Shell Credit Union

Deer Park, Texas
Last verified: August 4, 2026
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Verified rate book

Current Shell Credit Union rates

41 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

6 offers
Shell Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loans (New or Used Vehicles)auto_any_36mo3.490% APR3.490%36 mo · anyStandard
Up to 36-Month Auto Loanauto_any_36mo3.490% APR3.490%36 moStandard
Auto Loans (37 to 48 months)auto_any_48mo3.990% APR3.990%48 moStandard
Auto Loans (49 to 60 months)auto_any_60mo4.490% APR4.490%60 moStandard
Auto Loans (61 to 72 months)auto_any_72mo4.990% APR4.990%72 moStandard
Auto Loans (73 to 84 months)auto_any_84mo5.490% APR5.490%84 moStandard

Savings & CD rates

35 offers
Shell Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
High Yield eSavings (2nd Tier)savings0.05% APY0.05%—Standard
Savings Accounts (Variable)savings0.10% APY0.10%—Standard
TUTMA (Texas Uniform Transfers to Minors Act)savings0.10% APY0.10%—Eligibility restricted
iSavesavings0.15% APY0.15%—Standard
Christmas Clubsavings0.50% APY0.50%—Specialty offer
Traditional IRAsira0.75% APY0.75%—Standard
Money Market (Variable)money_market1.10% APY1.10%—Standard
Money Marketmoney_market1.10% APY1.10%—Standard
High Yield eSavingssavings3.00% APY3.00%—Standard
High Yield eSavings (1st Tier)savings3.00% APY3.00%—Standard
3-Month IRA Certificateira_cd_3mo3.00% APY3.00%3 moStandard
$500 Minimum Balance (3 Months)cd_3mo3.00% APY3.00%3 moStandard
3-Month Certificateshare_certificate_3mo3.15% APY3.15%3 moStandard
3-Month IRA Certificateira_cd_3mo3.15% APY3.15%3 moStandard
$50,000 Minimum Balance (3 Months)cd_3mo3.15% APY3.15%3 moStandard
$500 Minimum Balance (60 Months)cd_60mo3.75% APY3.75%60 moStandard
$500 Minimum Balance (12 Months)cd_12mo3.75% APY3.75%12 moStandard
$500 Minimum Balance (18 Months)cd_18mo3.75% APY3.75%18 moStandard
$500 Minimum Balance (24 Months)cd_24mo3.75% APY3.75%24 moStandard
$500 Minimum Balance (30 Months)cd_30mo3.75% APY3.75%30 moStandard
$500 Minimum Balance (36 Months)cd_36mo3.75% APY3.75%36 moStandard
$500 Minimum Balance (48 Months)cd_48mo3.75% APY3.75%48 moStandard
$500 Minimum Balance (6 Months)cd_6mo3.75% APY3.75%6 moStandard
6-Month IRA Certificateira_cd_6mo3.75% APY3.75%6 moStandard
6-Month Certificateshare_certificate_6mo3.75% APY3.75%6 moStandard
$50,000 Minimum Balance (60 Months)cd_60mo3.90% APY3.90%60 moStandard
6-Month Certificateshare_certificate_6mo3.90% APY3.90%6 moStandard
$50,000 Minimum Balance (48 Months)cd_48mo3.90% APY3.90%48 moStandard
$50,000 Minimum Balance (36 Months)cd_36mo3.90% APY3.90%36 moStandard
$50,000 Minimum Balance (30 Months)cd_30mo3.90% APY3.90%30 moStandard
$50,000 Minimum Balance (24 Months)cd_24mo3.90% APY3.90%24 moStandard
$50,000 Minimum Balance (18 Months)cd_18mo3.90% APY3.90%18 moStandard
$50,000 Minimum Balance (12 Months)cd_12mo3.90% APY3.90%12 moStandard
$50,000 Minimum Balance (6 Months)cd_6mo3.90% APY3.90%6 moStandard
6-Month IRA Certificateira_cd_6mo3.90% APY3.90%6 moStandard

Auto loans available from 3.49% APR for 36 months. Savings and certificate yields up to 3.90% APY.

Source: RateAPI.dev, verified from Shell Credit Union's official website

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About Shell Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
165.3K
Assets
$2B
Founded
1937
Locations reported
15
NCUA charter
1941
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Bilingual services
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Associated Credit Union of TexasDeer Park · Deer Park · TX · 77536-3409Branch in the same ZIPBeaconHEB - Deer Park · Deer Park · TX · 77536Branch in the same ZIPCity of Deer ParkMain Office · Deer Park · TX · 77536Branch in the same ZIPLubrizol Employees'Lubrizol Employees' CU · Deer Park · TX · 77536-2735Branch in the same ZIPTexas Dow EmployeesTDECU-Preston · Pasadena · TX · 77503About 2.4 miles awayGulf Coast EducatorsPasadena Office · Pasadena · TX · 77505About 3.3 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Shell Credit Union

Membership eligibility from Shell Credit Union's own published criteria. How we verify this.

Membership criteria are published on Shell Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Shell Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Shell Credit Union?

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Frequently Asked Questions

What rates does Shell Credit Union offer?

Shell Credit Union currently offers Auto loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Shell Credit Union rates updated?

RateAPI verifies Shell Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Shell Credit Union's rate data?

Rate data is collected directly from Shell Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Shell Credit Union's auto loan rates?

As of August 4, 2026, Shell Credit Union offers auto loans from 3.49% APR.

What is Shell Credit Union's best CD rate?

As of August 4, 2026, Shell Credit Union offers savings and certificate (CD) yields up to 3.90% APY.

Related Rate Data

Compare Shell Credit Union's rates against national credit-union benchmarks.

More Texas credit unionsAuto loan rate benchmarkHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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