Virginia Educators Credit Union
Verified rate book
Current Virginia Educators Credit Union rates
32 published offers verified as of August 3, 2026.
Auto & vehicle rates
19 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Refinanced Vehicle Loans (2021 and newer)auto_any_48mo | 3.990% APR | 3.990% | 48 mo | Standard |
| New/ Used Vehicle Loans (2021 and newer)auto_any_48mo | 3.990% APR | 3.990% | 48 mo · any | Standard |
| New/ Used Vehicle Loans (2021 and newer)auto_any_66mo | 5.240% APR | 5.240% | 66 mo · any | Standard |
| Refinanced Vehicle Loans (2021 and newer)auto_any_66mo | 5.240% APR | 5.240% | 66 mo | Standard |
| 48-Month Used Motorcycle Loan (2020 and Older)motorcycle_used_48mo | 5.340% APR | 5.340% | 48 mo · used | Standard |
| 2020 and Older Refinanced Vehiclesauto_used_48mo | 5.340% APR | 5.340% | 48 mo · used | Standard |
| 60-Month Used Motorcycle Loan (2020 and Older)motorcycle_used_60mo | 5.440% APR | 5.440% | 60 mo · used | Standard |
| 2020 and Older Refinanced Vehiclesauto_used_60mo | 5.440% APR | 5.440% | 60 mo · used | Standard |
| New/ Used Vehicle Loans (2021 and newer)auto_any_75mo | 5.490% APR | 5.490% | 75 mo · any | Standard |
| Refinanced Vehicle Loans (2021 and newer)auto_any_75mo | 5.490% APR | 5.490% | 75 mo | Standard |
| 2020 and Older Refinanced Vehiclesauto_used_75mo | 5.650% APR | 5.650% | 75 mo · used | Standard |
| 75-Month Used Motorcycle Loan (2020 and Older)motorcycle_used_75mo | 5.650% APR | 5.650% | 75 mo · used | Standard |
| 2020 and Older Refinanced Vehiclesauto_used_66mo | 5.800% APR | 5.800% | 66 mo · used | Standard |
| 66-Month Used Motorcycle Loan (2020 and Older)motorcycle_used_66mo | 5.800% APR | 5.800% | 66 mo · used | Standard |
| New/ Used Vehicle Loans (2021 and newer)auto_any_84mo | 6.490% APR | 6.490% | 84 mo · any | Standard |
| Refinanced Vehicle Loans (2021 and newer)auto_any_84mo | 6.490% APR | 6.490% | 84 mo | Standard |
| 2020 and Older Refinanced Vehiclesauto_used_84mo | 6.490% APR | 6.490% | 84 mo · used | Standard |
| 84-Month Used Motorcycle Loan (2020 and Older)motorcycle_used_84mo | 6.490% APR | 6.490% | 84 mo · used | Standard |
| 120-Month Boat Loanboat_any_120mo | 6.550% APR | 6.550% | 120 mo | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 42-Month Unsecured Personal Loanpersonal_unsecured_42mo | 9.490% APR | 9.490% | 42 mo | Standard |
| Personal Line of Creditploc_variable | 10.690% APR | 10.690% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Card for Recent Graduatescredit_card | 11.990% APR | 11.990% | — | Standard |
Savings & CD rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 12-Month IRA Certificateira_cd_12mo | 1.00% APY | 1.00% | 12 mo | Standard |
| 12-Month Certificateshare_certificate_12mo | 1.00% APY | 1.00% | 12 mo | Standard |
| 24-Month Certificateshare_certificate_24mo | 1.20% APY | 1.20% | 24 mo | Standard |
| 24-Month IRA Certificateira_cd_24mo | 1.20% APY | 1.20% | 24 mo | Standard |
| 36-Month Certificateshare_certificate_36mo | 1.86% APY | 1.85% | 36 mo | Standard |
| 36-Month IRA Certificateira_cd_36mo | 1.86% APY | 1.85% | 36 mo | Standard |
| 4-Month Certificatecd_4mo | 3.40% APY | 3.40% | 4 mo | Standard |
| 4-Month Savings Certificate (with checking/direct deposit)cd_4mo | 3.90% APY | 3.90% | 4 mo | Standard |
Other rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Graduation Loanother | 9.490% % | 9.490% | — | Standard |
| Salary Advance Loanother | 21.000% % | 21.000% | — | Standard |
Vehicle loans available from 3.99% APR for 48 months. Personal loan rates from 9.49% APR. Credit card rates from 11.99% APR. Savings and certificate yields up to 3.90% APY.
Source: RateAPI.dev, verified from Virginia Educators Credit Union's official website
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About Virginia Educators Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3.7K
- Assets
- $76.9M
- Founded
- 1954
- Locations reported
- 2
- NCUA charter
- 66700
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Who Can Join Virginia Educators Credit Union
Membership eligibility from Virginia Educators Credit Union's own published criteria. How we verify this.
Membership criteria are published on Virginia Educators Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Virginia Educators Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Virginia Educators Credit Union offer?
Virginia Educators Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Virginia Educators Credit Union rates updated?
RateAPI verifies Virginia Educators Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Virginia Educators Credit Union's rate data?
Rate data is collected directly from Virginia Educators Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Virginia Educators Credit Union's auto, boat & motorcycle loan rates?
As of August 3, 2026, Virginia Educators Credit Union offers vehicle loans from 3.99% APR.
What is Virginia Educators Credit Union's personal loan rate?
As of August 3, 2026, Virginia Educators Credit Union offers personal loans from 9.49% APR.
What is Virginia Educators Credit Union's best CD rate?
As of August 3, 2026, Virginia Educators Credit Union offers savings and certificate (CD) yields up to 3.90% APY.
Related Rate Data
Compare Virginia Educators Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Virginia Educators Credit Union
curl "https://api.rateapi.dev/credit-unions/virginia/virginia-educators-credit-union" \
-H "Authorization: Bearer YOUR_API_KEY"