DATCU Credit Union

Denton, Texas
Last verified: August 4, 2026
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Verified rate book

Current DATCU Credit Union rates

45 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

23 offers
DATCU Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
72-Month Auto Loanauto_any_72mo5.440% APR5.440%72 moStandard
72-Month Auto Loanauto_any_72mo5.440% APR5.440%72 moStandard
72-Month Auto Loanauto_any_72mo5.640% APR5.640%72 moStandard
60-Month Auto Loanauto_any_60mo5.640% APR5.640%60 moStandard
60-Month Auto Loanauto_any_60mo5.640% APR5.640%60 moStandard
75-Month Auto Loanauto_any_75mo5.690% APR5.690%75 moStandard
75-Month Auto Loanauto_any_75mo5.690% APR5.690%75 moStandard
75-Month Auto Loanauto_any_75mo5.890% APR5.890%75 moStandard
78-Month Auto Loanauto_any_78mo5.940% APR5.940%78 moStandard
78-Month Auto Loanauto_any_78mo5.940% APR5.940%78 moStandard
66-Month Auto Loanauto_any_66mo6.140% APR6.140%66 moStandard
66-Month Auto Loanauto_any_66mo6.140% APR6.140%66 moStandard
78-Month Auto Loanauto_any_78mo6.140% APR6.140%78 moStandard
84-Month Auto Loanauto_any_84mo6.340% APR6.340%84 moStandard
84-Month Auto Loanauto_any_84mo6.340% APR6.340%84 moStandard
240-Month RV Loanrv_any_240mo6.640% APR6.640%240 moStandard
180-Month RV Loanrv_any_180mo6.640% APR6.640%180 moStandard
144-Month RV Loanrv_any_144mo6.640% APR6.640%144 moStandard
96-Month Auto Loanauto_any_96mo7.090% APR7.090%96 moStandard
48-Month Auto Loanauto_any_48mo7.440% APR7.440%48 moStandard
60-Month Auto Loanauto_any_60mo7.940% APR7.940%60 moStandard
120-Month RV Loanrv_any_120mo8.090% APR8.090%120 moStandard
72-Month RV Loanrv_any_72mo9.090% APR9.090%72 moStandard

Personal loan rates

5 offers
DATCU Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
36-Month Unsecured Personal Loanpersonal_unsecured_36mo10.490% APR10.490%36 moStandard
24-Month Unsecured Personal Loanpersonal_unsecured_24mo10.490% APR10.490%24 moStandard
12-Month Unsecured Personal Loanpersonal_unsecured_12mo10.490% APR10.490%12 moStandard
48-Month Unsecured Personal Loanpersonal_unsecured_48mo11.490% APR11.490%48 moStandard
60-Month Unsecured Personal Loanpersonal_unsecured_60mo12.490% APR12.490%60 moStandard

Savings & CD rates

17 offers
DATCU Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Money Market ($2,500–$9,999)money_market1.00% APY1.00%—Standard
Money Market ($10,000–$24,999)money_market1.00% APY1.00%—Standard
Money Market ($25,000–$49,999)money_market1.05% APY1.05%—Standard
Money Market ($50,000–$99,999)money_market1.30% APY1.30%—Standard
Money Market Rates ($100,000 — Above)money_market2.00% APY2.00%—Standard
48-Month IRA Certificateira_cd_48mo3.50% APY3.44%48 moStandard
60-Month IRA Certificateira_cd_60mo3.50% APY3.44%60 moStandard
36-Month Certificatecd_36mo3.50% APY3.50%36 moStandard
48-Month Certificatecd_48mo3.50% APY3.50%48 moStandard
60-Month Certificatecd_60mo3.50% APY3.50%60 moStandard
36-Month IRA Certificateira_cd_36mo3.50% APY3.44%36 moStandard
24-Month IRA Certificateira_cd_24mo3.75% APY3.44%24 moStandard
24-Month Certificatecd_24mo3.75% APY3.75%24 moStandard
6-Month IRA Certificateira_cd_6mo3.85% APY3.44%6 moStandard
6-Month Certificatecd_6mo3.85% APY3.85%6 moStandard
12-Month IRA Certificateira_cd_12mo4.00% APY3.78%12 moStandard
12-Month Certificatecd_12mo4.00% APY4.00%12 moStandard

Vehicle loans available from 5.44% APR for 72 months. Personal loan rates from 10.49% APR. Savings and certificate yields up to 4.00% APY.

Source: RateAPI.dev, verified from DATCU Credit Union's official website

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About DATCU Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
112.9K
Assets
$1.8B
Founded
1936
Locations reported
16
NCUA charter
67535
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

TinkerDenton, Unicorn Lake · Denton · TX · 76210Branch in the same ZIPNeighborhoodHigland Village Branch · Highland Village · TX · 75077-7039About 5.1 miles awayAmerican AirlinesAAFCU - FLOMO · Flower Mound · TX · 75028About 8.2 miles awayTexas TrustFlower Mound Towne View · Flower Mound · TX · 75028About 8.2 miles awayCredit Union of TexasLittle Elm High School Branch · Little Elm · TX · 75068-6924About 8.5 miles awayFort Worth CommunityFlower Mound · Flower Mound · TX · 75022About 8.7 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join DATCU Credit Union

Membership eligibility from DATCU Credit Union's own published criteria. How we verify this.

Community charter: live/work in Denton, Wise, Cooke +8 more

  • LocationDenton, Wise, Cooke, Clay, Montague, Collin, Dallas, Parker, Tarrant, Jack, Grayson
  • OccupationStudents and alumni of the University of North Texas, Students and alumni of the Texas Women's University

Verified from DATCU Credit Union's membership page. Final membership determination is always made by the credit union.

Work at DATCU Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where DATCU Credit Union ranks against Texas peers.

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Frequently Asked Questions

What rates does DATCU Credit Union offer?

DATCU Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are DATCU Credit Union rates updated?

RateAPI verifies DATCU Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get DATCU Credit Union's rate data?

Rate data is collected directly from DATCU Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are DATCU Credit Union's auto & rv loan rates?

As of August 4, 2026, DATCU Credit Union offers vehicle loans from 5.44% APR.

What is DATCU Credit Union's personal loan rate?

As of August 4, 2026, DATCU Credit Union offers personal loans from 10.49% APR.

What is DATCU Credit Union's best CD rate?

As of August 4, 2026, DATCU Credit Union offers savings and certificate (CD) yields up to 4.00% APY.

Related Rate Data

Compare DATCU Credit Union's rates against national credit-union benchmarks.

More Texas credit unionsAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for DATCU Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/datcu" \
  -H "Authorization: Bearer YOUR_API_KEY"
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