Veritas Credit Union
Verified rate book
Current Veritas Credit Union rates
16 published offers verified as of August 4, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 4.490% APR | 4.490% | — | Standard |
| Boats, Jetski, Motorcycle, RV, Other Toyboat | 6.990% APR | 6.990% | — | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 7.750% APR | 7.750% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Other Secured (Non-Titled) Loanpersonal_secured | 9.740% APR | 9.740% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 11.000% APR | 11.000% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 9.900% APR | 9.900% | — | Standard |
Savings & CD rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Tier Isavings | 0.20% APY | 0.20% | — | Standard |
| Money Market Tier Imoney_market | 0.20% APY | 0.20% | — | Standard |
| Money Marketmoney_market | 0.20% APY | 0.20% | — | Standard |
| Money Market Tier IImoney_market | 0.25% APY | 0.25% | — | Standard |
| Tier IIsavings | 0.25% APY | 0.25% | — | Standard |
| Money Market Tier IIImoney_market | 0.50% APY | 0.50% | — | Standard |
| Tier IIIsavings | 0.50% APY | 0.50% | — | Standard |
| Money Market Tier IVmoney_market | 1.50% APY | 1.50% | — | Standard |
| Tier IVsavings | 1.50% APY | 1.50% | — | Standard |
| Certificatecd | 3.55% APY | 3.55% | — | Standard |
Vehicle loans available from 4.49% APR. HELOC rates from 7.75% APR. Personal loan rates from 9.74% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 3.55% APY.
Source: RateAPI.dev, verified from Veritas Credit Union's official website
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About Veritas Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 4.9K
- Assets
- $58.6M
- Founded
- 1973
- Locations reported
- 2
- NCUA charter
- 21354
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial education
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Veritas Credit Union
Membership eligibility from Veritas Credit Union's own published criteria. How we verify this.
Membership via employers (Nissan +12 more) or the Friends of Smyrna Library (FOSL) +1 more
- EmployerNissan, Envision – AESC (Battery Plant), The City of Canton, MS, The City of Durant, MS, Larkin Laboratories, Eagle’s Nest Child Care, Pine Grove Association, Mallory Community Healthcare Centers, UMMC Madison (formerly Merit Health) Hospital, Superior Nursing & Sitting Services, C & C Nursing, StoneCrest Medical Center, Madison County Nursing Home
- AssociationFriends of Smyrna Library (FOSL), Sam Davis Masonic Lodge
Cost to join: About $25.
Verified from Veritas Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Veritas Credit Union?
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Frequently Asked Questions
What rates does Veritas Credit Union offer?
Veritas Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Veritas Credit Union rates updated?
RateAPI verifies Veritas Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Veritas Credit Union's rate data?
Rate data is collected directly from Veritas Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Veritas Credit Union's auto & boat loan rates?
As of August 4, 2026, Veritas Credit Union offers vehicle loans from 4.49% APR.
What is Veritas Credit Union's HELOC rate?
As of August 4, 2026, Veritas Credit Union offers home equity lines of credit from 7.75% APR.
What is Veritas Credit Union's personal loan rate?
As of August 4, 2026, Veritas Credit Union offers personal loans from 9.74% APR.
What is Veritas Credit Union's best CD rate?
As of August 4, 2026, Veritas Credit Union offers savings and certificate (CD) yields up to 3.55% APY.
Related Rate Data
Compare Veritas Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Veritas Credit Union rates
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# Get rates for Veritas Credit Union
curl "https://api.rateapi.dev/credit-unions/tennessee/veritas" \
-H "Authorization: Bearer YOUR_API_KEY"