Fivepoint Credit Union
Verified rate book
Current Fivepoint Credit Union rates
38 published offers verified as of August 4, 2026.
Mortgage rates
20 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 1st Lienother | 5.250% APR | 5.250% | — | Standard |
| 1st Lien (10 Years)other | 5.250% APR | 5.250% | — | Standard |
| 1st Lien (5 Years)other | 5.250% APR | 5.250% | — | Standard |
| Land Loans (up to 5 Years)other | 5.250% APR | 5.250% | — | Standard |
| Mortgageother | 5.500% APR | 5.500% | — | Standard |
| 1st Lien (15 Years)other | 5.500% APR | 5.500% | — | Standard |
| Mortgage (15 Years)other | 5.500% APR | 5.500% | — | Standard |
| Mortgage (10 Years)other | 5.500% APR | 5.500% | — | Standard |
| 2nd Lien (5 Years)other | 5.750% APR | 5.750% | — | Standard |
| Mortgage (20 Years)other | 5.750% APR | 5.750% | — | Standard |
| Land Loans (up to 10 Years)other | 5.750% APR | 5.750% | — | Standard |
| 2nd Lien (10 Years)other | 5.750% APR | 5.750% | — | Standard |
| 2nd Lienother | 5.750% APR | 5.750% | — | Standard |
| 1st Lien (20 Years)other | 5.750% APR | 5.750% | — | Standard |
| 2nd Lien (15 Years)other | 6.000% APR | 6.000% | — | Standard |
| 1st Lien (30 Years)other | 6.000% APR | 6.000% | — | Standard |
| Land Loans (up to 15 Years)other | 6.000% APR | 6.000% | — | Standard |
| Mortgage (30 Years)other | 6.000% APR | 6.000% | — | Standard |
| 2nd Lien (20 Years)other | 6.250% APR | 6.250% | — | Standard |
| Construction Loans (up to 12 months)other | 6.500% APR | 6.500% | — | Standard |
Auto & vehicle rates
14 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Loan Rates for Autosauto_any_36mo | 3.500% APR | 3.500% | 36 mo | Standard |
| Loan Rates for Boats, Travel Trailers & Motor Homesboat_any_36mo | 3.500% APR | 3.500% | 36 mo | Standard |
| Loan Rates for Boats, Travel Trailers & Motor Homesboat_any_48mo | 4.000% APR | 4.000% | 48 mo | Standard |
| Loan Rates for Autosauto_any_48mo | 4.000% APR | 4.000% | 48 mo | Standard |
| Loan Rates for Boats, Travel Trailers & Motor Homesboat_any_60mo | 4.250% APR | 4.250% | 60 mo | Standard |
| Loan Rates for Autosauto_any_60mo | 4.250% APR | 4.250% | 60 mo | Standard |
| Loan Rates for Autosauto_any_72mo | 4.750% APR | 4.750% | 72 mo | Standard |
| Loan Rates for Boats, Travel Trailers & Motor Homesboat_any_72mo | 4.750% APR | 4.750% | 72 mo | Standard |
| Loan Rates for Autosauto_any_78mo | 5.000% APR | 5.000% | 78 mo | Standard |
| Loan Rates for Boats, Travel Trailers & Motor Homesboat_any_78mo | 5.000% APR | 5.000% | 78 mo | Standard |
| Loan Rates for Boats, Travel Trailers & Motor Homesboat_any_84mo | 5.250% APR | 5.250% | 84 mo | Standard |
| Loan Rates for Autosauto_any_84mo | 5.250% APR | 5.250% | 84 mo | Standard |
| Loan Rates for Boats, Travel Trailers & Motor Homesboat_any_96mo | 7.750% APR | 7.750% | 96 mo | Standard |
| Loan Rates for Boats, Travel Trailers & Motor Homesboat_any_120mo | 8.500% APR | 8.500% | 120 mo | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Improvement (5 Years)personal_unsecured_60mo | 6.000% APR | 6.000% | 60 mo | Standard |
| Home Improvement (10 Years)personal_unsecured_120mo | 6.250% APR | 6.250% | 120 mo | Standard |
| Home Improvement (15 Years)personal_unsecured_180mo | 6.500% APR | 6.500% | 180 mo | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cards (10.75% - 18.00%)credit_card | 12.250% APR | 12.250% | — | Standard |
As of August 4, 2026, Fivepoint Credit Union offers mortgage rates from 5.25% APR. Vehicle loans available from 3.5% APR for 36 months. Personal loan rates from 6% APR. Credit card rates from 12.25% APR.
Source: RateAPI.dev, verified from Fivepoint Credit Union's official website
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About Fivepoint Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 58.2K
- Assets
- $1.1B
- Founded
- 1935
- Locations reported
- 9
- NCUA charter
- 68643
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Who Can Join Fivepoint Credit Union
Membership eligibility from Fivepoint Credit Union's own published criteria. How we verify this.
Membership criteria are published on Fivepoint Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Fivepoint Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Fivepoint Credit Union offer?
Fivepoint Credit Union currently offers mortgage, vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Fivepoint Credit Union rates updated?
RateAPI verifies Fivepoint Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Fivepoint Credit Union's rate data?
Rate data is collected directly from Fivepoint Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Fivepoint Credit Union's mortgage rate?
As of August 4, 2026, Fivepoint Credit Union offers mortgage rates from 5.25% APR.
What are Fivepoint Credit Union's auto & boat loan rates?
As of August 4, 2026, Fivepoint Credit Union offers vehicle loans from 3.5% APR.
What is Fivepoint Credit Union's personal loan rate?
As of August 4, 2026, Fivepoint Credit Union offers personal loans from 6% APR.
Related Rate Data
Compare Fivepoint Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Fivepoint Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/fivepoint" \
-H "Authorization: Bearer YOUR_API_KEY"