Fedtrust Credit Union
Verified rate book
Current Fedtrust Credit Union rates
31 published offers verified as of August 3, 2026.
Mortgage rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 5-Year Fixed Rate Mortgage30 year fixed | 5.000% APR | 5.000% | — | Standard |
| 15-Year Fixed15 year fixed | 5.000% APR | 5.000% | — | Standard |
| 10-Year Fixed10 year fixed | 5.250% APR | 5.250% | — | Standard |
| 5-Year Balloon Mortgageother | 5.000% APR | 5.000% | — | Standard |
Auto & vehicle rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month New Auto Loan (2024 and Newer)auto_new_36mo | 3.500% APR | 3.500% | 36 mo · new | Standard |
| 36-Month Used Auto Loanauto_used_36mo | 3.500% APR | 3.500% | 36 mo · used | Standard |
| 48-Month New Auto Loan (2024 and Newer)auto_new_48mo | 4.000% APR | 4.000% | 48 mo · new | Standard |
| 72-Month New Auto Loan (2024 and Newer)auto_new_72mo | 4.250% APR | 4.250% | 72 mo · new | Standard |
| 48-Month Used Auto Loanauto_used_48mo | 4.500% APR | 4.500% | 48 mo · used | Standard |
| 72-Month Used Auto Loanauto_used_72mo | 4.750% APR | 4.750% | 72 mo · used | Standard |
| 84-Month New Auto Loan (2024 and Newer)auto_new_84mo | 5.250% APR | 5.250% | 84 mo · new | Standard |
| 84-Month Used Auto Loanauto_used_84mo | 5.500% APR | 5.500% | 84 mo · used | Standard |
Personal loan rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Share-Secured Loanpersonal_secured_36mo | 3.250% APR | 3.250% | 36 mo | Standard |
| 48-Month Share-Secured Loanpersonal_secured_48mo | 3.750% APR | 3.750% | 48 mo | Standard |
| 60-Month Share-Secured Loanpersonal_secured_60mo | 5.000% APR | 5.000% | 60 mo | Standard |
| Share Secured Credit Builderpersonal_secured_12mo | 5.000% APR | 5.000% | 12 mo | Standard |
| 72-Month Share-Secured Loanpersonal_secured_72mo | 7.000% APR | 7.000% | 72 mo | Standard |
| 60-Month Personal Line of Creditploc_variable | 8.750% APR | 8.750% | 60 mo | Standard |
| Signature Pluspersonal_unsecured_60mo | 9.250% APR | 9.250% | 60 mo | Standard |
| 36-Month Personal Line of Creditploc_variable | 17.500% APR | 17.500% | 36 mo | Standard |
Savings & CD rates
11 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| IRAira | 0.15% APY | 0.15% | — | Standard |
| Savings/Special Savingssavings | 0.15% APY | 0.15% | — | Standard |
| Convenient Money CDcd_12mo | 0.75% APY | 0.75% | 12 mo | Standard |
| High Yield ISMAsavings | 1.00% APY | 1.00% | — | Standard |
| Certificate/IRAira_cd_60mo | 2.02% APY | 2.00% | 60 mo | Standard |
| 60-Month Certificatecd_60mo | 2.27% APY | 2.25% | 60 mo | Standard |
| Certificate/IRAira_cd_24mo | 2.27% APY | 2.25% | 24 mo | Standard |
| 24-Month Certificatecd_24mo | 2.52% APY | 2.50% | 24 mo | Standard |
| Certificate/IRAira_cd_12mo | 2.52% APY | 2.50% | 12 mo | Standard |
| 6-Month Certificatecd_6mo | 2.78% APY | 2.75% | 6 mo | Standard |
| Simple Saver Certficatecd_12mo | 3.04% APY | 3.00% | 12 mo | Standard |
As of August 3, 2026, Fedtrust Credit Union offers a 30-year fixed mortgage at 5% APR. Auto loans available from 3.5% APR for 36 months. Personal loan rates from 3.25% APR. Savings and certificate yields up to 3.04% APY.
Source: RateAPI.dev, verified from Fedtrust Credit Union's official website
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About Fedtrust Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.9K
- Assets
- $56.4M
- Founded
- 1959
- Locations reported
- 4
- NCUA charter
- 13233
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- First-time homebuyer program
- Bilingual services
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Fedtrust Credit Union
Membership eligibility from Fedtrust Credit Union's own published criteria. How we verify this.
Membership via occupations (U.S. Federal Government employees)
- OccupationU.S. Federal Government employees
Verified from Fedtrust Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Fedtrust Credit Union?
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Frequently Asked Questions
What rates does Fedtrust Credit Union offer?
Fedtrust Credit Union currently offers mortgage, Auto loan, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Fedtrust Credit Union rates updated?
RateAPI verifies Fedtrust Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Fedtrust Credit Union's rate data?
Rate data is collected directly from Fedtrust Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Fedtrust Credit Union's mortgage rate?
As of August 3, 2026, Fedtrust Credit Union offers a 30-year fixed mortgage at 5% APR.
What are Fedtrust Credit Union's auto loan rates?
As of August 3, 2026, Fedtrust Credit Union offers auto loans from 3.5% APR.
What is Fedtrust Credit Union's personal loan rate?
As of August 3, 2026, Fedtrust Credit Union offers personal loans from 3.25% APR.
What is Fedtrust Credit Union's best CD rate?
As of August 3, 2026, Fedtrust Credit Union offers savings and certificate (CD) yields up to 3.04% APY.
Related Rate Data
Compare Fedtrust Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Fedtrust Credit Union rates
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# Get rates for Fedtrust Credit Union
curl "https://api.rateapi.dev/credit-unions/tennessee/fedtrust" \
-H "Authorization: Bearer YOUR_API_KEY"