Ascent Credit Union

Ogden, Utah
Last verified: August 4, 2026
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Verified rate book

Current Ascent Credit Union rates

35 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

7 offers
Ascent Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
48-Month Auto Loanauto_any_48mo4.990% APR4.990%48 moStandard
60-Month Auto Loanauto_any_60mo4.990% APR4.990%60 moStandard
72-Month Auto Loanauto_any_72mo5.490% APR5.490%72 moStandard
Auto Loan Rates (Fixed)auto_any_84mo6.400% APR6.400%84 moStandard
Auto Loan Rates (84 Months (max LTV 110%))auto_any_84mo6.400% APR6.400%84 moStandard
Auto Loan Rates (84 Months (max LTV 125%))auto_any_84mo6.550% APR6.550%84 moStandard
Auto Loanauto10.000% APR10.000%—Standard

Personal loan rates

8 offers
Ascent Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
48-Month Secured Personal Loanpersonal_secured_48mo5.200% APR5.200%48 moStandard
Share-Secured Loanpersonal_secured5.200% APR5.200%—Standard
60-Month Secured Personal Loanpersonal_secured_60mo5.240% APR5.240%60 moStandard
72-Month Secured Personal Loanpersonal_secured_72mo5.490% APR5.490%72 moStandard
84-Month Secured Personal Loanpersonal_secured_84mo6.550% APR6.550%84 moStandard
36-Month Unsecured Personal Loanpersonal_unsecured_36mo10.950% APR10.950%36 moStandard
48-Month Unsecured Personal Loanpersonal_unsecured_48mo11.200% APR11.200%48 moStandard
60-Month Unsecured Personal Loanpersonal_unsecured_60mo11.450% APR11.450%60 moStandard

Savings & CD rates

20 offers
Ascent Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Money Market ($0.01–$4,999.99)money_market0.95% APY0.95%—Standard
Money Marketmoney_market0.95% APY0.95%—Standard
Money Market Rates ($5,000 - $9,999.99)money_market1.20% APY1.20%—Standard
Money Market Rates ($10,000 - $24,999.99)money_market1.20% APY1.20%—Standard
Money Market Rates ($25,000 - $49,999.99)money_market1.65% APY1.65%—Standard
Money Market Rates ($50,000 - $99,999.99)money_market1.95% APY1.95%—Standard
Money Market Rates ($100,000 - $249,999.99)money_market2.60% APY2.60%—Standard
Money Market ($250,000+)money_market3.25% APY3.25%—Standard
IRA Certificateira_cd3.75% APY3.75%—Standard
3-Month IRA Certificateira_cd_3mo3.75% APY3.75%3 moStandard
6-Month IRA Certificateira_cd_6mo3.90% APY3.90%6 moStandard
48-Month IRA Certificateira_cd_48mo3.95% APY3.95%48 moStandard
12-Month IRA Certificateira_cd_12mo3.95% APY3.95%12 moStandard
18-Month IRA Certificateira_cd_18mo3.95% APY3.95%18 moStandard
24-Month IRA Certificateira_cd_24mo3.95% APY3.95%24 moStandard
36-Month IRA Certificateira_cd_36mo3.95% APY3.95%36 moStandard
60-Month IRA Certificateira_cd_60mo4.00% APY4.00%60 moStandard
48-Month Certificatecd_48mo4.99% APY4.99%48 moStandard
60-Month Certificatecd_60mo4.99% APY4.99%60 moStandard
72-Month Certificatecd_72mo5.49% APY5.49%72 moStandard

Auto loans available from 4.99% APR for 48 months. Personal loan rates from 5.2% APR. Savings and certificate yields up to 5.49% APY.

Source: RateAPI.dev, verified from Ascent Credit Union's official website

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About Ascent Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
9.2K
Assets
$173.1M
Founded
1957
Locations reported
4
NCUA charter
11520
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • First-time homebuyer program
  • Payday Alternative Loans II

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

America FirstOgden Harrison · Ogden · UT · 84403Branch in the same ZIPEducation 1stMain Office · Ogden · UT · 84403-2560Branch in the same ZIPGoldenwestCorporate Br · Ogden · UT · 84403-4102Branch in the same ZIPMountain America0010 South Ogden 40th St · South Ogden · UT · 84403-1827Branch in the same ZIPWasatch PeaksCorporate Headquarters · Ogden · UT · 84403-4304Branch in the same ZIPSecurity ServiceRiverdale · Riverdale · UT · 84405About 5.7 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Ascent Credit Union

Membership eligibility from Ascent Credit Union's own published criteria. How we verify this.

Community charter: live/work in Box Elder, Davis, Morgan +1 more

  • LocationBox Elder, Davis, Morgan, Weber

Cost to join: About $5.

Verified from Ascent Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Ascent Credit Union?

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Frequently Asked Questions

What rates does Ascent Credit Union offer?

Ascent Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Ascent Credit Union rates updated?

RateAPI verifies Ascent Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Ascent Credit Union's rate data?

Rate data is collected directly from Ascent Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Ascent Credit Union's auto loan rates?

As of August 4, 2026, Ascent Credit Union offers auto loans from 4.99% APR.

What is Ascent Credit Union's personal loan rate?

As of August 4, 2026, Ascent Credit Union offers personal loans from 5.2% APR.

What is Ascent Credit Union's best CD rate?

As of August 4, 2026, Ascent Credit Union offers savings and certificate (CD) yields up to 5.49% APY.

Related Rate Data

Compare Ascent Credit Union's rates against national credit-union benchmarks.

More Utah credit unionsAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for Ascent Credit Union
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  -H "Authorization: Bearer YOUR_API_KEY"
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