York Educational Credit Union
Verified rate book
Current York Educational Credit Union rates
27 published offers verified as of August 4, 2026.
Auto & vehicle rates
14 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 5.990% APR | 5.990% | new | Standard |
| Used Auto Loanauto_used | 6.150% APR | 6.150% | used | Standard |
| 36-Month Used Auto Loanauto_used_36mo | 6.190% APR | 6.190% | 36 mo · used | Standard |
| 60-Month New Auto Loanauto_new_60mo | 6.250% APR | 6.250% | 60 mo · new | Standard |
| 72-Month New Auto Loanauto_new_72mo | 6.500% APR | 6.500% | 72 mo · new | Standard |
| 48-Month Used Auto Loanauto_used_48mo | 6.590% APR | 6.590% | 48 mo · used | Standard |
| New and Used RV Loanrv_any_60mo | 7.000% APR | 7.000% | 60 mo · any | Standard |
| 60-Month Used Auto Loanauto_used_60mo | 7.290% APR | 7.290% | 60 mo · used | Standard |
| New and Used RV Loanrv_any_72mo | 7.500% APR | 7.500% | 72 mo · any | Standard |
| New and Used RV Loanrv_any_84mo | 7.840% APR | 7.840% | 84 mo · any | Standard |
| 84-Month New Auto Loanauto_new_84mo | 7.990% APR | 7.990% | 84 mo · new | Standard |
| New and Used RV Loanrv_any_120mo | 8.240% APR | 8.240% | 120 mo · any | Standard |
| 72-Month Used Auto Loanauto_used_72mo | 8.290% APR | 8.290% | 72 mo · used | Standard |
| 84-Month Used Auto Loanauto_used_84mo | 8.590% APR | 8.590% | 84 mo · used | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable rate, adjusted quarterly)heloc_variable | 5.290% APR | 5.290% | — | Standard |
| Home Equity Loan (Fixed)heloc_fixed | 6.640% APR | 6.640% | — | Standard |
Personal loan rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 18-Month Share-Secured Loanpersonal_secured_18mo | 1.990% APR | 1.990% | 18 mo | Standard |
| Credit Builder/Rebuilder**personal_unsecured_36mo | 5.000% APR | 5.000% | 36 mo | Standard |
| 36-Month Personal Line of Creditploc_variable | 6.500% APR | 6.500% | 36 mo | Standard |
| Unsecured Personal Loanpersonal_unsecured | 6.500% APR | 6.500% | — | Standard |
| 36-Month Signature Loanpersonal_unsecured_36mo | 9.100% APR | 9.100% | 36 mo | Standard |
| 60-Month Signature Loanpersonal_unsecured_60mo | 9.350% APR | 9.350% | 60 mo | Standard |
| Signature**other | 9.100% APR | 9.100% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Balance Transfers APR*credit_card_balance_transfer | 4.990% APR | 4.990% | — | Standard |
Other rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Summer Loanother | 8.990% % | 8.990% | — | Standard |
| Cash Advances APR*other | 9.990% % | 9.990% | — | Standard |
| Purchases APR*other | 9.990% % | 9.990% | — | Standard |
Vehicle loans available from 5.99% APR. HELOC rates from 5.29% APR. Personal loan rates from 1.99% APR. Credit card rates from 4.99% APR.
Source: RateAPI.dev, verified from York Educational Credit Union's official website
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About York Educational Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.8K
- Assets
- $46M
- Founded
- 1969
- Locations reported
- 3
- NCUA charter
- 19429
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join York Educational Credit Union
Membership eligibility from York Educational Credit Union's own published criteria. How we verify this.
Membership criteria are published on York Educational Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from York Educational Credit Union's membership page. Final membership determination is always made by the credit union.
Work at York Educational Credit Union?
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Frequently Asked Questions
What rates does York Educational Credit Union offer?
York Educational Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are York Educational Credit Union rates updated?
RateAPI verifies York Educational Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get York Educational Credit Union's rate data?
Rate data is collected directly from York Educational Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are York Educational Credit Union's auto & rv loan rates?
As of August 4, 2026, York Educational Credit Union offers vehicle loans from 5.99% APR.
What is York Educational Credit Union's HELOC rate?
As of August 4, 2026, York Educational Credit Union offers home equity lines of credit from 5.29% APR.
What is York Educational Credit Union's personal loan rate?
As of August 4, 2026, York Educational Credit Union offers personal loans from 1.99% APR.
Related Rate Data
Compare York Educational Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for York Educational Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/york-educational" \
-H "Authorization: Bearer YOUR_API_KEY"