Common Cents Credit Union
Verified rate book
Current Common Cents Credit Union rates
5 published offers verified as of July 29, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 4.500% APR | 4.500% | — | Standard |
| RV Loanrv_any_60mo | 5.250% APR | 5.250% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 11.000% APR | 11.000% | — | Standard |
Savings & CD rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Ultimate Cash Checking (Non-Qualified)savings | 0.01% APY | 0.01% | — | Standard |
| Ultimate Cash Checkingsavings | 0.76% APY | 0.20% | — | Standard |
Vehicle loans available from 4.5% APR. Personal loan rates from 11% APR. Savings and certificate yields up to 0.76% APY.
Source: RateAPI.dev, verified from Common Cents Credit Union's official website
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About Common Cents Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3.6K
- Assets
- $35M
- Founded
- 1963
- Locations reported
- 3
- NCUA charter
- 15788
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Student scholarships
- Credit-builder products
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Common Cents Credit Union
Membership eligibility from Common Cents Credit Union's own published criteria. How we verify this.
Community charter: live/work in Jefferson, Chambers
- LocationJefferson, Chambers
Verified from Common Cents Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Common Cents Credit Union?
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Frequently Asked Questions
What rates does Common Cents Credit Union offer?
Common Cents Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified July 29, 2026 directly from the credit union's official website.
How often are Common Cents Credit Union rates updated?
RateAPI verifies Common Cents Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 29, 2026.
Where does RateAPI get Common Cents Credit Union's rate data?
Rate data is collected directly from Common Cents Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Common Cents Credit Union's auto & rv loan rates?
As of July 29, 2026, Common Cents Credit Union offers vehicle loans from 4.5% APR.
What is Common Cents Credit Union's personal loan rate?
As of July 29, 2026, Common Cents Credit Union offers personal loans from 11% APR.
What is Common Cents Credit Union's best CD rate?
As of July 29, 2026, Common Cents Credit Union offers savings and certificate (CD) yields up to 0.76% APY.
Related Rate Data
Compare Common Cents Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Common Cents Credit Union rates
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# Get rates for Common Cents Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/common-cents" \
-H "Authorization: Bearer YOUR_API_KEY"