Naft Credit Union

Pharr, Texas
Last verified: July 30, 2026
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Verified rate book

Current Naft Credit Union rates

7 published offers verified as of July 30, 2026.

How we verify rates

Auto & vehicle rates

7 offers
Naft Credit Union auto & vehicle rates as of July 30, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loan - 10% Down - Tier 3 Savingsauto3.650% APR3.650%Standard
Auto Loan - 10% Down - Tier 2 Savingsauto3.900% APR3.900%Standard
Auto Loan - 10% Down - Tier 1 Savingsauto4.150% APR4.150%Standard
Auto Loan - 5% Down - Tier 2 Savingsauto4.400% APR4.400%Standard
Auto Loan - 0% Down - Tier 3 Savingsauto4.650% APR4.650%Standard
Auto Loan - 0% Down - Tier 2 Savingsauto4.900% APR4.900%Standard
Auto Loan - 0% Down - Tier 1 Savingsauto5.150% APR5.150%Standard

Auto loans available from 3.65% APR.

Source: RateAPI.dev, verified from Naft Credit Union's official website

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About Naft Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
12.1K
Assets
$152.1M
Founded
1956
Locations reported
3
NCUA charter
10994
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Naft Credit Union

Membership eligibility from Naft Credit Union's own published criteria. How we verify this.

Membership criteria are published on Naft Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Naft Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Naft Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Naft Credit Union ranks against Texas peers.

Frequently Asked Questions

What rates does Naft Credit Union offer?

Naft Credit Union currently offers Auto loan rates. The rates shown on this page were last verified July 30, 2026 directly from the credit union's official website.

How often are Naft Credit Union rates updated?

RateAPI verifies Naft Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 30, 2026.

Where does RateAPI get Naft Credit Union's rate data?

Rate data is collected directly from Naft Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Naft Credit Union's auto loan rates?

As of July 30, 2026, Naft Credit Union offers auto loans from 3.65% APR.

Related Rate Data

Compare Naft Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Naft Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/naft" \
  -H "Authorization: Bearer YOUR_API_KEY"