First South Financial Credit Union
Verified rate book
Current First South Financial Credit Union rates
26 published offers verified as of August 4, 2026.
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New & Used Autosauto_any_84mo | 4.490% APR | 4.490% | 84 mo · any | Standard |
| 144-Month RV Loanrv_any_144mo | 10.100% APR | 10.100% | 144 mo | Standard |
| Boats & Motorcyclesboat_any_84mo | 10.350% APR | 10.350% | 84 mo | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Vacation Loanpersonal | 12.000% APR | 12.000% | — | Standard |
| Personal/Unsecured Loanpersonal_unsecured | 14.750% APR | 14.750% | — | Standard |
| Personal/Unsecured Line of Creditploc_variable | 14.750% APR | 14.750% | — | Standard |
Savings & CD rates
20 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Month Certificatecd_30mo | 1.25% APY | 1.25% | 30 mo | Standard |
| CDs (Certificates) and IRAs (30 Months)ira_cd_30mo | 1.26% APY | 1.25% | 30 mo | Standard |
| 3-Month Certificatecd_3mo | 1.28% APY | 1.28% | 3 mo | Standard |
| Build IT CDs (3 Months)cd_3mo | 1.28% APY | 1.28% | 3 mo | Standard |
| 6-Month Certificatecd_6mo | 1.41% APY | 1.41% | 6 mo | Standard |
| Build IT CDs (6 Months)cd_6mo | 1.41% APY | 1.41% | 6 mo | Standard |
| 48-Month Certificatecd_48mo | 1.65% APY | 1.65% | 48 mo | Standard |
| CDs (Certificates) and IRAs (48 Months)ira_cd_48mo | 1.66% APY | 1.65% | 48 mo | Standard |
| 24-Month Certificatecd_24mo | 1.83% APY | 1.83% | 24 mo | Standard |
| CDs (Certificates) and IRAs (24 Months)ira_cd_24mo | 1.84% APY | 1.83% | 24 mo | Standard |
| 36-Month Certificatecd_36mo | 1.98% APY | 1.98% | 36 mo | Standard |
| 18-Month Certificatecd_18mo | 2.00% APY | 2.00% | 18 mo | Standard |
| CDs (Certificates) and IRAs (36 Months)ira_cd_36mo | 2.00% APY | 1.98% | 36 mo | Standard |
| CDs (Certificates) and IRAs (18 Months)ira_cd_18mo | 2.02% APY | 2.00% | 18 mo | Standard |
| CDs (Certificates) and IRAs (3 Months)ira_cd_3mo | 2.18% APY | 2.16% | 3 mo | Standard |
| 12-Month Certificatecd_12mo | 2.48% APY | 2.48% | 12 mo | Standard |
| CDs (Certificates) and IRAs (12 Months)ira_cd_12mo | 2.50% APY | 2.48% | 12 mo | Standard |
| CDs (Certificates) and IRAs (6 Months)ira_cd_6mo | 2.52% APY | 2.50% | 6 mo | Standard |
| 7 Month Traditional IRAira | 3.55% APY | 3.55% | 7 mo | Standard |
| 5-Month Certificatecd_5mo | 3.81% APY | 3.81% | 5 mo | Standard |
Vehicle loans available from 4.49% APR for 84 months. Personal loan rates from 12% APR. Savings and certificate yields up to 3.81% APY.
Source: RateAPI.dev, verified from First South Financial Credit Union's official website
Loading branch locator…
About First South Financial Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 71.3K
- Assets
- $834.5M
- Founded
- 1957
- Locations reported
- 16
- NCUA charter
- 24963
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join First South Financial Credit Union
Membership eligibility from First South Financial Credit Union's own published criteria. How we verify this.
Membership criteria are published on First South Financial Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from First South Financial Credit Union's membership page. Final membership determination is always made by the credit union.
Work at First South Financial Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where First South Financial Credit Union ranks against Tennessee peers.
Frequently Asked Questions
What rates does First South Financial Credit Union offer?
First South Financial Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are First South Financial Credit Union rates updated?
RateAPI verifies First South Financial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get First South Financial Credit Union's rate data?
Rate data is collected directly from First South Financial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are First South Financial Credit Union's auto, rv & boat loan rates?
As of August 4, 2026, First South Financial Credit Union offers vehicle loans from 4.49% APR.
What is First South Financial Credit Union's personal loan rate?
As of August 4, 2026, First South Financial Credit Union offers personal loans from 12% APR.
What is First South Financial Credit Union's best CD rate?
As of August 4, 2026, First South Financial Credit Union offers savings and certificate (CD) yields up to 3.81% APY.
Related Rate Data
Compare First South Financial Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack First South Financial Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Tennessee credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for First South Financial Credit Union
curl "https://api.rateapi.dev/credit-unions/tennessee/first-south-financial" \
-H "Authorization: Bearer YOUR_API_KEY"