Family Trust Credit Union
Verified rate book
Current Family Trust Credit Union rates
32 published offers verified as of August 4, 2026.
Mortgage rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.052% APR | 5.875% | — | Standard |
| 15-Year Fixed15 year fixed | 5.177% APR | 5.000% | — | Standard |
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 3.990% APR | 3.990% | new | Standard |
| Used Auto Loanauto_used | 4.340% APR | 4.340% | used | Standard |
| New and usedauto_any | 7.540% APR | 7.540% | any | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 4.740% APR | 4.740% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Certificate Secured Loanpersonal_secured | 3.000% APR | 3.000% | — | Standard |
| 60-Month Share-Secured Loanpersonal_secured_60mo | 3.000% APR | 3.000% | 60 mo | Standard |
| 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 11.240% APR | 11.240% | 60 mo | Standard |
Savings & CD rates
23 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Prime Share Savings Account 1share_savings | 0.05% APY | 0.05% | — | Standard |
| 3-Month Certificatecd_3mo | 0.05% APY | 0.05% | 3 mo | Standard |
| IRA Savings Account (Traditional, Roth, SEP)ira | 0.05% APY | 0.05% | — | Standard |
| Explorer's Club Savings Accountsavings | 0.05% APY | 0.05% | — | Specialty offer |
| 6-Month Certificatecd_6mo | 0.10% APY | 0.10% | 6 mo | Standard |
| Traditional IRA Certificates (6 Month)ira_cd_6mo | 0.10% APY | 0.10% | 6 mo | Standard |
| IRA Money Market Account (Traditional, Roth)ira | 0.75% APY | 0.75% | — | Standard |
| IRA PayBack Savings Account (Traditional)1ira | 1.00% APY | 1.00% | — | Standard |
| PayBack Savings Accountsavings | 1.00% APY | 1.00% | — | Standard |
| IRA Money Market Accountira | 2.00% APY | 2.00% | — | Standard |
| IRA PayBack Savings Account1ira | 2.25% APY | 2.25% | — | Standard |
| 9-Month Certificatecd_9mo | 3.25% APY | 3.25% | 9 mo | Standard |
| Traditional IRA Certificates (12 Month (Roth and SEP also available))ira_cd_12mo | 3.50% APY | 3.50% | 12 mo | Standard |
| 60-Month Certificatecd_60mo | 3.55% APY | 3.55% | 60 mo | Standard |
| 48-Month Certificatecd_48mo | 3.55% APY | 3.55% | 48 mo | Standard |
| Traditional IRA Certificates (48 Month)ira_cd_48mo | 3.55% APY | 3.55% | 48 mo | Standard |
| Traditional IRA Certificates (60 Month)ira_cd_60mo | 3.55% APY | 3.55% | 60 mo | Standard |
| Certificates (36 Month1)cd | 3.65% APY | 3.65% | — | Standard |
| Traditional IRA Certificates (36 Month1)ira_cd | 3.65% APY | 3.65% | — | Standard |
| Explorer s Club Certificate - 12 Monthcd_12mo | 3.75% APY | 3.75% | 12 mo | Standard |
| Traditional IRA Certificates (24 Month)ira_cd_24mo | 3.99% APY | 3.99% | 24 mo | Standard |
| 24-Month Certificatecd_24mo | 4.00% APY | 4.00% | 24 mo | Standard |
| Business Checking 1savings | 4.00% APY | 4.00% | — | Standard |
As of August 4, 2026, Family Trust Credit Union offers a 30-year fixed mortgage at 6.052% APR. Auto loans available from 3.99% APR. HELOC rates from 4.74% APR. Personal loan rates from 3% APR. Savings and certificate yields up to 4.00% APY.
Source: RateAPI.dev, verified from Family Trust Credit Union's official website
Loading branch locator…
About Family Trust Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 59.5K
- Assets
- $804.3M
- Founded
- 1957
- Locations reported
- 8
- NCUA charter
- 11554
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Family Trust Credit Union
Membership eligibility from Family Trust Credit Union's own published criteria. How we verify this.
Community charter: live/work in Abbeville, Anderson, Cherokee +14 more
- LocationAbbeville, Anderson, Cherokee, Chester, Greenville, Greenwood, Lancaster, Laurens, Oconee, Pickens, Spartanburg, Union, York, Cleveland, Gaston, Lincoln, Mecklenburg
Verified from Family Trust Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Family Trust Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Family Trust Credit Union ranks against South Carolina peers.
Frequently Asked Questions
What rates does Family Trust Credit Union offer?
Family Trust Credit Union currently offers mortgage, Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Family Trust Credit Union rates updated?
RateAPI verifies Family Trust Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Family Trust Credit Union's rate data?
Rate data is collected directly from Family Trust Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Family Trust Credit Union's mortgage rate?
As of August 4, 2026, Family Trust Credit Union offers a 30-year fixed mortgage at 6.052% APR.
What are Family Trust Credit Union's auto loan rates?
As of August 4, 2026, Family Trust Credit Union offers auto loans from 3.99% APR.
What is Family Trust Credit Union's HELOC rate?
As of August 4, 2026, Family Trust Credit Union offers home equity lines of credit from 4.74% APR.
What is Family Trust Credit Union's personal loan rate?
As of August 4, 2026, Family Trust Credit Union offers personal loans from 3% APR.
What is Family Trust Credit Union's best CD rate?
As of August 4, 2026, Family Trust Credit Union offers savings and certificate (CD) yields up to 4.00% APY.
Related Rate Data
Compare Family Trust Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Family Trust Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when South Carolina credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Family Trust Credit Union
curl "https://api.rateapi.dev/credit-unions/south-carolina/family-trust" \
-H "Authorization: Bearer YOUR_API_KEY"