CPM Credit Union

North Charlesto, South Carolina
Last verified: August 4, 2026
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Verified rate book

Current CPM Credit Union rates

44 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

1 offer
CPM Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Mortgageother4.690% APR4.690%Standard

Auto & vehicle rates

16 offers
CPM Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Up to 36-Month Auto Loanauto_any_36mo3.990% APR3.990%36 moStandard
Auto Loanauto3.990% APR3.990%Standard
36-Month New Auto Loanauto_new_36mo3.990% APR3.990%36 mo · newStandard
36-Month Used Auto Loanauto_used_36mo4.490% APR4.490%36 mo · usedStandard
Vehicle Loan Rates (37 - 60 months)auto_any_60mo4.490% APR4.490%60 moStandard
Vehicle Loan Rates (61 - 72 months)auto_any_72mo4.690% APR4.690%72 moStandard
Vehicle Loan Rates (73-84 months)auto_any_84mo5.390% APR5.390%84 moStandard
Vehicle Loan Rates (Up to 60 months (Minimum $5,000))auto_any_60mo6.990% APR6.990%60 moStandard
Boat Loans, RV, 5th Wheelsboat_any_60mo6.990% APR6.990%60 moStandard
Vehicle Loan Rates (Up to 36 months (minimum $5,000))auto_any_36mo7.490% APR7.490%36 moStandard
Secured Loans (Watercraft, Campers, ATVs, Motorcycles)boat_any_36mo7.490% APR7.490%36 moStandard
Vehicle Loan Rates (61 - 96 months (Minimum $20,000))auto_any_96mo7.490% APR7.490%96 moStandard
Vehicle Loan Rates (96 - 120 months (Minimum $30,000))auto_any_120mo8.490% APR8.490%120 moStandard
Vehicle Loan Rates (37 - 60 months (minimum $9,000))auto_any_60mo8.490% APR8.490%60 moStandard
Vehicle Loan Rates (121 - 180 months (new only) - (Minimum $30,000))auto_new_180mo9.490% APR9.490%180 mo · newStandard
Vehicle Loan Rates (61 - 72 months (minimum $18,000))auto_any_72mo9.490% APR9.490%72 moStandard

HELOC rates

2 offers
CPM Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
5 Year Draw With A 10 Year Repaymentheloc6.990% APR6.990%Standard
HELOC (5 year draw with a 10 year repayment)heloc_variable6.990% APR6.990%Standard

Personal loan rates

6 offers
CPM Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Secured by Share Account or Certificatepersonal_secured_36mo7.990% APR7.990%36 moStandard
Secured by Share Account or Certificatepersonal_secured_60mo8.990% APR8.990%60 moStandard
Unsecured Personal Loanpersonal_unsecured10.990% APR10.990%Standard
Up to 60-Month Unsecured Personal Loanpersonal_unsecured_60mo10.990% APR10.990%60 moStandard
Personal Loans (61 - 84 months)personal_unsecured_84mo12.790% APR12.790%84 moStandard
Overdraft (Discontinued)personal16.500% APR16.500%Standard

Credit card rates

6 offers
CPM Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card10.990% APR10.990%Standard
Visa® Platinum Card with Bonus Points Program (Discontinued)credit_card_rewards11.750% APR11.750%Standard
Visa® Firefighter Gold Card (Discontinued)credit_card13.750% APR13.750%Standard
Visa® Gold Card with Bonus Points Program (Discontinued)credit_card_rewards13.750% APR13.750%Standard
MyRewardscredit_card_rewards14.250% APR14.250%Standard
Visa® Classic Card (Discontinued)credit_card16.000% APR16.000%Standard

Savings & CD rates

8 offers
CPM Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Checking Plussavings0.02% APY0.02%Standard
Money Marketmoney_market0.25% APY0.25%Standard
$0 - $999.99savings0.25% APY0.25%Standard
Performance Money Marketmoney_market0.25% APY0.25%Standard
$200.00 - $2,499.99savings0.25% APY0.25%Standard
$2,500.00 - $9,999.99savings1.00% APY1.00%Standard
$10,000.00 +savings1.80% APY1.80%Standard
$1000.00 - And Abovesavings3.00% APY3.00%Standard

Other rates

5 offers
CPM Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
10 Year Draw With 15 Year Repaymentother0.250% %0.250%Standard
MyRateother10.990% %10.990%Standard
MyLine Anytimeother11.290% %11.290%Standard
MySecuredother16.000% %16.000%Standard
MyCashother28.000% %28.000%Standard

As of August 4, 2026, CPM Credit Union offers mortgage rates from 4.69% APR. Vehicle loans available from 3.99% APR for 36 months. HELOC rates from 6.99% APR. Personal loan rates from 7.99% APR. Credit card rates from 10.99% APR. Savings and certificate yields up to 3.00% APY.

Source: RateAPI.dev, verified from CPM Credit Union's official website

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About CPM Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
67K
Assets
$742M
Founded
1955
Locations reported
12
NCUA charter
21971
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships
  • Payday Alternative Loans II

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join CPM Credit Union

Membership eligibility from CPM Credit Union's own published criteria. How we verify this.

Membership criteria are published on CPM Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from CPM Credit Union's membership page. Final membership determination is always made by the credit union.

Work at CPM Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where CPM Credit Union ranks against South Carolina peers.

Frequently Asked Questions

What rates does CPM Credit Union offer?

CPM Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are CPM Credit Union rates updated?

RateAPI verifies CPM Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get CPM Credit Union's rate data?

Rate data is collected directly from CPM Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is CPM Credit Union's mortgage rate?

As of August 4, 2026, CPM Credit Union offers mortgage rates from 4.69% APR.

What are CPM Credit Union's auto & boat loan rates?

As of August 4, 2026, CPM Credit Union offers vehicle loans from 3.99% APR.

What is CPM Credit Union's HELOC rate?

As of August 4, 2026, CPM Credit Union offers home equity lines of credit from 6.99% APR.

What is CPM Credit Union's personal loan rate?

As of August 4, 2026, CPM Credit Union offers personal loans from 7.99% APR.

What is CPM Credit Union's best CD rate?

As of August 4, 2026, CPM Credit Union offers savings and certificate (CD) yields up to 3.00% APY.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track CPM Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for CPM Credit Union
curl "https://api.rateapi.dev/credit-unions/south-carolina/cpm" \
  -H "Authorization: Bearer YOUR_API_KEY"