Heritage South Community CU
Verified rate book
Current Heritage South Community CU rates
20 published offers verified as of August 4, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Autos, Used Autos and All Othersauto_any | 6.850% APR | 6.850% | any | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Certificate Secured Loanpersonal_secured | 2.000% APR | 2.000% | — | Standard |
| 36-Month Personal Line of Creditploc_variable | 10.450% APR | 10.450% | 36 mo | Standard |
| 36-Month Signature Loanpersonal_unsecured_36mo | 10.450% APR | 10.450% | 36 mo | Standard |
| Personal Line of Creditploc_variable | 17.500% APR | 17.500% | — | Standard |
Savings & CD rates
15 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| $1000 - $4999.99savings | 0.05% APY | 0.05% | — | Standard |
| $5000 - And Abovesavings | 0.10% APY | 0.10% | — | Standard |
| Savingssavings | 0.25% APY | 0.25% | — | Standard |
| $2,500 - $9,999.99savings | 0.85% APY | 0.85% | — | Standard |
| $10,000 - $49,999.99savings | 1.05% APY | 1.05% | — | Standard |
| $50,000 - $99,999.99savings | 1.20% APY | 1.20% | — | Standard |
| $100,000 - $199,999.99savings | 1.40% APY | 1.40% | — | Standard |
| $200,000 - And Abovesavings | 2.75% APY | 2.75% | — | Standard |
| Two Yearssavings | 3.29% APY | 3.25% | — | Standard |
| 60-Month Certificatecd_60mo | 3.39% APY | 3.39% | 60 mo | Standard |
| Three Yearssavings | 3.39% APY | 3.35% | — | Standard |
| Six Monthsavings | 3.43% APY | 3.40% | — | Standard |
| 6-Month Certificatecd_6mo | 3.43% APY | 3.43% | 6 mo | Standard |
| One Yearsavings | 3.44% APY | 3.40% | — | Standard |
| 12-Month Certificatecd_12mo | 3.44% APY | 3.44% | 12 mo | Standard |
Auto loans available from 6.85% APR. Personal loan rates from 2% APR. Savings and certificate yields up to 3.44% APY.
Source: RateAPI.dev, verified from Heritage South Community CU's official website
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About Heritage South Community CU
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 36.1K
- Assets
- $359.9M
- Founded
- 1957
- Locations reported
- 6
- NCUA charter
- 67748
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Heritage South Community CU
Membership eligibility from Heritage South Community CU's own published criteria. How we verify this.
Community charter: live/work in Bedford, Marshall, Rutherford +2 more
- LocationBedford, Marshall, Rutherford, Cannon, Maury
Cost to join: About $6 (a $1 membership fee plus a $5 minimum deposit).
Verified from Heritage South Community CU's membership page. Final membership determination is always made by the credit union.
Work at Heritage South Community CU?
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Frequently Asked Questions
What rates does Heritage South Community CU offer?
Heritage South Community CU currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Heritage South Community CU rates updated?
RateAPI verifies Heritage South Community CU's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Heritage South Community CU's rate data?
Rate data is collected directly from Heritage South Community CU's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Heritage South Community CU's auto loan rates?
As of August 4, 2026, Heritage South Community CU offers auto loans from 6.85% APR.
What is Heritage South Community CU's personal loan rate?
As of August 4, 2026, Heritage South Community CU offers personal loans from 2% APR.
What is Heritage South Community CU's best CD rate?
As of August 4, 2026, Heritage South Community CU offers savings and certificate (CD) yields up to 3.44% APY.
Related Rate Data
Compare Heritage South Community CU's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Heritage South Community CU
curl "https://api.rateapi.dev/credit-unions/tennessee/heritage-south-community-cu" \
-H "Authorization: Bearer YOUR_API_KEY"