Tennessee River Credit Union
Verified rate book
Current Tennessee River Credit Union rates
59 published offers verified as of August 4, 2026.
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 4.390% APR | 4.390% | — | Standard |
| Used Cars & Trucksauto_used_63mo | 6.390% APR | 6.390% | 63 mo · used | Standard |
| Used Cars & Trucksauto_used_75mo | 6.890% APR | 6.890% | 75 mo · used | Standard |
Personal loan rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Loan Type - Secured Loans (Annual Percentage Rate (APR))personal_secured | 2.000% APR | 2.000% | — | Standard |
| Loan Type - Personal Term Loan (Annual Percentage Rate (APR))personal | 7.990% APR | 7.990% | — | Standard |
| 12-Month Personal Loanpersonal_unsecured_12mo | 7.990% APR | 7.990% | 12 mo | Standard |
| 24-Month Personal Loanpersonal_unsecured_24mo | 8.990% APR | 8.990% | 24 mo | Standard |
| 36-Month Personal Loanpersonal_unsecured_36mo | 9.990% APR | 9.990% | 36 mo | Standard |
| 48-Month Personal Loanpersonal_unsecured_48mo | 10.990% APR | 10.990% | 48 mo | Standard |
| 60-Month Personal Loanpersonal_unsecured_60mo | 11.990% APR | 11.990% | 60 mo | Standard |
Savings & CD rates
45 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Savingsshare_savings | 0.30% APY | 0.30% | — | Standard |
| Business Share & Club Accountsavings | 0.30% APY | 0.30% | — | Standard |
| Health Savings Accountsavings | 0.45% APY | 0.45% | — | Standard |
| TVFCU Perks Platinum Checkingsavings | 0.50% APY | 0.50% | — | Standard |
| Individual Retirement Accounts (IRAs) (Less than $10,000)ira | 2.47% APY | 2.47% | — | Standard |
| $2,500 minimum balance is required to earn dividends on Money Market Accounts.money_market | 2.47% APY | 2.47% | — | Standard |
| Money Marketmoney_market | 2.47% APY | 2.47% | — | Standard |
| Individual Retirement Accounts (IRAs) ($10,000 - $24,999)ira | 2.52% APY | 2.52% | — | Standard |
| Business Money Market Accountmoney_market | 2.52% APY | 2.52% | — | Standard |
| $2,500 minimum balance is required to earn dividends on Money Market Accounts.money_market | 2.52% APY | 2.52% | — | Standard |
| $2,500 minimum balance is required to earn dividends on Money Market Accounts.money_market | 2.67% APY | 2.67% | — | Standard |
| Individual Retirement Accounts (IRAs) ($25,000 - $49,999)ira | 2.67% APY | 2.67% | — | Standard |
| Balance - $50,000 – $99,999 (Dividend Rate)savings | 2.91% APY | 2.91% | — | Standard |
| Individual Retirement Accounts (IRAs) ($50,000 - $99,999)ira | 2.91% APY | 2.91% | — | Standard |
| $2,500 minimum balance is required to earn dividends on Money Market Accounts.money_market | 2.91% APY | 2.91% | — | Standard |
| Deposit Amount - $50,000 - $99,999 (Annual Percentage Yield (APY))savings | 2.95% APY | 2.95% | — | Standard |
| Individual Retirement Accounts (IRAs) ($100,000 - $149,999)ira | 2.96% APY | 2.96% | — | Standard |
| $2,500 minimum balance is required to earn dividends on Money Market Accounts.money_market | 2.96% APY | 2.96% | — | Standard |
| Balance - $100,000 - $149,999 (Dividend Rate)savings | 2.96% APY | 2.96% | — | Standard |
| Term - 30 Months* (Dividend Rate)cd_30mo | 2.97% APY | 2.97% | 30 mo | Standard |
| Business Share Certificateshare_certificate | 2.97% APY | 2.97% | — | Standard |
| Term - 30 Months* (Annual Percentage Yield (APY))cd_30mo | 3.00% APY | 3.00% | 30 mo | Standard |
| *$1,000 minimum opening deposit required. A penalty applies for early withdrawal. (30 Months*)cd_30mo | 3.00% APY | 2.97% | 30 mo | Standard |
| *$1,000 minimum opening deposit required. A penalty applies for early withdrawal. (60 Months*)cd_60mo | 3.00% APY | 2.97% | 60 mo | Standard |
| Deposit Amount - $100,000 - $149,999 (Annual Percentage Yield (APY))savings | 3.00% APY | 3.00% | — | Standard |
| Individual Retirement Accounts (IRAs) ($150,000 - $199,999)ira | 3.01% APY | 3.01% | — | Standard |
| Balance - $150,000 - $199,999 (Dividend Rate)savings | 3.01% APY | 3.01% | — | Standard |
| $2,500 minimum balance is required to earn dividends on Money Market Accounts.money_market | 3.01% APY | 3.01% | — | Standard |
| Deposit Amount - $150,000 - $199,999 (Annual Percentage Yield (APY))savings | 3.05% APY | 3.05% | — | Standard |
| Individual Retirement Accounts (IRAs) ($200,000+)ira | 3.06% APY | 3.06% | — | Standard |
| $2,500 minimum balance is required to earn dividends on Money Market Accounts.money_market | 3.06% APY | 3.06% | — | Standard |
| IRAira | 3.10% APY | 3.10% | — | Standard |
| Term - 24 Months* (Dividend Rate)cd_24mo | 3.70% APY | 3.70% | 24 mo | Standard |
| Certificateshare_certificate | 3.70% APY | 3.70% | — | Standard |
| Term - 24 Months* (Annual Percentage Yield (APY))cd_24mo | 3.75% APY | 3.75% | 24 mo | Standard |
| *$1,000 minimum opening deposit required. A penalty applies for early withdrawal. (24 Months*)cd_24mo | 3.75% APY | 3.70% | 24 mo | Standard |
| Term - 6 Months* (Dividend Rate)cd_6mo | 3.86% APY | 3.86% | 6 mo | Standard |
| *$1,000 minimum opening deposit required. A penalty applies for early withdrawal. (6 Months*)cd_6mo | 3.90% APY | 3.86% | 6 mo | Standard |
| Term - 6 Months* (Annual Percentage Yield (APY))cd_6mo | 3.90% APY | 3.90% | 6 mo | Standard |
| IRA Certificateira_cd | 3.90% APY | 3.90% | — | Standard |
| Term - 12 Months* (Dividend Rate)cd_12mo | 3.94% APY | 3.94% | 12 mo | Standard |
| Term - 12 Months* (Annual Percentage Yield (APY))cd_12mo | 4.00% APY | 4.00% | 12 mo | Standard |
| *$1,000 minimum opening deposit required. A penalty applies for early withdrawal. (12 Months*)cd_12mo | 4.00% APY | 3.94% | 12 mo | Standard |
| *$1,000 minimum opening deposit required. A penalty applies for early withdrawal. (18 Months*)cd_18mo | 4.00% APY | 3.94% | 18 mo | Standard |
| $10,000 And Upcd_60mo | 6.99% APY | 6.99% | 60 mo | Standard |
Other rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| TVFCU Perks Plusother | 0.250% % | 0.250% | — | Standard |
| Deposit Amount - $50,000 - $99,999 (Annual Percentage Rate (APR))other | 2.910% % | 2.910% | — | Standard |
| Deposit Amount - $100,000 - $149,999 (Annual Percentage Rate (APR))other | 2.960% % | 2.960% | — | Standard |
| Deposit Amount - $150,000 - $199,999 (Annual Percentage Rate (APR))other | 3.010% % | 3.010% | — | Standard |
Auto loans available from 4.39% APR. Personal loan rates from 2% APR. Savings and certificate yields up to 6.99% APY.
Source: RateAPI.dev, verified from Tennessee River Credit Union's official website
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About Tennessee River Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.6K
- Assets
- $16.4M
- Founded
- 1961
- Locations reported
- 3
- NCUA charter
- 14333
- Charter type
- Federal credit union
Services and member support
- Financial counseling
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Tennessee River Credit Union
Membership eligibility from Tennessee River Credit Union's own published criteria. How we verify this.
Community charter: live/work in Bledsoe, Bradley, Grundy +14 more
- LocationBledsoe, Bradley, Grundy, Hamilton, Marion, McMinn, Meigs, Polk, Rhea, Sequatchie, Catoosa, Chattooga, Dade, Gordon, Murray, Walker, Whitfield
- AssociationChattanooga Audubon Society
Cost to join: No membership fee or minimum deposit listed.
Verified from Tennessee River Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Tennessee River Credit Union?
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Frequently Asked Questions
What rates does Tennessee River Credit Union offer?
Tennessee River Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Tennessee River Credit Union rates updated?
RateAPI verifies Tennessee River Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Tennessee River Credit Union's rate data?
Rate data is collected directly from Tennessee River Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Tennessee River Credit Union's auto loan rates?
As of August 4, 2026, Tennessee River Credit Union offers auto loans from 4.39% APR.
What is Tennessee River Credit Union's personal loan rate?
As of August 4, 2026, Tennessee River Credit Union offers personal loans from 2% APR.
What is Tennessee River Credit Union's best CD rate?
As of August 4, 2026, Tennessee River Credit Union offers savings and certificate (CD) yields up to 6.99% APY.
Related Rate Data
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Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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