1st Advantage Credit Union
Verified rate book
Current 1st Advantage Credit Union rates
5 published offers verified as of August 4, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loan, Refinanceauto | 3.990% APR | 3.990% | — | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 4.000% APR | 3.990% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Debt Consolidation Loanpersonal_unsecured | 8.740% APR | 8.740% | — | Standard |
Savings & CD rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 8-Month Certificatecd_8mo | 4.00% APY | 4.00% | 8 mo | Standard |
| Money Marketmoney_market | 4.00% APY | 4.00% | — | Standard |
Auto loans available from 3.99% APR. HELOC rates from 4% APR. Personal loan rates from 8.74% APR. Savings and certificate yields up to 4.00% APY.
Source: RateAPI.dev, verified from 1st Advantage Credit Union's official website
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About 1st Advantage Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 71.3K
- Assets
- $1.1B
- Founded
- 1951
- Locations reported
- 12
- NCUA charter
- 7448
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join 1st Advantage Credit Union
Membership eligibility from 1st Advantage Credit Union's own published criteria. How we verify this.
Community charter: live/work in Chesapeake, VA, Hampton, VA, Newport News, VA +7 more
Cost to join: About $5.
Verified from 1st Advantage Credit Union's membership page. Final membership determination is always made by the credit union.
Work at 1st Advantage Credit Union?
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Frequently Asked Questions
What rates does 1st Advantage Credit Union offer?
1st Advantage Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are 1st Advantage Credit Union rates updated?
RateAPI verifies 1st Advantage Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get 1st Advantage Credit Union's rate data?
Rate data is collected directly from 1st Advantage Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are 1st Advantage Credit Union's auto loan rates?
As of August 4, 2026, 1st Advantage Credit Union offers auto loans from 3.99% APR.
What is 1st Advantage Credit Union's HELOC rate?
As of August 4, 2026, 1st Advantage Credit Union offers home equity lines of credit from 4% APR.
What is 1st Advantage Credit Union's personal loan rate?
As of August 4, 2026, 1st Advantage Credit Union offers personal loans from 8.74% APR.
What is 1st Advantage Credit Union's best CD rate?
As of August 4, 2026, 1st Advantage Credit Union offers savings and certificate (CD) yields up to 4.00% APY.
Related Rate Data
Compare 1st Advantage Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack 1st Advantage Credit Union rates
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# Get rates for 1st Advantage Credit Union
curl "https://api.rateapi.dev/credit-unions/virginia/1st-advantage" \
-H "Authorization: Bearer YOUR_API_KEY"