White Rose Credit Union
Verified rate book
Current White Rose Credit Union rates
20 published offers verified as of August 3, 2026.
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 5.490% APR | 5.490% | — | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 5.990% APR | 5.990% | — | Standard |
| 60-Month Signature Loanpersonal_unsecured_60mo | 9.490% APR | 9.490% | 60 mo | Standard |
| 72-Month Signature Loanpersonal_unsecured_72mo | 9.740% APR | 9.740% | 72 mo | Standard |
| 84-Month Signature Loanpersonal_unsecured_84mo | 9.990% APR | 9.990% | 84 mo | Standard |
Savings & CD rates
15 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Traditional IRAira | 0.50% APY | 0.50% | — | Standard |
| Money Marketmoney_market | 0.75% APY | 0.75% | — | Standard |
| Money Marketmoney_market | 1.00% APY | 0.99% | — | Standard |
| Money Marketmoney_market | 1.25% APY | 1.24% | — | Standard |
| 3-Month Certificateshare_certificate_3mo | 1.50% APY | 1.49% | 3 mo | Standard |
| 3-Month IRA Certificateira_cd_3mo | 1.50% APY | 1.49% | 3 mo | Standard |
| Money Marketmoney_market | 1.50% APY | 1.49% | — | Standard |
| 18-Month Certificateshare_certificate_18mo | 2.50% APY | 2.47% | 18 mo | Standard |
| 18-Month IRA Certificateira_cd_18mo | 2.50% APY | 2.47% | 18 mo | Standard |
| 60-Month Certificateshare_certificate_60mo | 2.75% APY | 2.72% | 60 mo | Standard |
| 60-Month IRA Certificateira_cd_60mo | 2.75% APY | 2.72% | 60 mo | Standard |
| 12-Month IRA Certificateira_cd_12mo | 3.25% APY | 3.20% | 12 mo | Standard |
| 12-Month Certificateshare_certificate_12mo | 3.25% APY | 3.20% | 12 mo | Standard |
| 6-Month Certificateshare_certificate_6mo | 3.35% APY | 3.30% | 6 mo | Standard |
| 6-Month IRA Certificateira_cd_6mo | 3.35% APY | 3.30% | 6 mo | Standard |
HELOC rates from 5.49% APR. Personal loan rates from 5.99% APR. Savings and certificate yields up to 3.35% APY.
Source: RateAPI.dev, verified from White Rose Credit Union's official website
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About White Rose Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 10.6K
- Assets
- $116.3M
- Founded
- 1950
- Locations reported
- 6
- NCUA charter
- 68296
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join White Rose Credit Union
Membership eligibility from White Rose Credit Union's own published criteria. How we verify this.
Community charter: live/work in York, Adams, PA
- LocationYork, Adams — PA
Cost to join: About $6 (a $1 membership fee plus a $5 minimum deposit).
Verified from White Rose Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does White Rose Credit Union offer?
White Rose Credit Union currently offers HELOC, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are White Rose Credit Union rates updated?
RateAPI verifies White Rose Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get White Rose Credit Union's rate data?
Rate data is collected directly from White Rose Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is White Rose Credit Union's HELOC rate?
As of August 3, 2026, White Rose Credit Union offers home equity lines of credit from 5.49% APR.
What is White Rose Credit Union's personal loan rate?
As of August 3, 2026, White Rose Credit Union offers personal loans from 5.99% APR.
What is White Rose Credit Union's best CD rate?
As of August 3, 2026, White Rose Credit Union offers savings and certificate (CD) yields up to 3.35% APY.
Related Rate Data
Compare White Rose Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for White Rose Credit Union
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-H "Authorization: Bearer YOUR_API_KEY"