Beacon Credit Union

La Porte, Texas
Last verified: July 29, 2026
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Verified rate book

Current Beacon Credit Union rates

31 published offers verified as of July 29, 2026.

How we verify rates

Auto & vehicle rates

6 offers
Beacon Credit Union auto & vehicle rates as of July 29, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto3.390% APR3.390%—Standard
New & Used Autoauto_any3.390% APR3.390%anyStandard
36-Month Auto Loanauto_any_36mo4.990% APR4.990%36 moStandard
Motorcycle Loanmotorcycle_any_48mo5.190% APR5.190%—Standard
RV Loanrv_any_48mo6.190% APR6.190%—Standard
Unimproved Propertyauto6.890% APR6.890%—Standard

HELOC rates

1 offer
Beacon Credit Union heloc rates as of July 29, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loanheloc5.500% APR5.500%—Standard

Personal loan rates

6 offers
Beacon Credit Union personal loan rates as of July 29, 2026
ProductPublishedRateTerm / conditionStatus
Share-Secured Loanpersonal_secured3.250% APR3.250%—Standard
Personal Line of Creditploc_variable9.500% APR9.500%—Standard
LOCpersonal9.500% APR9.500%—Standard
Unsecured (under $10K)personal_unsecured11.490% APR11.490%—Standard
Unsecured (over $10K)personal_unsecured12.490% APR12.490%—Standard
Pay Day Loanpersonal17.990% APR17.990%—Standard

Credit card rates

1 offer
Beacon Credit Union credit card rates as of July 29, 2026
ProductPublishedRateTerm / conditionStatus
Beacon Blue Platinum MasterCardcredit_card_platinum11.550% APR11.550%—Standard

Savings & CD rates

13 offers
Beacon Credit Union savings & cd rates as of July 29, 2026
ProductPublishedRateTerm / conditionStatus
Reward Checking – Qualified Accountsavings0.05% APY0.05%—Standard
Christmas Clubsavings0.05% APY0.05%—Standard
Roth IRA Savingsira0.15% APY0.15%—Standard
Money Marketmoney_market0.80% APY0.80%—Standard
Vision Rewards Checkingsavings1.00% APY1.00%—Standard
36 mos. Certcd_36mo3.50% APY3.45%36 moStandard
24 mos. Certcd_24mo3.50% APY3.45%24 moStandard
48 mos. Certcd_48mo3.50% APY3.45%48 moStandard
60 mos. Certcd_60mo3.50% APY3.45%60 moStandard
18 mos. Certcd_18mo3.75% APY3.69%18 moStandard
6 mos. Certcd_6mo3.75% APY3.69%6 moStandard
18-Month Certificatecd_18mo3.75% APY3.75%18 moStandard
12 mos. Certcd_12mo4.00% APY3.93%12 moStandard

Equipment loan rates

1 offer
Beacon Credit Union equipment loan rates as of July 29, 2026
ProductPublishedRateTerm / conditionStatus
New & Used Farm Equipmentequipment5.140% APR5.140%—Standard

Other rates

3 offers
Beacon Credit Union other rates as of July 29, 2026
ProductPublishedRateTerm / conditionStatus
6-Month Introductory Rateother1.800% %1.800%—Introductory offer
Teacher Loanother2.250% %2.250%—Standard
Any Time, Any Day Loanother7.950% %7.950%—Standard

Vehicle loans available from 3.39% APR. HELOC rates from 5.5% APR. Personal loan rates from 3.25% APR. Credit card rates from 11.55% APR. Savings and certificate yields up to 4.00% APY. Equipment loans from 5.14% APR.

Source: RateAPI.dev, verified from Beacon Credit Union's official website

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About Beacon Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
14.2K
Assets
$209.1M
Founded
1949
Locations reported
4
NCUA charter
6062
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Bilingual services
  • Student scholarships
  • Payday Alternative Loans I

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Ila 1351ILA 1351 Federal Credit Union · La Porte · TX · 77571Branch in the same ZIPShellLa Porte · La Porte · TX · 77571Branch in the same ZIPU. S. I.USI Federal Credit Union · La Porte · TX · 77571Branch in the same ZIPAssociated Credit Union of TexasDeer Park · Deer Park · TX · 77536-3409About 3.6 miles awayCity of Deer ParkMain Office · Deer Park · TX · 77536About 3.6 miles awayLubrizol Employees'Lubrizol Employees' CU · Deer Park · TX · 77536-2735About 3.6 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Beacon Credit Union

Membership eligibility from Beacon Credit Union's own published criteria. How we verify this.

Community charter: live/work in East Harris County, TX

  • LocationEast Harris County — TX

Cost to join: About $5.

Verified from Beacon Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Beacon Credit Union?

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Frequently Asked Questions

What rates does Beacon Credit Union offer?

Beacon Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified July 29, 2026 directly from the credit union's official website.

How often are Beacon Credit Union rates updated?

RateAPI verifies Beacon Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 29, 2026.

Where does RateAPI get Beacon Credit Union's rate data?

Rate data is collected directly from Beacon Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Beacon Credit Union's auto, rv & motorcycle loan rates?

As of July 29, 2026, Beacon Credit Union offers vehicle loans from 3.39% APR.

What is Beacon Credit Union's HELOC rate?

As of July 29, 2026, Beacon Credit Union offers home equity lines of credit from 5.5% APR.

What is Beacon Credit Union's personal loan rate?

As of July 29, 2026, Beacon Credit Union offers personal loans from 3.25% APR.

What is Beacon Credit Union's best CD rate?

As of July 29, 2026, Beacon Credit Union offers savings and certificate (CD) yields up to 4.00% APY.

Related Rate Data

Compare Beacon Credit Union's rates against national credit-union benchmarks.

More Texas credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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  -H "Authorization: Bearer YOUR_API_KEY"
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