United Community Credit Union

Houston, Texas
Last verified: August 4, 2026
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Verified rate book

Current United Community Credit Union rates

3 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

1 offer
United Community Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New & Used Vehicleauto_any4.740% APR4.740%anyStandard

Personal loan rates

1 offer
United Community Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Signature Loanpersonal_unsecured9.690% APR9.690%Standard

Credit card rates

1 offer
United Community Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Rewards Credit Cardcredit_card_rewards11.990% APR11.990%Standard

Auto loans available from 4.74% APR. Personal loan rates from 9.69% APR. Credit card rates from 11.99% APR.

Source: RateAPI.dev, verified from United Community Credit Union's official website

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About United Community Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
13.6K
Assets
$127M
Founded
1950
Locations reported
4
NCUA charter
68369
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Financial counseling
  • Financial education
  • Bilingual services

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join United Community Credit Union

Membership eligibility from United Community Credit Union's own published criteria. How we verify this.

Membership criteria are published on United Community Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from United Community Credit Union's membership page. Final membership determination is always made by the credit union.

Work at United Community Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where United Community Credit Union ranks against Texas peers.

Frequently Asked Questions

What rates does United Community Credit Union offer?

United Community Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are United Community Credit Union rates updated?

RateAPI verifies United Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get United Community Credit Union's rate data?

Rate data is collected directly from United Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are United Community Credit Union's auto loan rates?

As of August 4, 2026, United Community Credit Union offers auto loans from 4.74% APR.

What is United Community Credit Union's personal loan rate?

As of August 4, 2026, United Community Credit Union offers personal loans from 9.69% APR.

Related Rate Data

Compare United Community Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track United Community Credit Union rates

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Use it via API

Access this data programmatically with our REST API

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# Get rates for United Community Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/united-community" \
  -H "Authorization: Bearer YOUR_API_KEY"