Safe 1 Credit Union
Verified rate book
Current Safe 1 Credit Union rates
18 published offers verified as of August 4, 2026.
Mortgage rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.000% APR | 6.000% | — | Standard |
| 15-Year Fixed15 year fixed | 5.500% APR | 5.500% | — | Standard |
| 10-Year Fixed10 year fixed | 5.250% APR | 5.250% | — | Standard |
| 20-Year Fixed20 year fixed | 5.750% APR | 5.750% | — | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (HELOC)**/#heloc_variable | 6.250% APR | 6.250% | — | Standard |
| 12-Year Home Equity Loan (Fixed)heloc_fixed | 6.500% APR | 6.500% | — | Standard |
Savings & CD rates
12 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| $25,000 - $49,999savings | 0.50% APY | 0.50% | — | Standard |
| $10,000 - $24,999savings | 0.50% APY | 0.50% | — | Standard |
| $2,500 - $9,999savings | 0.50% APY | 0.50% | — | Standard |
| $50,000 - $99,999savings | 0.75% APY | 0.75% | — | Standard |
| $100,000 - $249,999savings | 1.25% APY | 1.25% | — | Standard |
| 24-Month Bump-Upcd_24mo | 2.00% APY | 1.98% | 24 mo | Standard |
| $250,000 And Oversavings | 2.25% APY | 2.25% | — | Standard |
| 24-Month Bump-Up **cd_24mo | 2.96% APY | 2.96% | 24 mo | Standard |
| 20-Month IRA Certificateira_cd_20mo | 2.96% APY | 2.96% | 20 mo | Standard |
| 15-Month Certificatecd_15mo | 3.50% APY | 3.44% | 15 mo | Standard |
| 7-Month Certificatecd_7mo | 3.75% APY | 3.69% | 7 mo | Standard |
| 12- Month Variable Rate Certificatecd_12mo | 3.77% APY | 3.71% | 12 mo | Standard |
As of August 4, 2026, Safe 1 Credit Union offers a 30-year fixed mortgage at 6% APR. HELOC rates from 6.25% APR. Savings and certificate yields up to 3.77% APY.
Source: RateAPI.dev, verified from Safe 1 Credit Union's official website
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About Safe 1 Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 89.1K
- Assets
- $1.1B
- Founded
- 1952
- Locations reported
- 11
- NCUA charter
- 61598
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Safe 1 Credit Union
Membership eligibility from Safe 1 Credit Union's own published criteria. How we verify this.
Membership criteria are published on Safe 1 Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Safe 1 Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Safe 1 Credit Union offer?
Safe 1 Credit Union currently offers mortgage, and HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Safe 1 Credit Union rates updated?
RateAPI verifies Safe 1 Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Safe 1 Credit Union's rate data?
Rate data is collected directly from Safe 1 Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Safe 1 Credit Union's mortgage rate?
As of August 4, 2026, Safe 1 Credit Union offers a 30-year fixed mortgage at 6% APR.
What is Safe 1 Credit Union's HELOC rate?
As of August 4, 2026, Safe 1 Credit Union offers home equity lines of credit from 6.25% APR.
What is Safe 1 Credit Union's best CD rate?
As of August 4, 2026, Safe 1 Credit Union offers savings and certificate (CD) yields up to 3.77% APY.
Related Rate Data
Compare Safe 1 Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Safe 1 Credit Union
curl "https://api.rateapi.dev/credit-unions/california/safe-1" \
-H "Authorization: Bearer YOUR_API_KEY"