First Capital Credit Union
Verified rate book
Current First Capital Credit Union rates
3 published offers verified as of July 30, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 5.750% APR | 5.750% | — | Standard |
Equipment loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Business Equipment Loanequipment | 6.250% APR | 6.250% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Financial Freedom Loanother | 6.990% % | 6.990% | — | Standard |
As of July 30, 2026, First Capital Credit Union offers a 30-year fixed mortgage at 5.75% APR. Equipment loans from 6.25% APR.
Source: RateAPI.dev, verified from First Capital Credit Union's official website
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About First Capital Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 21.3K
- Assets
- $370.7M
- Founded
- 1954
- Locations reported
- 6
- NCUA charter
- 24490
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join First Capital Credit Union
Membership eligibility from First Capital Credit Union's own published criteria. How we verify this.
Membership via employers (Preferred Business Partner) or the FirstCap Gives Back Foundation ($1)
- EmployerPreferred Business Partner
- AssociationFirstCap Gives Back Foundation
Cost to join: About $6 (a $1 membership fee plus a $5 minimum deposit).
Verified from First Capital Credit Union's membership page. Final membership determination is always made by the credit union.
Work at First Capital Credit Union?
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Frequently Asked Questions
What rates does First Capital Credit Union offer?
First Capital Credit Union currently offers mortgage rates. The rates shown on this page were last verified July 30, 2026 directly from the credit union's official website.
How often are First Capital Credit Union rates updated?
RateAPI verifies First Capital Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 30, 2026.
Where does RateAPI get First Capital Credit Union's rate data?
Rate data is collected directly from First Capital Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is First Capital Credit Union's mortgage rate?
As of July 30, 2026, First Capital Credit Union offers a 30-year fixed mortgage at 5.75% APR.
Related Rate Data
Compare First Capital Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack First Capital Credit Union rates
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# Get rates for First Capital Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/first-capital" \
-H "Authorization: Bearer YOUR_API_KEY"