La Joya Area Credit Union
Verified rate book
Current La Joya Area Credit Union rates
11 published offers verified as of August 4, 2026.
Savings & CD rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 6-Month Certificateshare_certificate_6mo | 0.60% APY | 0.60% | 6 mo | Standard |
| 12-Month Certificateshare_certificate_12mo | 0.80% APY | 0.80% | 12 mo | Standard |
| 18-Month Certificateshare_certificate_18mo | 0.90% APY | 0.90% | 18 mo | Standard |
| 24-Month Certificateshare_certificate_24mo | 1.25% APY | 1.25% | 24 mo | Standard |
| 36-Month Certificateshare_certificate_36mo | 1.45% APY | 1.45% | 36 mo | Standard |
| 48-Month Certificateshare_certificate_48mo | 1.60% APY | 1.60% | 48 mo | Standard |
| 60-Month Certificateshare_certificate_60mo | 1.80% APY | 1.80% | 60 mo | Standard |
Other rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Excellent Creditother | 5.150% % | 5.150% | — | Standard |
| Good Creditother | 7.900% % | 7.900% | — | Standard |
| Fair Creditother | 10.500% % | 10.500% | — | Standard |
| Challenged Creditother | 15.000% % | 15.000% | — | Standard |
Savings and certificate yields up to 1.80% APY.
Source: RateAPI.dev, verified from La Joya Area Credit Union's official website
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About La Joya Area Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 14.4K
- Assets
- $61.8M
- Founded
- 1961
- Locations reported
- 3
- NCUA charter
- 14734
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join La Joya Area Credit Union
Membership eligibility from La Joya Area Credit Union's own published criteria. How we verify this.
Community charter: live/work in Hidalgo
- LocationHidalgo
Cost to join: About $30 (a $5 membership fee plus a $25 minimum deposit).
Verified from La Joya Area Credit Union's membership page. Final membership determination is always made by the credit union.
Work at La Joya Area Credit Union?
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Frequently Asked Questions
What rates does La Joya Area Credit Union offer?
La Joya Area Credit Union is a credit union in Texas. Rate data is currently being verified.
How often are La Joya Area Credit Union rates updated?
RateAPI verifies La Joya Area Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get La Joya Area Credit Union's rate data?
Rate data is collected directly from La Joya Area Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is La Joya Area Credit Union's best CD rate?
As of August 4, 2026, La Joya Area Credit Union offers savings and certificate (CD) yields up to 1.80% APY.
Related Rate Data
Compare La Joya Area Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack La Joya Area Credit Union rates
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# Get rates for La Joya Area Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/la-joya-area" \
-H "Authorization: Bearer YOUR_API_KEY"