Gulf Coast Educators Credit Union

Pasadena, Texas
Last verified: August 4, 2026
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Verified rate book

Current Gulf Coast Educators Credit Union rates

29 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

10 offers
Gulf Coast Educators Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Up to 36-Month Auto Loanauto_any_36mo3.990% APR3.990%36 moStandard
Up to 48-Month Auto Loanauto_any_48mo4.240% APR4.240%48 moStandard
Up to 60-Month Auto Loanauto_any_60mo4.490% APR4.490%60 moStandard
Up to 72-Month Auto Loanauto_any_72mo4.990% APR4.990%72 moStandard
Up to 84-Month Auto Loanauto_any_84mo5.490% APR5.490%84 moStandard
Up to 60-Month Motorcycle Loanmotorcycle_any_60mo7.490% APR7.490%60 moStandard
Up to 60-Month Boat Loanboat_any_60mo7.490% APR7.490%60 moStandard
Up to 60-Month RV Loanrv_any_60mo7.490% APR7.490%60 moStandard
Up to 84-Month RV Loanrv_any_84mo8.740% APR8.740%84 moStandard
Up to 84-Month Boat Loanboat_any_84mo8.740% APR8.740%84 moStandard

Personal loan rates

2 offers
Gulf Coast Educators Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Up to 48-Month Unsecured Personal Loanpersonal_unsecured_48mo11.240% APR11.240%48 moStandard
Up to 84-Month Unsecured Personal Loanpersonal_unsecured_84mo12.740% APR12.740%84 moStandard

Savings & CD rates

5 offers
Gulf Coast Educators Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Christmas Club Accountsavings0.05% APY0.05%—Specialty offer
Savingsshare_savings0.05% APY0.05%—Standard
Advantage Checking Accountsavings0.05% APY0.05%—Standard
Sandy Saversavings0.05% APY0.05%—Standard
Dollar Up Savingssavings2.99% APY2.99%—Standard

Equipment loan rates

1 offer
Gulf Coast Educators Credit Union equipment loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
miscellaneous equipment loan ra (Up to 60 months)equipment_60mo8.500% APR8.500%—Standard

Other rates

11 offers
Gulf Coast Educators Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
loan discounts (Direct Deposit)other0.250% %0.250%—Standard
loan discounts (Gulf Coast Educators Insurance Services, LLC)other0.250% %0.250%—Standard
loan discounts (Credit Life or Disability Insurance)other0.250% %0.250%—Standard
title loan rates (Up to 36 months)other4.490% %4.490%—Standard
title loan rates (Up to 48 months)other4.740% %4.740%—Standard
title loan rates (Up to 60 months)other4.990% %4.990%—Standard
title loan rates (Up to 72 months)other5.490% %5.490%—Standard
title loan rates (Up to 84 months)other6.240% %6.240%—Standard
Professional Developmentother8.990% %8.990%—Standard
Classroom Suppliesother8.990% %8.990%—Standard
Alternative Teaching Certificationother8.990% %8.990%—Standard

Vehicle loans available from 3.99% APR for 36 months. Personal loan rates from 11.24% APR. Savings and certificate yields up to 2.99% APY. Equipment loans from 8.5% APR.

Source: RateAPI.dev, verified from Gulf Coast Educators Credit Union's official website

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About Gulf Coast Educators Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
61.1K
Assets
$1.3B
Founded
1948
Locations reported
9
NCUA charter
5648
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

ShellFairmont · Pasadena · TX · 77505Branch in the same ZIPEssentialHouston Texas · Houston · TX · 77059About 2.8 miles awayI.b.e.w. Lu 66IBEW LU 66 FCU · PASADENA · TX · 77504About 2.9 miles awayTexas Dow EmployeesTDECU-Preston · Pasadena · TX · 77503About 3.1 miles awayAssociated Credit Union of TexasDeer Park · Deer Park · TX · 77536-3409About 3.3 miles awayBeaconHEB - Deer Park · Deer Park · TX · 77536About 3.3 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Gulf Coast Educators Credit Union

Membership eligibility from Gulf Coast Educators Credit Union's own published criteria. How we verify this.

Membership via employers (Gulf Coast Educators Federal Credit Union) or occupations (School District Employee)

  • LocationTX
  • EmployerGulf Coast Educators Federal Credit Union
  • OccupationSchool District Employee

Verified from Gulf Coast Educators Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Gulf Coast Educators Credit Union offer?

Gulf Coast Educators Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Gulf Coast Educators Credit Union rates updated?

RateAPI verifies Gulf Coast Educators Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Gulf Coast Educators Credit Union's rate data?

Rate data is collected directly from Gulf Coast Educators Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Gulf Coast Educators Credit Union's auto, rv, boat & motorcycle loan rates?

As of August 4, 2026, Gulf Coast Educators Credit Union offers vehicle loans from 3.99% APR.

What is Gulf Coast Educators Credit Union's personal loan rate?

As of August 4, 2026, Gulf Coast Educators Credit Union offers personal loans from 11.24% APR.

What is Gulf Coast Educators Credit Union's best CD rate?

As of August 4, 2026, Gulf Coast Educators Credit Union offers savings and certificate (CD) yields up to 2.99% APY.

Related Rate Data

Compare Gulf Coast Educators Credit Union's rates against national credit-union benchmarks.

More Texas credit unionsAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Gulf Coast Educators Credit Union
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  -H "Authorization: Bearer YOUR_API_KEY"
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