Us Community Credit Union

Nashville, Tennessee
Last verified: August 4, 2026
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Verified rate book

Current Us Community Credit Union rates

45 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

10 offers
Us Community Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
VA 30-Year Fixed30 year fixed6.500% APR6.500%—Standard
30 Year Fixed - Conv30 year fixed6.990% APR6.990%—Standard
VA 15-Year Fixed15 year fixed6.000% APR6.000%—Standard
15 Year Fixed - Conv15 year fixed6.375% APR6.375%—Standard
5/1 ARM - Conv5 1 arm6.615% APR6.615%—Standard
7/1 ARM - Conv7 1 arm6.740% APR6.740%—Standard
10/1 ARM - Conv10 1 arm6.865% APR6.865%—Standard
10 Year Fixed - Conv10 year fixed6.990% APR6.990%—Standard
20 Year Fixed - Conv20 year fixed7.000% APR7.000%—Standard
Land Loanother7.000% APR7.000%—Standard

Auto & vehicle rates

2 offers
Us Community Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Autos / Trucksauto5.250% APR5.250%—Standard
Boats / RVs / Motorcycles / ATVsboat9.000% APR9.000%—Standard

Personal loan rates

3 offers
Us Community Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share-Secured Loanpersonal_secured3.050% APR3.050%—Standard
Unsecured Personal Loanpersonal_unsecured9.950% APR9.950%—Standard
Debt Consolidation Loanpersonal9.950% APR9.950%—Standard

Credit card rates

2 offers
Us Community Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Secured Credit Cardcredit_card_secured9.990% APR9.990%—Standard
Platinum Credit Cardcredit_card_platinum12.750% APR12.750%—Standard

Savings & CD rates

27 offers
Us Community Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Value Plus Christmas Clubsavings0.05% APY0.05%—Specialty offer
Money Market Balancemoney_market0.20% APY0.20%—Standard
Emergency Fund Savings**savings3.00% APY3.00%—Standard
3 Month Certificate (quarterly dividends)cd_3mo3.05% APY3.05%3 moStandard
24 Month Certificate (monthly dividends)cd_24mo3.15% APY3.15%24 moStandard
6 Month Certificate (monthly dividends)cd_6mo3.20% APY3.20%6 moStandard
18 Month Certificate (monthly dividends)cd_18mo3.20% APY3.20%18 moStandard
12 Month Certificate (monthly dividends)cd_12mo3.25% APY3.25%12 moStandard
48-Month Certificatecd_48mo3.30% APY3.30%48 moStandard
36-Month Certificatecd_36mo3.30% APY3.30%36 moStandard
30-Month Certificatecd_30mo3.30% APY3.30%30 moStandard
60-Month Certificatecd_60mo3.35% APY3.35%60 moStandard
6 Month Certificate (quarterly dividends)cd_6mo3.38% APY3.38%6 moStandard
24 Month Certificate (quarterly dividends)cd_24mo3.40% APY3.40%24 moStandard
Roth IRA 48 Month Certificateira_cd_48mo3.45% APY3.45%48 moStandard
Roth IRA 36 Month Certificateira_cd_36mo3.45% APY3.45%36 moStandard
18 Month Certificate (quarterly dividends)cd_18mo3.45% APY3.45%18 moStandard
9 Month Certificate (quarterly dividends)cd_9mo3.49% APY3.49%9 moStandard
Roth IRA 5 Year Certificateira_cd_60mo3.51% APY3.51%60 moStandard
Roth IRA 24 Month Certificateira_cd_24mo3.55% APY3.55%24 moStandard
12 Month Certificate (quarterly dividends)cd_12mo3.55% APY3.55%12 moStandard
Roth IRA 18 Month Certificateira_cd_18mo3.60% APY3.60%18 moStandard
13 Month New Member Specialcd_13mo3.65% APY3.65%13 moStandard
18 Month Retention Specialcd_18mo3.65% APY3.65%18 moStandard
Roth IRA 12 Month Certificateira_cd_12mo3.65% APY3.65%12 moStandard
25 Month (Liberty Bell) Specialcd_25mo3.76% APY3.76%25 moStandard
17 Month (1776 Freedom) Specialcd_17mo3.90% APY3.90%17 moStandard

Other rates

1 offer
Us Community Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Emergency Loanother9.950% %9.950%—Standard

As of August 4, 2026, Us Community Credit Union offers a 30-year fixed mortgage at 6.5% APR. Vehicle loans available from 5.25% APR. Personal loan rates from 3.05% APR. Credit card rates from 9.99% APR. Savings and certificate yields up to 3.90% APY.

Source: RateAPI.dev, verified from Us Community Credit Union's official website

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About Us Community Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
25.5K
Assets
$348.2M
Founded
1968
Locations reported
5
NCUA charter
67720
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Bilingual services
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

American AirlinesAAFCU - BNA · Nashville · TN · 37214Branch in the same ZIPAscendNashville Elm Hill · Nashville · TN · 37214Branch in the same ZIPEnbrightEnbright Credit Union - Corporate Office · Nashville · TN · 37214Branch in the same ZIPM.p.d. CommunityMPDCCU · Nashville · TN · 37214Branch in the same ZIPNashville Post OfficeMain Office · Nashville · TN · 37214Branch in the same ZIPOld HickoryHeadquarters · Nashville · TN · 37214Branch in the same ZIP

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Us Community Credit Union

Membership eligibility from Us Community Credit Union's own published criteria. How we verify this.

Membership criteria are published on Us Community Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Us Community Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Us Community Credit Union?

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Frequently Asked Questions

What rates does Us Community Credit Union offer?

Us Community Credit Union currently offers mortgage, vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Us Community Credit Union rates updated?

RateAPI verifies Us Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Us Community Credit Union's rate data?

Rate data is collected directly from Us Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Us Community Credit Union's mortgage rate?

As of August 4, 2026, Us Community Credit Union offers a 30-year fixed mortgage at 6.5% APR.

What are Us Community Credit Union's auto & boat loan rates?

As of August 4, 2026, Us Community Credit Union offers vehicle loans from 5.25% APR.

What is Us Community Credit Union's personal loan rate?

As of August 4, 2026, Us Community Credit Union offers personal loans from 3.05% APR.

What is Us Community Credit Union's best CD rate?

As of August 4, 2026, Us Community Credit Union offers savings and certificate (CD) yields up to 3.90% APY.

Related Rate Data

Compare Us Community Credit Union's rates against national credit-union benchmarks.

More Tennessee credit unionsMortgage rate benchmarkAuto loan rate benchmarkPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Us Community Credit Union rates

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# Get rates for Us Community Credit Union
curl "https://api.rateapi.dev/credit-unions/tennessee/us-community" \
  -H "Authorization: Bearer YOUR_API_KEY"
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