Rally Credit Union
Verified rate book
Current Rally Credit Union rates
23 published offers verified as of August 4, 2026.
Mortgage rates
12 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Jumbo ($766,551-$999,999)7 1 arm | 6.643% APR | 6.625% | — | Standard |
| Jumbo Loan ($766,551 -$999,999)7 1 arm | 7.014% APR | 7.000% | — | Standard |
| Homestead - Home Purchaseother | 6.173% APR | 6.125% | — | Standard |
| Construction to Perm One Time Closeother | 6.444% APR | 5.875% | — | Standard |
| Super Jumbo ($1 Million or Greater)other | 6.886% APR | 6.875% | — | Standard |
| Land - Lot Loanother | 8.232% APR | 8.000% | — | Standard |
| Refinanceother | 6.125% APR | 6.125% | — | Standard |
| Homestead - Refinance Cash Out Refinanceother | 6.164% APR | 6.125% | — | Standard |
| VA Purchase Refinanceother | 6.202% APR | 6.125% | — | Standard |
| Homestead- Refinance Cash Out Refinanceother | 6.782% APR | 6.750% | — | Standard |
| FHA Purchase Refinanceother | 6.923% APR | 6.125% | — | Standard |
| Second Lien Refi Cash Out Refinanceother | 8.250% APR | 8.125% | — | Standard |
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loan Rates 1 (0 - 84 Months)auto_any_84mo | 4.990% APR | 4.990% | 84 mo | Standard |
| Auto Loanauto | 5.490% APR | 5.490% | — | Standard |
| Recreational Vehicle Loan Rates 2 (0-120 Months)rv_any_120mo | 5.990% APR | 5.990% | 120 mo | Standard |
Personal loan rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Deposit Secured Loanpersonal_secured | 6.000% APR | 6.000% | — | Standard |
| Deposit Secured 4 Loan Rates (0 - 36 Months)personal_secured_36mo | 6.000% APR | 6.000% | 36 mo | Standard |
| Deposit Secured 4 Loan Rates (37 - 48 Months)personal_secured_48mo | 7.000% APR | 7.000% | 48 mo | Standard |
| Personal Loan Rates (Signature/Line of Credit) 3 (0 - 60 Months)ploc_variable | 9.990% APR | 9.990% | 60 mo | Standard |
| Deposit Secure Ratepersonal_secured | 9.990% APR | 9.990% | — | Standard |
Savings & CD rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Checking & Savings Account Bundlesavings | 3.00% APY | 3.00% | — | Standard |
| 15 Yearsavings | 5.88% APY | 5.88% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Buying a Homeother | 6.173% % | 6.173% | — | Standard |
As of August 4, 2026, Rally Credit Union offers a 7 1 arm mortgage at 6.643% APR. Vehicle loans available from 4.99% APR for 84 months. Personal loan rates from 6% APR. Savings and certificate yields up to 5.88% APY.
Source: RateAPI.dev, verified from Rally Credit Union's official website
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About Rally Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 240.6K
- Assets
- $4.8B
- Founded
- 1955
- Locations reported
- 23
- NCUA charter
- 68615
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Rally Credit Union
Membership eligibility from Rally Credit Union's own published criteria. How we verify this.
Open to anyone. Anyone can become a member — no employer, location, or affiliation requirement.
- LocationAransas, Bee, Cameron, Hidalgo, Jim Wells, Kleberg, Nueces, San Patricio — TX
- AssociationTexas Consumer Council
Cost to join: About $25.
Verified from Rally Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Rally Credit Union?
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Frequently Asked Questions
What rates does Rally Credit Union offer?
Rally Credit Union currently offers mortgage, vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Rally Credit Union rates updated?
RateAPI verifies Rally Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Rally Credit Union's rate data?
Rate data is collected directly from Rally Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Rally Credit Union's mortgage rate?
As of August 4, 2026, Rally Credit Union offers a 7 1 arm mortgage at 6.643% APR.
What are Rally Credit Union's auto & rv loan rates?
As of August 4, 2026, Rally Credit Union offers vehicle loans from 4.99% APR.
What is Rally Credit Union's personal loan rate?
As of August 4, 2026, Rally Credit Union offers personal loans from 6% APR.
What is Rally Credit Union's best CD rate?
As of August 4, 2026, Rally Credit Union offers savings and certificate (CD) yields up to 5.88% APY.
Related Rate Data
Compare Rally Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Rally Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/rally" \
-H "Authorization: Bearer YOUR_API_KEY"