Lifetime Credit Union

Richardson, Texas
Last verified: August 4, 2026
Work at Lifetime Credit Union? Claim this profile →

Verified rate book

Current Lifetime Credit Union rates

2 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

2 offers
Lifetime Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed5.423% APR5.250%Standard
20-Year Fixed20 year fixed5.231% APR5.000%Standard

As of August 4, 2026, Lifetime Credit Union offers a 30-year fixed mortgage at 5.423% APR.

Source: RateAPI.dev, verified from Lifetime Credit Union's official website

Loading branch locator…

About Lifetime Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
4.2K
Assets
$57M
Founded
1949
Locations reported
2
NCUA charter
6012
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Lifetime Credit Union

Membership eligibility from Lifetime Credit Union's own published criteria. How we verify this.

Membership criteria are published on Lifetime Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Lifetime Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Lifetime Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Lifetime Credit Union ranks against Texas peers.

Frequently Asked Questions

What rates does Lifetime Credit Union offer?

Lifetime Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Lifetime Credit Union rates updated?

RateAPI verifies Lifetime Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Lifetime Credit Union's rate data?

Rate data is collected directly from Lifetime Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Lifetime Credit Union's mortgage rate?

As of August 4, 2026, Lifetime Credit Union offers a 30-year fixed mortgage at 5.423% APR.

Related Rate Data

Compare Lifetime Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Lifetime Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move.

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Lifetime Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/lifetime" \
  -H "Authorization: Bearer YOUR_API_KEY"