Tennessee River Credit Union

Counce, Tennessee
Last verified: August 4, 2026
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Verified rate book

Current Tennessee River Credit Union rates

59 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

3 offers
Tennessee River Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto4.390% APR4.390%Standard
Used Cars & Trucksauto_used_63mo6.390% APR6.390%63 mo · usedStandard
Used Cars & Trucksauto_used_75mo6.890% APR6.890%75 mo · usedStandard

Personal loan rates

7 offers
Tennessee River Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Loan Type - Secured Loans (Annual Percentage Rate (APR))personal_secured2.000% APR2.000%Standard
Loan Type - Personal Term Loan (Annual Percentage Rate (APR))personal7.990% APR7.990%Standard
12-Month Personal Loanpersonal_unsecured_12mo7.990% APR7.990%12 moStandard
24-Month Personal Loanpersonal_unsecured_24mo8.990% APR8.990%24 moStandard
36-Month Personal Loanpersonal_unsecured_36mo9.990% APR9.990%36 moStandard
48-Month Personal Loanpersonal_unsecured_48mo10.990% APR10.990%48 moStandard
60-Month Personal Loanpersonal_unsecured_60mo11.990% APR11.990%60 moStandard

Savings & CD rates

45 offers
Tennessee River Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Savingsshare_savings0.30% APY0.30%Standard
Business Share & Club Accountsavings0.30% APY0.30%Standard
Health Savings Accountsavings0.45% APY0.45%Standard
TVFCU Perks Platinum Checkingsavings0.50% APY0.50%Standard
Individual Retirement Accounts (IRAs) (Less than $10,000)ira2.47% APY2.47%Standard
$2,500 minimum balance is required to earn dividends on Money Market Accounts.money_market2.47% APY2.47%Standard
Money Marketmoney_market2.47% APY2.47%Standard
Individual Retirement Accounts (IRAs) ($10,000 - $24,999)ira2.52% APY2.52%Standard
Business Money Market Accountmoney_market2.52% APY2.52%Standard
$2,500 minimum balance is required to earn dividends on Money Market Accounts.money_market2.52% APY2.52%Standard
$2,500 minimum balance is required to earn dividends on Money Market Accounts.money_market2.67% APY2.67%Standard
Individual Retirement Accounts (IRAs) ($25,000 - $49,999)ira2.67% APY2.67%Standard
Balance - $50,000 – $99,999 (Dividend Rate)savings2.91% APY2.91%Standard
Individual Retirement Accounts (IRAs) ($50,000 - $99,999)ira2.91% APY2.91%Standard
$2,500 minimum balance is required to earn dividends on Money Market Accounts.money_market2.91% APY2.91%Standard
Deposit Amount - $50,000 - $99,999 (Annual Percentage Yield (APY))savings2.95% APY2.95%Standard
Individual Retirement Accounts (IRAs) ($100,000 - $149,999)ira2.96% APY2.96%Standard
$2,500 minimum balance is required to earn dividends on Money Market Accounts.money_market2.96% APY2.96%Standard
Balance - $100,000 - $149,999 (Dividend Rate)savings2.96% APY2.96%Standard
Term - 30 Months* (Dividend Rate)cd_30mo2.97% APY2.97%30 moStandard
Business Share Certificateshare_certificate2.97% APY2.97%Standard
Term - 30 Months* (Annual Percentage Yield (APY))cd_30mo3.00% APY3.00%30 moStandard
*$1,000 minimum opening deposit required. A penalty applies for early withdrawal. (30 Months*)cd_30mo3.00% APY2.97%30 moStandard
*$1,000 minimum opening deposit required. A penalty applies for early withdrawal. (60 Months*)cd_60mo3.00% APY2.97%60 moStandard
Deposit Amount - $100,000 - $149,999 (Annual Percentage Yield (APY))savings3.00% APY3.00%Standard
Individual Retirement Accounts (IRAs) ($150,000 - $199,999)ira3.01% APY3.01%Standard
Balance - $150,000 - $199,999 (Dividend Rate)savings3.01% APY3.01%Standard
$2,500 minimum balance is required to earn dividends on Money Market Accounts.money_market3.01% APY3.01%Standard
Deposit Amount - $150,000 - $199,999 (Annual Percentage Yield (APY))savings3.05% APY3.05%Standard
Individual Retirement Accounts (IRAs) ($200,000+)ira3.06% APY3.06%Standard
$2,500 minimum balance is required to earn dividends on Money Market Accounts.money_market3.06% APY3.06%Standard
IRAira3.10% APY3.10%Standard
Term - 24 Months* (Dividend Rate)cd_24mo3.70% APY3.70%24 moStandard
Certificateshare_certificate3.70% APY3.70%Standard
Term - 24 Months* (Annual Percentage Yield (APY))cd_24mo3.75% APY3.75%24 moStandard
*$1,000 minimum opening deposit required. A penalty applies for early withdrawal. (24 Months*)cd_24mo3.75% APY3.70%24 moStandard
Term - 6 Months* (Dividend Rate)cd_6mo3.86% APY3.86%6 moStandard
*$1,000 minimum opening deposit required. A penalty applies for early withdrawal. (6 Months*)cd_6mo3.90% APY3.86%6 moStandard
Term - 6 Months* (Annual Percentage Yield (APY))cd_6mo3.90% APY3.90%6 moStandard
IRA Certificateira_cd3.90% APY3.90%Standard
Term - 12 Months* (Dividend Rate)cd_12mo3.94% APY3.94%12 moStandard
Term - 12 Months* (Annual Percentage Yield (APY))cd_12mo4.00% APY4.00%12 moStandard
*$1,000 minimum opening deposit required. A penalty applies for early withdrawal. (12 Months*)cd_12mo4.00% APY3.94%12 moStandard
*$1,000 minimum opening deposit required. A penalty applies for early withdrawal. (18 Months*)cd_18mo4.00% APY3.94%18 moStandard
$10,000 And Upcd_60mo6.99% APY6.99%60 moStandard

Other rates

4 offers
Tennessee River Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
TVFCU Perks Plusother0.250% %0.250%Standard
Deposit Amount - $50,000 - $99,999 (Annual Percentage Rate (APR))other2.910% %2.910%Standard
Deposit Amount - $100,000 - $149,999 (Annual Percentage Rate (APR))other2.960% %2.960%Standard
Deposit Amount - $150,000 - $199,999 (Annual Percentage Rate (APR))other3.010% %3.010%Standard

Auto loans available from 4.39% APR. Personal loan rates from 2% APR. Savings and certificate yields up to 6.99% APY.

Source: RateAPI.dev, verified from Tennessee River Credit Union's official website

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About Tennessee River Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
1.6K
Assets
$16.4M
Founded
1961
Locations reported
3
NCUA charter
14333
Charter type
Federal credit union

Services and member support

  • Financial counseling

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Tennessee River Credit Union

Membership eligibility from Tennessee River Credit Union's own published criteria. How we verify this.

Community charter: live/work in Bledsoe, Bradley, Grundy +14 more

  • LocationBledsoe, Bradley, Grundy, Hamilton, Marion, McMinn, Meigs, Polk, Rhea, Sequatchie, Catoosa, Chattooga, Dade, Gordon, Murray, Walker, Whitfield
  • AssociationChattanooga Audubon Society

Cost to join: No membership fee or minimum deposit listed.

Verified from Tennessee River Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Tennessee River Credit Union?

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Frequently Asked Questions

What rates does Tennessee River Credit Union offer?

Tennessee River Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Tennessee River Credit Union rates updated?

RateAPI verifies Tennessee River Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Tennessee River Credit Union's rate data?

Rate data is collected directly from Tennessee River Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Tennessee River Credit Union's auto loan rates?

As of August 4, 2026, Tennessee River Credit Union offers auto loans from 4.39% APR.

What is Tennessee River Credit Union's personal loan rate?

As of August 4, 2026, Tennessee River Credit Union offers personal loans from 2% APR.

What is Tennessee River Credit Union's best CD rate?

As of August 4, 2026, Tennessee River Credit Union offers savings and certificate (CD) yields up to 6.99% APY.

Related Rate Data

Compare Tennessee River Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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terminal
# Get rates for Tennessee River Credit Union
curl "https://api.rateapi.dev/credit-unions/tennessee/tennessee-river" \
  -H "Authorization: Bearer YOUR_API_KEY"