Americhoice Credit Union
Verified rate book
Current Americhoice Credit Union rates
22 published offers verified as of August 4, 2026.
Auto & vehicle rates
11 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| find your current car’s value (New – Up to 48 Months)auto_new_48mo | 4.990% APR | 4.990% | 48 mo · new | Standard |
| find your current car’s value (New – 49-60 Months)auto_new_60mo | 5.240% APR | 5.240% | 60 mo · new | Standard |
| find your current car’s value (New – 61-72 Months)auto_new_72mo | 5.240% APR | 5.240% | 72 mo · new | Standard |
| find your current car’s value (Used – 2020 and Newer up to 48 Months)auto_used_48mo | 5.240% APR | 5.240% | 48 mo · used | Standard |
| find your current car’s value (Used – 2020 and Newer 49-60 Months)auto_used_60mo | 5.490% APR | 5.490% | 60 mo · used | Standard |
| find your current car’s value (New – 73-84 Months)auto_new_84mo | 5.740% APR | 5.740% | 84 mo · new | Standard |
| find your current car’s value (Used – 2017-2019 Models up to 60 months)auto_used_60mo | 5.740% APR | 5.740% | 60 mo · used | Standard |
| find your current car’s value (Used – 2020 and Newer 61-72 Months)auto_used_72mo | 5.740% APR | 5.740% | 72 mo · used | Standard |
| find your current car’s value (Used – 2020 and Newer 73-84 Months)auto_used_84mo | 5.990% APR | 5.990% | 84 mo · used | Standard |
| find your current car’s value (Used – 2017-2019 Models 61-72 Months)auto_used_72mo | 5.990% APR | 5.990% | 72 mo · used | Standard |
| find your current car’s value (Used – 2016 and Older Models up to 60 Months)auto_used_60mo | 6.990% APR | 6.990% | 60 mo · used | Standard |
HELOC rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HOME EQUITY LOAN UP TO 85% EQUITY (37-60 Months)heloc_fixed | 5.240% APR | 5.240% | — | Standard |
| HOME EQUITY LOAN UP TO 85% EQUITY (Up to 36 Months)heloc_fixed | 5.240% APR | 5.240% | — | Standard |
| HOME EQUITY LOAN UP TO 85% EQUITY (61-120 Months)heloc_fixed | 5.490% APR | 5.490% | — | Standard |
| HOME EQUITY LOAN UP TO 100% EQUITY (37-60 Months)heloc_fixed | 5.740% APR | 5.740% | — | Standard |
| HOME EQUITY LOAN UP TO 100% EQUITY (Up to 36 Months)heloc_fixed | 5.740% APR | 5.740% | — | Standard |
| HOME EQUITY LOAN UP TO 85% EQUITY (121-180 Months)heloc_fixed | 5.990% APR | 5.990% | — | Standard |
| HOME EQUITY LOAN UP TO 100% EQUITY (61-120 Months)heloc_fixed | 5.990% APR | 5.990% | — | Standard |
| HOME EQUITY LOAN UP TO 100% EQUITY (121-180 Months)heloc_fixed | 6.490% APR | 6.490% | — | Standard |
| HELOC (Variable)heloc_variable | 6.750% APR | 6.750% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| $500 or more (Up to 60 Months)personal_unsecured_60mo | 9.990% APR | 9.990% | 60 mo | Standard |
| PERSONAL SERVICE LINE OF CREDIT (Personal Service Line of Credit)ploc_variable | 12.000% APR | 12.000% | — | Standard |
Auto loans available from 4.99% APR for 48 months. HELOC rates from 5.24% APR. Personal loan rates from 9.99% APR.
Source: RateAPI.dev, verified from Americhoice Credit Union's official website
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About Americhoice Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 15.8K
- Assets
- $240.4M
- Founded
- 1970
- Locations reported
- 5
- NCUA charter
- 20041
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- First-time homebuyer program
- Bilingual services
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Americhoice Credit Union
Membership eligibility from Americhoice Credit Union's own published criteria. How we verify this.
Membership criteria are published on Americhoice Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationCumberland, York — PA
Verified from Americhoice Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Americhoice Credit Union?
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Frequently Asked Questions
What rates does Americhoice Credit Union offer?
Americhoice Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Americhoice Credit Union rates updated?
RateAPI verifies Americhoice Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Americhoice Credit Union's rate data?
Rate data is collected directly from Americhoice Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Americhoice Credit Union's auto loan rates?
As of August 4, 2026, Americhoice Credit Union offers auto loans from 4.99% APR.
What is Americhoice Credit Union's HELOC rate?
As of August 4, 2026, Americhoice Credit Union offers home equity lines of credit from 5.24% APR.
What is Americhoice Credit Union's personal loan rate?
As of August 4, 2026, Americhoice Credit Union offers personal loans from 9.99% APR.
Related Rate Data
Compare Americhoice Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Americhoice Credit Union rates
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# Get rates for Americhoice Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/americhoice" \
-H "Authorization: Bearer YOUR_API_KEY"