Gulf Credit Union
Verified rate book
Current Gulf Credit Union rates
10 published offers verified as of August 4, 2026.
Mortgage rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Constructionother | 9.529% APR | 6.750% | — | Standard |
| Mortgage Loans- Purchase & Refinanceother | 5.724% APR | 5.250% | — | Standard |
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New & Used Autosauto_any_48mo | 4.000% APR | 4.000% | 48 mo · any | Standard |
| Auto Loanauto | 5.500% APR | 5.500% | — | Standard |
| 48-Month RV Loanrv_any_48mo | 6.000% APR | 6.000% | 48 mo | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loanheloc | 5.254% APR | 5.250% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Overdraft Line of Creditpersonal | 10.500% APR | 10.500% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 12.000% APR | 12.000% | — | Standard |
| Good2Go Quick Loanpersonal_unsecured_6mo | 18.000% APR | 18.000% | 6 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unimproved Landother | 6.231% % | 5.750% | — | Standard |
As of August 4, 2026, Gulf Credit Union offers mortgage rates from 9.529% APR. Vehicle loans available from 4% APR for 48 months. HELOC rates from 5.254% APR. Personal loan rates from 10.5% APR.
Source: RateAPI.dev, verified from Gulf Credit Union's official website
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About Gulf Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 24.6K
- Assets
- $348.5M
- Founded
- 1941
- Locations reported
- 7
- NCUA charter
- 60205
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Gulf Credit Union
Membership eligibility from Gulf Credit Union's own published criteria. How we verify this.
Membership criteria are published on Gulf Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Gulf Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Gulf Credit Union offer?
Gulf Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Gulf Credit Union rates updated?
RateAPI verifies Gulf Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Gulf Credit Union's rate data?
Rate data is collected directly from Gulf Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Gulf Credit Union's mortgage rate?
As of August 4, 2026, Gulf Credit Union offers mortgage rates from 9.529% APR.
What are Gulf Credit Union's auto & rv loan rates?
As of August 4, 2026, Gulf Credit Union offers vehicle loans from 4% APR.
What is Gulf Credit Union's HELOC rate?
As of August 4, 2026, Gulf Credit Union offers home equity lines of credit from 5.254% APR.
What is Gulf Credit Union's personal loan rate?
As of August 4, 2026, Gulf Credit Union offers personal loans from 10.5% APR.
Related Rate Data
Compare Gulf Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Gulf Credit Union rates
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# Get rates for Gulf Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/gulf" \
-H "Authorization: Bearer YOUR_API_KEY"