Valwood Park Credit Union

Carrollton, Texas
Last verified: August 4, 2026
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Verified rate book

Current Valwood Park Credit Union rates

27 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

9 offers
Valwood Park Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Used Auto/Refinance Autoauto_used_36mo3.990% APR3.990%36 mo · usedStandard
New/Refinance Autoauto_new_48mo3.990% APR3.990%48 mo · newStandard
New/Refinance Autoauto_new_60mo4.490% APR4.490%60 mo · newStandard
New/Refinance Autoauto_new_72mo4.990% APR4.990%72 mo · newStandard
New & Used Recreational Vehicle (Motorcycles/Boat & Motor/Travel Trailers)rv_any_36mo5.490% APR5.490%36 mo · anyStandard
New/Refinance Autoauto_new_84mo5.490% APR5.490%84 mo · newStandard
New & Used Recreational Vehiclerv_any_48mo5.740% APR5.740%48 mo · anyStandard
New & Used Recreational Vehiclerv_any_60mo5.990% APR5.990%60 mo · anyStandard
New & Used Recreational Vehiclerv_any_72mo6.240% APR6.240%72 mo · anyStandard

Personal loan rates

2 offers
Valwood Park Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
36-Month Signature Loanpersonal_unsecured_36mo8.400% APR8.400%36 moStandard
Signature Loanpersonal_unsecured8.400% APR8.400%Standard

Credit card rates

2 offers
Valwood Park Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
MasterCard Credit Card Goldcredit_card9.000% APR9.000%Standard
MasterCard Credit Card Classiccredit_card9.750% APR9.750%Standard

Savings & CD rates

14 offers
Valwood Park Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Regular Savingssavings0.10% APY0.10%Standard
Christmas Clubsavings0.30% APY0.30%Specialty offer
Individual Retirement Account (IRA Savings)ira0.30% APY0.30%Standard
Youth Savingssavings1.00% APY1.00%Eligibility restricted
Early Withdrawal Penalties (6 Month)cd_6mo2.53% APY2.50%6 moStandard
6-Month Certificateshare_certificate_6mo2.53% APY2.50%6 moStandard
24-Month IRA Certificateira_cd_24mo3.04% APY3.00%24 moStandard
Early Withdrawal Penalties (24 Month)cd_24mo3.04% APY3.00%24 moStandard
24-Month Certificateshare_certificate_24mo3.04% APY3.00%24 moStandard
12-Month Certificateshare_certificate_12mo3.56% APY3.50%12 moStandard
Early Withdrawal Penalties (12 Month)cd_12mo3.56% APY3.50%12 moStandard
12-Month IRA Certificateira_cd_12mo3.56% APY3.50%12 moStandard
18-Month Certificateshare_certificate_18mo4.07% APY4.00%18 moStandard
Early Withdrawal Penalties (18 Month)cd_18mo4.07% APY4.00%18 moStandard

Vehicle loans available from 3.99% APR for 36 months. Personal loan rates from 8.4% APR. Credit card rates from 9% APR. Savings and certificate yields up to 4.07% APY.

Source: RateAPI.dev, verified from Valwood Park Credit Union's official website

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About Valwood Park Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
2.4K
Assets
$27.3M
Founded
1974
Locations reported
1
NCUA charter
21788
Charter type
Federal credit union

Services and member support

  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Bilingual services

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Valwood Park Credit Union

Membership eligibility from Valwood Park Credit Union's own published criteria. How we verify this.

Community charter: live/work in Carrollton, Addison, Farmers Branch

Verified from Valwood Park Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Valwood Park Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Valwood Park Credit Union ranks against Texas peers.

Frequently Asked Questions

What rates does Valwood Park Credit Union offer?

Valwood Park Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Valwood Park Credit Union rates updated?

RateAPI verifies Valwood Park Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Valwood Park Credit Union's rate data?

Rate data is collected directly from Valwood Park Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Valwood Park Credit Union's auto & rv loan rates?

As of August 4, 2026, Valwood Park Credit Union offers vehicle loans from 3.99% APR.

What is Valwood Park Credit Union's personal loan rate?

As of August 4, 2026, Valwood Park Credit Union offers personal loans from 8.4% APR.

What is Valwood Park Credit Union's best CD rate?

As of August 4, 2026, Valwood Park Credit Union offers savings and certificate (CD) yields up to 4.07% APY.

Related Rate Data

Compare Valwood Park Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Valwood Park Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/valwood-park" \
  -H "Authorization: Bearer YOUR_API_KEY"