Dugood Credit Union

Beaumont, Texas
Last verified: August 4, 2026
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Verified rate book

Current Dugood Credit Union rates

76 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

22 offers
Dugood Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.330% APR6.000%—Standard
15-Year Fixed15 year fixed6.040% APR5.500%—Standard
5/1 ARM5 1 arm5.250% APR5.250%—Standard
10-Year Fixed10 year fixed6.260% APR5.500%—Standard
20-Year Fixed20 year fixed6.430% APR6.000%—Standard
Home Loan Rates (15 Year)other5.500% APR5.500%—Standard
Home Loan Rates (10 Year)other5.500% APR5.500%—Standard
Second Home Loan Rates (15 Year)other5.750% APR5.750%—Standard
Second Home Loan Rates (10 Year)other5.750% APR5.750%—Standard
Land Loan Rates (5 Year)other5.750% APR5.750%—Standard
5 Year Land Loanother5.750% APR5.750%—Standard
10 Year Land Loanother6.000% APR6.000%—Standard
15 Year Land Loanother6.000% APR6.000%—Standard
Home Loan Rates (30 Year)other6.000% APR6.000%—Standard
Land Loan Rates (10 Year)other6.000% APR6.000%—Standard
Land Loan Rates (15 Year)other6.000% APR6.000%—Standard
Home Loan Rates (20 Year)other6.000% APR6.000%—Standard
Second Home Loan Rates (20 Year)other6.250% APR6.250%—Standard
15 Year Second Home Loanother6.290% APR5.750%—Standard
12 Month Construction Loanother6.500% APR6.500%—Standard
10 Year Second Home Loanother6.510% APR5.750%—Standard
20 Year Second Home Loanother6.690% APR6.250%—Standard

Auto & vehicle rates

2 offers
Dugood Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Up to 48-Month Auto Loan (2026)auto_any_48mo4.250% APR4.250%48 moStandard
New Autos Onlyauto_new_84mo5.750% APR5.750%84 mo · newStandard

HELOC rates

19 offers
Dugood Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Step 1: Compare Home Equity Loan Rates as Low as: (10 Year)heloc_fixed5.250% APR5.250%—Standard
Step 1: Compare Home Equity Loan Rates as Low as: (7 Year)heloc_fixed5.250% APR5.250%—Standard
10-Year Home Equity Loanheloc5.250% APR5.250%—Standard
Step 1: Compare Home Equity Loan Rates as Low as: (5 Year)heloc_fixed5.250% APR5.250%—Standard
5-Year Home Equity Loanheloc5.250% APR5.250%—Standard
7-Year Home Equity Loanheloc5.250% APR5.250%—Standard
10-Year Home Equity Loan (Fixed)heloc_fixed5.270% APR5.250%—Standard
Home Equity Loan (Fixed)heloc_fixed5.270% APR5.250%—Standard
7-Year Home Equity Loan (Fixed)heloc_fixed5.280% APR5.250%—Standard
5-Year Home Equity Loan (Fixed)heloc_fixed5.290% APR5.250%—Standard
15-Year Home Equity Loanheloc5.500% APR5.500%—Standard
Step 1: Compare Home Equity Loan Rates as Low as: (15 Year)heloc_fixed5.500% APR5.500%—Standard
15-Year Home Equity Loan (Fixed)heloc_fixed5.520% APR5.500%—Standard
20-Year Home Equity Loanheloc5.750% APR5.750%—Standard
Step 1: Compare Home Equity Loan Rates as Low as: (20 Year)heloc_fixed5.750% APR5.750%—Standard
20-Year Home Equity Loan (Fixed)heloc_fixed5.760% APR5.750%—Standard
30-Year Home Equity Loanheloc6.000% APR6.000%—Standard
Step 1: Compare Home Equity Loan Rates as Low as: (30 Year)heloc_fixed6.000% APR6.000%—Standard
30-Year Home Equity Loan (Fixed)heloc_fixed6.010% APR6.000%—Standard

Personal loan rates

3 offers
Dugood Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Personal Line of Creditploc_variable11.250% APR11.250%—Standard
Home Owner Expresspersonal_unsecured_72mo11.750% APR11.750%72 moStandard
60-Month Personal Loanpersonal_unsecured_60mo11.750% APR11.750%60 moStandard

Savings & CD rates

28 offers
Dugood Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
- Qualifications Not Metsavings0.05% APY0.05%—Standard
HSAsavings0.20% APY0.20%—Standard
Business Money Market Accountmoney_market0.60% APY0.60%—Standard
Money Market Rates (Business Money Market Account)money_market0.60% APY0.60%—Standard
Money Marketmoney_market0.85% APY0.85%—Standard
Money Marketmoney_market0.85% APY0.85%—Standard
Cumulative IRA Rates (Traditional IRA)ira1.00% APY1.00%—Standard
Certificate/IRA Rates (3 Months)ira_cd_3mo2.50% APY2.50%3 moStandard
Coverdell Certificate Rates (24 Months)cd_24mo3.15% APY3.15%24 moStandard
Coverdell Certificate Rates (30 Months)cd_30mo3.15% APY3.15%30 moStandard
Coverdell Certificate Rates (36 Months)cd_36mo3.25% APY3.25%36 moStandard
Certificate/IRA Rates (30 Months)ira_cd_30mo3.25% APY3.25%30 moStandard
Certificate/IRA Rates (24 Months)ira_cd_24mo3.25% APY3.25%24 moStandard
Coverdell Certificate Rates (60 Months)cd_60mo3.30% APY3.30%60 moStandard
Coverdell Certificate Rates (18 Months)cd_18mo3.30% APY3.30%18 moStandard
Certificate/IRA Rates (36 Months)ira_cd_36mo3.35% APY3.35%36 moStandard
Certificate/IRA Rates (60 Months)ira_cd_60mo3.40% APY3.40%60 moStandard
Certificate/IRA Rates (18 Months)ira_cd_18mo3.40% APY3.40%18 moStandard
Coverdell Certificate Rates (6 Months)cd_6mo3.60% APY3.60%6 moStandard
Certificate/IRA Rates (6 Months)ira_cd_6mo3.70% APY3.70%6 moStandard
Coverdell Certificate Rates (12 Months)cd_12mo3.90% APY3.90%12 moStandard
Certificate/IRA Rates (12 Months)ira_cd_12mo4.00% APY4.00%12 moStandard
120-Month Certificatecd_120mo5.25% APY5.25%120 moStandard
60-Month Certificatecd_60mo5.25% APY5.25%60 moStandard
84-Month Certificatecd_84mo5.25% APY5.25%84 moStandard
15 Yearsavings5.50% APY5.50%—Standard
20 Yearsavings5.75% APY5.75%—Standard
- Qualifications Metsavings5.77% APY5.77%—Standard

Other rates

2 offers
Dugood Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Annual Cap: 2.00% Lifetime Cap: 5.00%other2.000% %2.000%—Standard
Minimum Loan Amount is $15,000 Required Down Payment is 20%other20.000% %20.000%—Standard

As of August 4, 2026, Dugood Credit Union offers a 30-year fixed mortgage at 6.33% APR. Auto loans available from 4.25% APR for 48 months. HELOC rates from 5.25% APR. Personal loan rates from 11.25% APR. Savings and certificate yields up to 5.77% APY.

Source: RateAPI.dev, verified from Dugood Credit Union's official website

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About Dugood Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
37.9K
Assets
$610.5M
Founded
1962
Locations reported
14
NCUA charter
15146
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Student scholarships
  • Payday Alternative Loans I

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Common CentsCommon Cents Credit Union · Beaumont · TX · 77706About 3.6 miles awayEducation FirstEducation First Federal Credit Union - Administration · Beaumont · TX · 77706-6515About 3.6 miles awayFivepointFivePoint Credit Union · Beaumont · TX · 77706About 3.6 miles awayGulfBeaumont · Beaumont · TX · 77706About 3.6 miles awayNechesDowlen Branch · Beaumont · TX · 77706-3330About 3.6 miles awayRave FinancialCalder Branch · Beaumont · TX · 77706About 3.6 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Dugood Credit Union

Membership eligibility from Dugood Credit Union's own published criteria. How we verify this.

Membership criteria are published on Dugood Credit Union's website. Check the membership page below to confirm whether you qualify.

  • LocationChambers, Hardin, Jasper, Jefferson, Orange — TX

Verified from Dugood Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Dugood Credit Union?

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Frequently Asked Questions

What rates does Dugood Credit Union offer?

Dugood Credit Union currently offers mortgage, Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Dugood Credit Union rates updated?

RateAPI verifies Dugood Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Dugood Credit Union's rate data?

Rate data is collected directly from Dugood Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Dugood Credit Union's mortgage rate?

As of August 4, 2026, Dugood Credit Union offers a 30-year fixed mortgage at 6.33% APR.

What are Dugood Credit Union's auto loan rates?

As of August 4, 2026, Dugood Credit Union offers auto loans from 4.25% APR.

What is Dugood Credit Union's HELOC rate?

As of August 4, 2026, Dugood Credit Union offers home equity lines of credit from 5.25% APR.

What is Dugood Credit Union's personal loan rate?

As of August 4, 2026, Dugood Credit Union offers personal loans from 11.25% APR.

What is Dugood Credit Union's best CD rate?

As of August 4, 2026, Dugood Credit Union offers savings and certificate (CD) yields up to 5.77% APY.

Related Rate Data

Compare Dugood Credit Union's rates against national credit-union benchmarks.

More Texas credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

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