MTC Credit Union
Verified rate book
Current MTC Credit Union rates
14 published offers verified as of August 4, 2026.
Auto & vehicle rates
12 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Competitive Rates for New & Used Vehicles (24 Months)auto_any_24mo | 4.950% APR | 4.950% | 24 mo · any | Standard |
| Competitive Rates for New & Used Vehicles (36 Months)auto_any_36mo | 4.950% APR | 4.950% | 36 mo · any | Standard |
| 24-Month RV Loanrv_any_24mo | 5.700% APR | 5.700% | 24 mo | Standard |
| 36-Month RV Loanrv_any_36mo | 5.700% APR | 5.700% | 36 mo | Standard |
| Competitive Rates for New & Used Vehicles (48 Months)auto_any_48mo | 5.950% APR | 5.950% | 48 mo · any | Standard |
| 48-Month RV Loanrv_any_48mo | 5.950% APR | 5.950% | 48 mo | Standard |
| Competitive Rates for New & Used Vehicles (60 Months)auto_any_60mo | 6.200% APR | 6.200% | 60 mo · any | Standard |
| 60-Month RV Loanrv_any_60mo | 6.200% APR | 6.200% | 60 mo | Standard |
| Competitive Rates for New & Used Vehicles (72 Months)auto_any_72mo | 6.950% APR | 6.950% | 72 mo · any | Standard |
| 72-Month RV Loanrv_any_72mo | 6.950% APR | 6.950% | 72 mo | Standard |
| Competitive Rates for New & Used Vehicles (84 Months)auto_any_84mo | 7.950% APR | 7.950% | 84 mo · any | Standard |
| 84-Month RV Loanrv_any_84mo | 7.950% APR | 7.950% | 84 mo | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Checkingsavings | 5.00% APY | 5.00% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Rates subject to change. Please call for quote. Additional discounts may be available.other | 8.950% % | 8.950% | — | Standard |
Vehicle loans available from 4.95% APR for 24 months. Savings and certificate yields up to 5.00% APY.
Source: RateAPI.dev, verified from MTC Credit Union's official website
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About MTC Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 16K
- Assets
- $299.9M
- Founded
- 1976
- Locations reported
- 9
- NCUA charter
- 22520
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join MTC Credit Union
Membership eligibility from MTC Credit Union's own published criteria. How we verify this.
Membership via the Friends of the Foundation
- LocationCarter, Anderson, Greenville, Pickens — OK, SC
- AssociationFriends of the Foundation
Cost to join: About $50.
Verified from MTC Credit Union's membership page. Final membership determination is always made by the credit union.
Work at MTC Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where MTC Credit Union ranks against South Carolina peers.
Frequently Asked Questions
What rates does MTC Credit Union offer?
MTC Credit Union currently offers vehicle loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are MTC Credit Union rates updated?
RateAPI verifies MTC Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get MTC Credit Union's rate data?
Rate data is collected directly from MTC Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are MTC Credit Union's auto & rv loan rates?
As of August 4, 2026, MTC Credit Union offers vehicle loans from 4.95% APR.
What is MTC Credit Union's best CD rate?
As of August 4, 2026, MTC Credit Union offers savings and certificate (CD) yields up to 5.00% APY.
Related Rate Data
Compare MTC Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack MTC Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for MTC Credit Union
curl "https://api.rateapi.dev/credit-unions/south-carolina/mtc" \
-H "Authorization: Bearer YOUR_API_KEY"