Southwest Financial Credit Union
Verified rate book
Current Southwest Financial Credit Union rates
22 published offers verified as of August 4, 2026.
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Refinanced Autoauto_any_72mo | 4.390% APR | 4.390% | 72 mo | Standard |
| 72-Month New Auto Loanauto_new_72mo | 4.390% APR | 4.390% | 72 mo · new | Standard |
| 72-Month Used Auto Loanauto_used_72mo | 4.390% APR | 4.390% | 72 mo · used | Standard |
| 120-Month Boat Loanboat_any_120mo | 4.390% APR | 4.390% | 120 mo | Standard |
| 72-Month Motorcycle Loanmotorcycle_any_72mo | 4.390% APR | 4.390% | 72 mo | Standard |
| 120-Month RV Loanrv_any_120mo | 4.390% APR | 4.390% | 120 mo | Standard |
HELOC rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 5-Year Home Equity Loan (Fixed)heloc_fixed | 5.740% APR | 5.740% | — | Standard |
| 10-Year Home Equity Loan (Fixed)heloc_fixed | 5.990% APR | 5.990% | — | Standard |
| 15-Year Home Equity Loan (Fixed)heloc_fixed | 6.240% APR | 6.240% | — | Standard |
| 20-Year Home Equity Loan (Fixed)heloc_fixed | 6.490% APR | 6.490% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Signature Loanpersonal_unsecured | 10.990% APR | 10.990% | — | Standard |
| Hassle Free Loanpersonal | 17.990% APR | 17.990% | — | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 8.990% APR | 8.990% | — | Standard |
| Rewards Credit Cardcredit_card_rewards | 17.990% APR | 17.990% | — | Standard |
Savings & CD rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Better Than Freesavings | 0.10% APY | 0.10% | — | Standard |
| Start Smartsavings | 0.15% APY | 0.15% | — | Standard |
| Savingssavings | 0.25% APY | 0.25% | — | Standard |
| Maxx***savings | 1.25% APY | 1.25% | — | Standard |
| 36-Month Certificatecd_36mo | 2.36% APY | 2.36% | 36 mo | Standard |
| 24-Month Certificatecd_24mo | 2.85% APY | 2.85% | 24 mo | Standard |
| 12-Month Certificatecd_12mo | 3.35% APY | 3.35% | 12 mo | Standard |
| High Yieldsavings | 3.40% APY | 3.40% | — | Standard |
Vehicle loans available from 4.39% APR for 72 months. HELOC rates from 5.74% APR. Personal loan rates from 10.99% APR. Credit card rates from 8.99% APR. Savings and certificate yields up to 3.40% APY.
Source: RateAPI.dev, verified from Southwest Financial Credit Union's official website
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About Southwest Financial Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 7.4K
- Assets
- $88.9M
- Founded
- 1962
- Locations reported
- 1
- NCUA charter
- 15327
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Southwest Financial Credit Union
Membership eligibility from Southwest Financial Credit Union's own published criteria. How we verify this.
Membership via employers (affiliated company)
- Employeraffiliated company
Cost to join: About $25.
Verified from Southwest Financial Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Southwest Financial Credit Union?
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Frequently Asked Questions
What rates does Southwest Financial Credit Union offer?
Southwest Financial Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Southwest Financial Credit Union rates updated?
RateAPI verifies Southwest Financial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Southwest Financial Credit Union's rate data?
Rate data is collected directly from Southwest Financial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Southwest Financial Credit Union's auto, rv, boat & motorcycle loan rates?
As of August 4, 2026, Southwest Financial Credit Union offers vehicle loans from 4.39% APR.
What is Southwest Financial Credit Union's HELOC rate?
As of August 4, 2026, Southwest Financial Credit Union offers home equity lines of credit from 5.74% APR.
What is Southwest Financial Credit Union's personal loan rate?
As of August 4, 2026, Southwest Financial Credit Union offers personal loans from 10.99% APR.
What is Southwest Financial Credit Union's best CD rate?
As of August 4, 2026, Southwest Financial Credit Union offers savings and certificate (CD) yields up to 3.40% APY.
Related Rate Data
Compare Southwest Financial Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Southwest Financial Credit Union rates
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# Get rates for Southwest Financial Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/southwest-financial" \
-H "Authorization: Bearer YOUR_API_KEY"