Memphis Municipal Employees Credit Union

Verified rate book

Current Memphis Municipal Employees Credit Union rates

5 published offers verified as of August 4, 2026.

How we verify rates

Savings & CD rates

5 offers
Memphis Municipal Employees Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Senior Checking Accountsavings0.05% APY0.05%Standard
Money Marketmoney_market0.15% APY0.15%Standard
12-Month IRA Certificateira_cd_12mo0.37% APY0.37%12 moStandard
24-Month IRA Certificateira_cd_24mo0.55% APY0.55%24 moStandard
60-Month IRA Certificateira_cd_60mo0.60% APY0.60%60 moStandard

Savings and certificate yields up to 0.60% APY.

Source: RateAPI.dev, verified from Memphis Municipal Employees Credit Union's official website

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About Memphis Municipal Employees Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
3.2K
Assets
$14.8M
Founded
1963
Locations reported
3
NCUA charter
15433
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Financial counseling
  • Financial education
  • Payday Alternative Loans I

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Memphis Municipal Employees Credit Union

Membership eligibility from Memphis Municipal Employees Credit Union's own published criteria. How we verify this.

Membership via employers (City of Memphis +7 more) or occupations (Christian of any denomination)

  • EmployerCity of Memphis, NIDEC Motor Corporation, Memphis-Shelby County Airport Authority, Regional One Health, Memphis Housing Authority, Hi-Speed Electrical, Family Home Health Agency, Shelby County Government
  • OccupationChristian of any denomination

Cost to join: About $14 (a $9 membership fee plus a $5 minimum deposit).

Verified from Memphis Municipal Employees Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Memphis Municipal Employees Credit Union?

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Frequently Asked Questions

What rates does Memphis Municipal Employees Credit Union offer?

Memphis Municipal Employees Credit Union is a credit union in Tennessee. Rate data is currently being verified.

How often are Memphis Municipal Employees Credit Union rates updated?

RateAPI verifies Memphis Municipal Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Memphis Municipal Employees Credit Union's rate data?

Rate data is collected directly from Memphis Municipal Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Memphis Municipal Employees Credit Union's best CD rate?

As of August 4, 2026, Memphis Municipal Employees Credit Union offers savings and certificate (CD) yields up to 0.60% APY.

Related Rate Data

Compare Memphis Municipal Employees Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Memphis Municipal Employees Credit Union
curl "https://api.rateapi.dev/credit-unions/tennessee/memphis-municipal-employees" \
  -H "Authorization: Bearer YOUR_API_KEY"