-Year Fixed10 year fixed6.128% APR6.125%—Standard
10-Year Fixed10 year fixed6.250% APR6.250%—Standard
20-Year Fixed20 year fixed6.884% APR6.875%—Standard
20-Year Fixed20 year fixed6.884% APR6.875%—Standard
20-Year Fixed20 year fixed6.886% APR6.875%—Standard
20-Year Fixed20 year fixed7.000% APR7.000%—Standard
Agency 25 Year Fixedother7.025% APR7.000%—Standard
Agency 25 Year Fixedother7.025% APR7.000%—Standard
Agency 25 Year Fixedother7.125% APR7.125%—Standard

As of August 4, 2026, Canopy Credit Union offers a 30-year fixed mortgage at 7.01% APR (0.102 points).

Source: RateAPI.dev, verified from Canopy Credit Union's official website

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About Canopy Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
13.4K
Assets
$222.2M
Founded
1956
Locations reported
4
NCUA charter
11162
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Bilingual services
  • Credit-builder products
  • Payday Alternative Loans I

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Global4th Avenue Branch · Spokane · WA · 99201-7257Branch in the same ZIPIdaho CentralRiverside · Spokane · WA · 99201Branch in the same ZIPNumericaDowntown · Spokane · WA · 99201Branch in the same ZIPResponders Emergency ServicesResponders Emergency Services Credit Union · Spokane · WA · 99201-2531Branch in the same ZIPSpokane TeachersSpokane Teachers Credit Union - Downtown Spokane Branch · Spokane · WA · 99201Branch in the same ZIPHorizonWashington Branch · Spokane · WA · 99204About 1.2 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Canopy Credit Union

Membership eligibility from Canopy Credit Union's own published criteria. How we verify this.

Membership criteria are published on Canopy Credit Union's website. Check the membership page below to confirm whether you qualify.

  • LocationSpokane — WA

Verified from Canopy Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Canopy Credit Union?

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Frequently Asked Questions

What rates does Canopy Credit Union offer?

Canopy Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Canopy Credit Union rates updated?

RateAPI verifies Canopy Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Canopy Credit Union's rate data?

Rate data is collected directly from Canopy Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Canopy Credit Union's mortgage rate?

As of August 4, 2026, Canopy Credit Union offers a 30-year fixed mortgage at 7.01% APR.

Related Rate Data

Compare Canopy Credit Union's rates against national credit-union benchmarks.

More Washington credit unionsMortgage rate benchmarkHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for Canopy Credit Union
curl "https://api.rateapi.dev/credit-unions/washington/canopy" \
  -H "Authorization: Bearer YOUR_API_KEY"
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