Wellspring Credit Union
Verified rate book
Current Wellspring Credit Union rates
30 published offers verified as of August 4, 2026.
Mortgage rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| LAND LOANother | 4.990% APR | 4.990% | — | Standard |
| Land Loans (84 Months)other | 4.990% APR | 4.990% | — | Standard |
| Land Loans (60 Months)other | 4.990% APR | 4.990% | — | Standard |
| Land Loans (120 Months)other | 5.250% APR | 5.250% | — | Standard |
| Land Loans (180 Months)other | 5.750% APR | 5.750% | — | Standard |
Auto & vehicle rates
14 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 60-Month Auto Loanauto_any_60mo | 4.500% APR | 4.500% | 60 mo | Standard |
| 48-Month Auto Loanauto_any_48mo | 4.500% APR | 4.500% | 48 mo | Standard |
| Auto Loanauto | 4.500% APR | 4.500% | — | Standard |
| 72-Month Auto Loanauto_any_72mo | 5.000% APR | 5.000% | 72 mo | Standard |
| 84-Month Auto Loanauto_any_84mo | 6.000% APR | 6.000% | 84 mo | Standard |
| RV Loanrv | 6.250% APR | 6.250% | — | Standard |
| BOAT & ATVboat | 6.250% APR | 6.250% | — | Standard |
| Boats, Motorcycles, ATVs, RVs (48 Months)boat_any_48mo | 6.250% APR | 6.250% | 48 mo | Standard |
| Boats, Motorcycles, ATVs, RVs (60 Months)boat_any_60mo | 6.250% APR | 6.250% | 60 mo | Standard |
| Motorcycle Loanmotorcycle | 6.250% APR | 6.250% | — | Standard |
| Boats, Motorcycles, ATVs, RVs (72 Months)boat_any_72mo | 6.750% APR | 6.750% | 72 mo | Standard |
| Boats, Motorcycles, ATVs, RVs (84 Months)boat_any_84mo | 7.250% APR | 7.250% | 84 mo | Standard |
| Boats, Motorcycles, ATVs, RVs (96 Months)boat_any_96mo | 7.800% APR | 7.800% | 96 mo | Standard |
| Boats, Motorcycles, ATVs, RVs (120 Months)boat_any_120mo | 8.300% APR | 8.300% | 120 mo | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 6-Month Unsecured Personal Loanpersonal_unsecured_6mo | 11.750% APR | 11.750% | 6 mo | Standard |
Savings & CD rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Earn Well* (Any, if qualifications are not met)savings | 0.01% APY | 0.01% | — | Standard |
| Earn Well* ($25,000+)savings | 0.24% APY | 0.24% | — | Standard |
| 24-Month Certificatecd_24mo | 3.56% APY | 3.50% | 24 mo | Standard |
| 48-Month Certificatecd_48mo | 3.56% APY | 3.50% | 48 mo | Standard |
| 18-Month Certificatecd_18mo | 3.56% APY | 3.50% | 18 mo | Standard |
| 60-Month Certificatecd_60mo | 3.56% APY | 3.50% | 60 mo | Standard |
| 36-Month Certificatecd_36mo | 3.56% APY | 3.50% | 36 mo | Standard |
| 6-Month Certificatecd_6mo | 3.81% APY | 3.75% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 4.07% APY | 4.00% | 12 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Earn Well* ($0 - $25,000)other | 2.470% % | 2.470% | — | Standard |
As of August 4, 2026, Wellspring Credit Union offers mortgage rates from 4.99% APR. Vehicle loans available from 4.5% APR for 60 months. Personal loan rates from 11.75% APR. Savings and certificate yields up to 4.07% APY.
Source: RateAPI.dev, verified from Wellspring Credit Union's official website
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About Wellspring Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 8.3K
- Assets
- $91.6M
- Founded
- 1958
- Locations reported
- 4
- NCUA charter
- 12181
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- First-time homebuyer program
- Student scholarships
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Wellspring Credit Union
Membership eligibility from Wellspring Credit Union's own published criteria. How we verify this.
Community charter: live/work in Orange, Newton, Jefferson +1 more, TX
- LocationOrange, Newton, Jefferson, Hardin — TX
Cost to join: About $20.
Verified from Wellspring Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Wellspring Credit Union?
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Frequently Asked Questions
What rates does Wellspring Credit Union offer?
Wellspring Credit Union currently offers mortgage, vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Wellspring Credit Union rates updated?
RateAPI verifies Wellspring Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Wellspring Credit Union's rate data?
Rate data is collected directly from Wellspring Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Wellspring Credit Union's mortgage rate?
As of August 4, 2026, Wellspring Credit Union offers mortgage rates from 4.99% APR.
What are Wellspring Credit Union's auto, rv, boat & motorcycle loan rates?
As of August 4, 2026, Wellspring Credit Union offers vehicle loans from 4.5% APR.
What is Wellspring Credit Union's personal loan rate?
As of August 4, 2026, Wellspring Credit Union offers personal loans from 11.75% APR.
What is Wellspring Credit Union's best CD rate?
As of August 4, 2026, Wellspring Credit Union offers savings and certificate (CD) yields up to 4.07% APY.
Related Rate Data
Compare Wellspring Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Wellspring Credit Union rates
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# Get rates for Wellspring Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/wellspring" \
-H "Authorization: Bearer YOUR_API_KEY"