Goldenwest Credit Union
Verified rate book
Current Goldenwest Credit Union rates
13 published offers verified as of August 4, 2026.
Mortgage rates
11 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| FHA 30-Year Fixed30 year fixed | 5.875% APR | 5.875% | — | Standard |
| VA 30-Year Fixed30 year fixed | 5.990% APR | 5.990% | — | Standard |
| 30-Year Fixed30 year fixed | 6.375% APR | 6.375% | — | Standard |
| FHA 15-Year Fixed15 year fixed | 5.625% APR | 5.625% | — | Standard |
| 15-Year Fixed15 year fixed | 5.750% APR | 5.750% | — | Standard |
| VA 15-Year Fixed15 year fixed | 6.125% APR | 6.125% | — | Standard |
| FHA 20-Year Fixed20 year fixed | 5.625% APR | 5.625% | — | Standard |
| 20-Year Fixed20 year fixed | 6.125% APR | 6.125% | — | Standard |
| Construction Loanother | 6.125% APR | 6.125% | — | Standard |
| One-Time Close Construction Loanother | 6.250% APR | 6.250% | — | Standard |
| Improved Building Lot 3-year balloonother | 6.490% APR | 6.490% | — | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 6.750% APR | 6.750% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Lot Loan Special 1-year balloonpersonal_unsecured_12mo | 5.990% APR | 5.990% | 12 mo | Standard |
As of August 4, 2026, Goldenwest Credit Union offers a 30-year fixed mortgage at 5.875% APR. HELOC rates from 6.75% APR. Personal loan rates from 5.99% APR.
Source: RateAPI.dev, verified from Goldenwest Credit Union's official website
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About Goldenwest Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 209.9K
- Assets
- $4.1B
- Founded
- 1936
- Locations reported
- 57
- NCUA charter
- 24693
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Goldenwest Credit Union
Membership eligibility from Goldenwest Credit Union's own published criteria. How we verify this.
Membership criteria are published on Goldenwest Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Goldenwest Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Goldenwest Credit Union?
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Frequently Asked Questions
What rates does Goldenwest Credit Union offer?
Goldenwest Credit Union currently offers mortgage, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Goldenwest Credit Union rates updated?
RateAPI verifies Goldenwest Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Goldenwest Credit Union's rate data?
Rate data is collected directly from Goldenwest Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Goldenwest Credit Union's mortgage rate?
As of August 4, 2026, Goldenwest Credit Union offers a 30-year fixed mortgage at 5.875% APR.
What is Goldenwest Credit Union's HELOC rate?
As of August 4, 2026, Goldenwest Credit Union offers home equity lines of credit from 6.75% APR.
What is Goldenwest Credit Union's personal loan rate?
As of August 4, 2026, Goldenwest Credit Union offers personal loans from 5.99% APR.
Related Rate Data
Compare Goldenwest Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Goldenwest Credit Union rates
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# Get rates for Goldenwest Credit Union
curl "https://api.rateapi.dev/credit-unions/utah/goldenwest" \
-H "Authorization: Bearer YOUR_API_KEY"