Wasatch Peaks Credit Union

Ogden, Utah
Last verified: July 30, 2026
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Verified rate book

Current Wasatch Peaks Credit Union rates

52 published offers verified as of July 30, 2026.

How we verify rates

Mortgage rates

17 offers
Wasatch Peaks Credit Union mortgage rates as of July 30, 2026
ProductPublishedRateTerm / conditionStatus
30-Yr Fixed Long Term30 year fixed6.240% APR6.240%—Standard
30-Year Fixed30 year fixed6.625% APR6.625%—Standard
15-Year Fixed15 year fixed6.125% APR6.125%—Standard
15-Year Fixed15 year fixed6.590% APR6.590%—Standard
15-Yr Fixed - 2nd Mortgage15 year fixed8.340% APR8.340%—Standard
10-Year Fixed10 year fixed5.740% APR5.740%—Standard
10-Yr Fixed - 2nd Mortgage10 year fixed7.240% APR7.240%—Standard
5-Yr Fixed - 1st Mortgageother5.240% APR5.240%—Standard
7-Yr Fixed - 1st Mortgageother5.630% APR5.630%—Standard
9-Month Constructionother5.750% APR5.750%—Standard
10-Yr Improved Lotother6.250% APR6.250%—Standard
12-Month Constructionother6.500% APR6.500%—Standard
20-Yr Improved Lotother6.740% APR6.740%—Standard
5-Yr Fixed - 2nd Mortgageother6.990% APR6.990%—Standard
30-Yr Improved Lotother6.990% APR6.990%—Standard
7-Yr Fixed - 2nd Mortgageother7.140% APR7.140%—Standard
Unimproved/Raw Landother8.500% APR8.500%—Standard

Auto & vehicle rates

12 offers
Wasatch Peaks Credit Union auto & vehicle rates as of July 30, 2026
ProductPublishedRateTerm / conditionStatus
36-Month Auto Loanauto_any_36mo4.990% APR4.990%36 moStandard
48-Month Auto Loanauto_any_48mo4.990% APR4.990%48 moStandard
72-Month Auto Loanauto_any_72mo5.240% APR5.240%72 moStandard
84-Month Auto Loanauto_any_84mo5.990% APR5.990%84 moStandard
60-Month Boat Loanboat_any_60mo7.140% APR7.140%60 moStandard
60-Month RV Loanrv_any_60mo7.140% APR7.140%60 moStandard
120-Month RV Loanrv_any_120mo7.240% APR7.240%120 moStandard
144-Month RV Loanrv_any_144mo7.360% APR7.360%144 moStandard
Snowmobilepowersports_any_60mo7.450% APR7.450%60 moStandard
60-Month Motorcycle Loanmotorcycle_any_60mo7.450% APR7.450%60 moStandard
Personal Watercraftboat_any_60mo7.450% APR7.450%60 moStandard
180-Month RV Loanrv_any_180mo7.490% APR7.490%180 moStandard

HELOC rates

2 offers
Wasatch Peaks Credit Union heloc rates as of July 30, 2026
ProductPublishedRateTerm / conditionStatus
HELOCheloc_variable3.500% APR3.500%—Standard
HELOC (Variable)heloc_variable7.250% APR7.250%—Standard

Personal loan rates

2 offers
Wasatch Peaks Credit Union personal loan rates as of July 30, 2026
ProductPublishedRateTerm / conditionStatus
Signature/ Personal Loanpersonal_unsecured12.000% APR12.000%—Standard
Overdraft LOCpersonal15.900% APR15.900%—Standard

Credit card rates

7 offers
Wasatch Peaks Credit Union credit card rates as of July 30, 2026
ProductPublishedRateTerm / conditionStatus
Visa® No Cash Backcredit_card_cash_back11.490% APR11.490%—Standard
Visa® Summit Rewardscredit_card_rewards12.490% APR12.490%—Standard
Business Visa® No Cash Backcredit_card_business13.750% APR13.750%—Standard
Visa® 1% Cash Backcredit_card_cash_back14.990% APR14.990%—Standard
Visa® 1.5% Cash Backcredit_card_cash_back15.990% APR15.990%—Standard
Platinum Credit Cardcredit_card_platinum18.000% APR11.490%—Standard
Visa Summit Rewardscredit_card_rewards18.000% APR12.490%—Standard

Savings & CD rates

12 offers
Wasatch Peaks Credit Union savings & cd rates as of July 30, 2026
ProductPublishedRateTerm / conditionStatus
Traditional/ Roth/ Educational IRAira0.05% APY0.05%—Standard
Money Marketmoney_market0.95% APY0.94%—Standard
1 Year Flex Certificatecd_12mo3.65% APY3.59%12 moStandard
3-Month Certificateshare_certificate_3mo3.85% APY3.78%3 moStandard
6-Month Certificateshare_certificate_6mo3.90% APY3.83%6 moStandard
18-Month Certificateshare_certificate_18mo3.90% APY3.83%18 moStandard
12-Month Certificateshare_certificate_12mo3.90% APY3.83%12 moStandard
48-Month Certificateshare_certificate_48mo3.95% APY3.88%48 moStandard
36-Month Certificateshare_certificate_36mo3.95% APY3.88%36 moStandard
30-Month Certificateshare_certificate_30mo3.95% APY3.88%30 moStandard
24-Month Certificateshare_certificate_24mo3.95% APY3.88%24 moStandard
60-Month Certificateshare_certificate_60mo3.95% APY3.88%60 moStandard

As of July 30, 2026, Wasatch Peaks Credit Union offers a 30-year fixed mortgage at 6.24% APR. Vehicle loans available from 4.99% APR for 36 months. HELOC rates from 3.5% APR. Personal loan rates from 12% APR. Credit card rates from 11.49% APR. Savings and certificate yields up to 3.95% APY.

Source: RateAPI.dev, verified from Wasatch Peaks Credit Union's official website

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About Wasatch Peaks Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
32K
Assets
$658.2M
Founded
1930
Locations reported
6
NCUA charter
24780
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

America FirstOgden Harrison · Ogden · UT · 84403Branch in the same ZIPAscentMAIN BRANCH · OGDEN · UT · 84403Branch in the same ZIPEducation 1stMain Office · Ogden · UT · 84403-2560Branch in the same ZIPGoldenwestCorporate Br · Ogden · UT · 84403-4102Branch in the same ZIPMountain America0010 South Ogden 40th St · South Ogden · UT · 84403-1827Branch in the same ZIPSecurity ServiceRiverdale · Riverdale · UT · 84405About 5.7 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Wasatch Peaks Credit Union

Membership eligibility from Wasatch Peaks Credit Union's own published criteria. How we verify this.

Membership via the Trails Foundation of Northern Utah

  • LocationWeber, Davis, Morgan, Box Elder, Salt Lake, Summit, Utah, Tooele, Juab
  • AssociationTrails Foundation of Northern Utah

Verified from Wasatch Peaks Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Wasatch Peaks Credit Union offer?

Wasatch Peaks Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified July 30, 2026 directly from the credit union's official website.

How often are Wasatch Peaks Credit Union rates updated?

RateAPI verifies Wasatch Peaks Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 30, 2026.

Where does RateAPI get Wasatch Peaks Credit Union's rate data?

Rate data is collected directly from Wasatch Peaks Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Wasatch Peaks Credit Union's mortgage rate?

As of July 30, 2026, Wasatch Peaks Credit Union offers a 30-year fixed mortgage at 6.24% APR.

What are Wasatch Peaks Credit Union's auto, rv, boat, motorcycle & powersports loan rates?

As of July 30, 2026, Wasatch Peaks Credit Union offers vehicle loans from 4.99% APR.

What is Wasatch Peaks Credit Union's HELOC rate?

As of July 30, 2026, Wasatch Peaks Credit Union offers home equity lines of credit from 3.5% APR.

What is Wasatch Peaks Credit Union's personal loan rate?

As of July 30, 2026, Wasatch Peaks Credit Union offers personal loans from 12% APR.

What is Wasatch Peaks Credit Union's best CD rate?

As of July 30, 2026, Wasatch Peaks Credit Union offers savings and certificate (CD) yields up to 3.95% APY.

Related Rate Data

Compare Wasatch Peaks Credit Union's rates against national credit-union benchmarks.

More Utah credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for Wasatch Peaks Credit Union
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