Education 1st Credit Union
Verified rate book
Current Education 1st Credit Union rates
19 published offers verified as of August 4, 2026.
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New or Used Autoauto_any_24mo | 3.950% APR | 3.950% | 24 mo · any | Standard |
| New or Used Autoauto_any_72mo | 4.600% APR | 4.600% | 72 mo · any | Standard |
| New or Used Autoauto_any_84mo | 4.800% APR | 4.800% | 84 mo · any | Standard |
| RV, Boat, ATVrv_any_60mo | 6.300% APR | 6.300% | 60 mo | Standard |
| 12-Month Motorcycle Loanmotorcycle_any_12mo | 7.300% APR | 7.300% | 12 mo | Standard |
| New or Used Autoauto_any_60mo | 12.250% APR | 12.250% | 60 mo · any | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 6.750% APR | 6.750% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Signature Loanpersonal_unsecured | 9.750% APR | 9.750% | — | Standard |
| Overdraft Line of Creditpersonal | 15.000% APR | 15.000% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 10.750% APR | 10.750% | — | Standard |
Savings & CD rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auxiliary Share Accountshare_savings | 0.05% APY | 0.05% | — | Standard |
| Individual Retirement Account (IRA)ira | 0.15% APY | 0.15% | — | Standard |
| Savingsshare_savings | 0.15% APY | 0.15% | — | Standard |
| Premier Checking Accountsavings | 0.15% APY | 0.15% | — | Standard |
| Money Marketmoney_market | 0.25% APY | 0.25% | — | Standard |
| Super 60 Checking Accountsavings | 0.25% APY | 0.25% | — | Standard |
| Christmas Club Accountsavings | 0.50% APY | 0.50% | — | Specialty offer |
| 6-Month Certificatecd_6mo | 3.95% APY | 3.95% | 6 mo | Standard |
| Certificatecd | 3.95% APY | 3.95% | — | Standard |
Vehicle loans available from 3.95% APR for 24 months. HELOC rates from 6.75% APR. Personal loan rates from 9.75% APR. Credit card rates from 10.75% APR. Savings and certificate yields up to 3.95% APY.
Source: RateAPI.dev, verified from Education 1st Credit Union's official website
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About Education 1st Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.6K
- Assets
- $61.7M
- Founded
- 1932
- Locations reported
- 3
- NCUA charter
- 67127
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Bilingual services
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Education 1st Credit Union
Membership eligibility from Education 1st Credit Union's own published criteria. How we verify this.
Community charter: live/work in Weber County
- LocationWeber County
- EmployerOgden School District
Verified from Education 1st Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Education 1st Credit Union offer?
Education 1st Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Education 1st Credit Union rates updated?
RateAPI verifies Education 1st Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Education 1st Credit Union's rate data?
Rate data is collected directly from Education 1st Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Education 1st Credit Union's auto, rv & motorcycle loan rates?
As of August 4, 2026, Education 1st Credit Union offers vehicle loans from 3.95% APR.
What is Education 1st Credit Union's HELOC rate?
As of August 4, 2026, Education 1st Credit Union offers home equity lines of credit from 6.75% APR.
What is Education 1st Credit Union's personal loan rate?
As of August 4, 2026, Education 1st Credit Union offers personal loans from 9.75% APR.
What is Education 1st Credit Union's best CD rate?
As of August 4, 2026, Education 1st Credit Union offers savings and certificate (CD) yields up to 3.95% APY.
Related Rate Data
Compare Education 1st Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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