Security First Credit Union
Verified rate book
Current Security First Credit Union rates
78 published offers verified as of August 4, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 84-Month Auto Loanauto_any_84mo | 5.200% APR | 5.200% | 84 mo | Standard |
HELOC rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity (20 Years - $75,000.00 - MAX)heloc | 5.899% APR | 5.650% | — | Standard |
| Home Equity (25 Years - $100,000.00 - MAX)heloc | 5.911% APR | 5.700% | — | Standard |
| Home Equity (15 Years - $50,000.00 - MAX)heloc | 5.913% APR | 5.600% | — | Standard |
| Home Equity (30 Years - $125,000.00 - MAX)heloc | 5.937% APR | 5.750% | — | Standard |
| Home Equity (10 Years - $50,000.00 - MAX)heloc | 5.995% APR | 5.550% | — | Standard |
| Home Equity (5 Years - $50,000.00 - MAX)heloc | 6.339% APR | 5.500% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 36-Month Unsecured Personal Loanpersonal_unsecured_36mo | 12.990% APR | 12.990% | 36 mo | Standard |
| Unsecured Personal Loanpersonal_unsecured | 12.990% APR | 12.990% | — | Standard |
Savings & CD rates
51 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Business Checkingsavings | 0.10% APY | 0.10% | — | Standard |
| Holiday Club Accountsavings | 0.15% APY | 0.15% | — | Specialty offer |
| Tier II $10,000.00-24,999.99savings | 0.15% APY | 0.15% | — | Standard |
| Tier III $25,000.00- 99,999.99savings | 0.20% APY | 0.20% | — | Standard |
| Tier IV $100,000.00 and greatersavings | 0.25% APY | 0.25% | — | Standard |
| Regular Share Accountshare_savings | 0.25% APY | 0.25% | — | Standard |
| Diamond Club Checking Tier IIsavings | 0.25% APY | 0.25% | — | Standard |
| Business Savingssavings | 0.25% APY | 0.25% | — | Standard |
| Young Member Accountsavings | 0.30% APY | 0.30% | — | Standard |
| Tier III $50,000.00- 99,999.99savings | 0.30% APY | 0.30% | — | Standard |
| IRA Club Accountira | 0.35% APY | 0.35% | — | Specialty offer |
| Diamond Club Checking Tier IVsavings | 0.35% APY | 0.35% | — | Standard |
| 6-Month Certificatecd_6mo | 1.30% APY | 1.30% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 1.30% APY | 1.30% | 12 mo | Standard |
| 12-Month IRA Certificateira_cd_12mo | 1.30% APY | 1.30% | 12 mo | Standard |
| 6-Month IRA Certificateira_cd_6mo | 1.30% APY | 1.30% | 6 mo | Standard |
| 6-Month Certificateshare_certificate_6mo | 1.31% APY | 1.30% | 6 mo | Standard |
| 12-Month Certificateshare_certificate_12mo | 1.31% APY | 1.30% | 12 mo | Standard |
| Certificateshare_certificate | 1.31% APY | 1.30% | — | Standard |
| 18-Month IRA Certificateira_cd_18mo | 1.85% APY | 1.85% | 18 mo | Standard |
| 18-Month Certificatecd_18mo | 1.85% APY | 1.85% | 18 mo | Standard |
| 18-Month Certificateshare_certificate_18mo | 1.87% APY | 1.85% | 18 mo | Standard |
| 24-Month IRA Certificateira_cd_24mo | 1.95% APY | 1.95% | 24 mo | Standard |
| 24-Month Certificatecd_24mo | 1.95% APY | 1.95% | 24 mo | Standard |
| 24-Month Certificateshare_certificate_24mo | 1.97% APY | 1.95% | 24 mo | Standard |
| 36-Month Certificatecd_36mo | 2.00% APY | 2.00% | 36 mo | Standard |
| 6-Month Certificatecd_6mo | 2.00% APY | 2.00% | 6 mo | Standard |
| 36-Month IRA Certificateira_cd_36mo | 2.00% APY | 2.00% | 36 mo | Standard |
| 6-Month Certificateshare_certificate_6mo | 2.02% APY | 2.00% | 6 mo | Standard |
| 36-Month Certificateshare_certificate_36mo | 2.02% APY | 2.00% | 36 mo | Standard |
| 37-Month IRA Certificateira_cd_37mo | 2.05% APY | 2.05% | 37 mo | Standard |
| 37-Month Certificatecd_37mo | 2.05% APY | 2.05% | 37 mo | Standard |
| 37-Month Certificateshare_certificate_37mo | 2.07% APY | 2.05% | 37 mo | Standard |
| 43-Month Certificatecd_43mo | 2.10% APY | 2.10% | 43 mo | Standard |
| 43-Month IRA Certificateira_cd_43mo | 2.10% APY | 2.10% | 43 mo | Standard |
| 43-Month Certificateshare_certificate_43mo | 2.12% APY | 2.10% | 43 mo | Standard |
| 48-Month Certificatecd_48mo | 2.15% APY | 2.15% | 48 mo | Standard |
| 48-Month IRA Certificateira_cd_48mo | 2.15% APY | 2.15% | 48 mo | Standard |
| 48-Month Certificateshare_certificate_48mo | 2.17% APY | 2.15% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 2.20% APY | 2.20% | 60 mo | Standard |
| 60-Month IRA Certificateira_cd_60mo | 2.20% APY | 2.20% | 60 mo | Standard |
| 60-Month Certificateshare_certificate_60mo | 2.22% APY | 2.20% | 60 mo | Standard |
| 24-Month Certificatecd_24mo | 3.45% APY | 3.45% | 24 mo | Standard |
| 24-Month Certificateshare_certificate_24mo | 3.50% APY | 3.45% | 24 mo | Standard |
| 12-Month Certificatecd_12mo | 3.69% APY | 3.69% | 12 mo | Standard |
| 12-Month Certificateshare_certificate_12mo | 3.75% APY | 3.69% | 12 mo | Standard |
| 10 Years - $50,000.00 - MAXcd_120mo | 5.70% APY | 5.70% | 120 mo | Standard |
| 15 Years - $50,000.00 - MAXsavings | 5.75% APY | 5.75% | — | Standard |
| 20 Years - $75,000.00 - MAXsavings | 5.80% APY | 5.80% | — | Standard |
| 25 Years - $100,000.00 - MAXsavings | 5.85% APY | 5.85% | — | Standard |
| 30 Years - $125,000.00 - MAXsavings | 5.90% APY | 5.90% | — | Standard |
Other rates
18 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Purchase/Refi (15 Years - $50,000.00 - MAX)other | 5.224% % | 5.750% | — | Standard |
| Vacant Lot Purchase/Refi (5 Years - $15,000.00 - MAX)other | 5.400% % | 5.400% | — | Standard |
| Purchase/Refi (10 Years - $50,000.00 - MAX)other | 5.450% % | 5.450% | — | Standard |
| Purchase/Refiother | 5.450% % | 5.450% | — | Standard |
| Vacant Lot Purchase/Refi (10 Years - $30,000.00 - MAX)other | 5.450% % | 5.450% | — | Standard |
| Vacant Lot Purchase/Refi (15 Years - $50,000.00 - MAX)other | 5.500% % | 5.500% | — | Standard |
| Purchase/Refi (20 Years - $75,000.00 - MAX)other | 5.550% % | 5.550% | — | Standard |
| Purchase/Refi (25 Years - $100,000.00 - MAX)other | 5.600% % | 5.600% | — | Standard |
| Purchase/Refi (30 Years - $125,000.00 - MAX)other | 5.650% % | 5.650% | — | Standard |
| Purchase/Refi-Investment (10 Years - $50,000.00 - MAX)other | 5.700% % | 5.700% | — | Standard |
| Purchase/Refi (Owner Occupied LTV 90/10)other | 5.750% % | 5.224% | — | Standard |
| Purchase/Refi-Investment (15 Years - $50,000.00 - MAX)other | 5.750% % | 5.750% | — | Standard |
| Purchase/Refi-Investment (20 Years - $75,000.00 - MAX)other | 5.800% % | 5.800% | — | Standard |
| Purchase/Refi-Investment (25 Years - $100,000.00 - MAX)other | 5.850% % | 5.850% | — | Standard |
| Purchase/Refi-Investment (30 Years - $125,000.00 - MAX)other | 5.900% % | 5.900% | — | Standard |
| Vacant Lot Purchase/Refi Investment (5 Years - $15,000.00 - MAX)other | 7.850% % | 7.850% | — | Standard |
| Vacant Lot Purchase/Refi Investment (10 Years - $30,000.00 - MAX)other | 7.900% % | 7.900% | — | Standard |
| Vacant Lot Purchase/Refi Investment (15 Years - $50,000.00 - MAX)other | 7.950% % | 7.950% | — | Standard |
Auto loans available from 5.2% APR for 84 months. HELOC rates from 5.899% APR. Personal loan rates from 12.99% APR. Savings and certificate yields up to 5.90% APY.
Source: RateAPI.dev, verified from Security First Credit Union's official website
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About Security First Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 40.5K
- Assets
- $521.3M
- Founded
- 1947
- Locations reported
- 9
- NCUA charter
- 5547
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Security First Credit Union
Membership eligibility from Security First Credit Union's own published criteria. How we verify this.
Community charter: live/work in Cameron, Hidalgo, Starr +1 more
- LocationCameron, Hidalgo, Starr, Willacy
Cost to join: About $5.
Verified from Security First Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Security First Credit Union offer?
Security First Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Security First Credit Union rates updated?
RateAPI verifies Security First Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Security First Credit Union's rate data?
Rate data is collected directly from Security First Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Security First Credit Union's auto loan rates?
As of August 4, 2026, Security First Credit Union offers auto loans from 5.2% APR.
What is Security First Credit Union's HELOC rate?
As of August 4, 2026, Security First Credit Union offers home equity lines of credit from 5.899% APR.
What is Security First Credit Union's personal loan rate?
As of August 4, 2026, Security First Credit Union offers personal loans from 12.99% APR.
What is Security First Credit Union's best CD rate?
As of August 4, 2026, Security First Credit Union offers savings and certificate (CD) yields up to 5.90% APY.
Related Rate Data
Compare Security First Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Security First Credit Union
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