Service 1st Credit Union
Verified rate book
Current Service 1st Credit Union rates
23 published offers verified as of August 3, 2026.
Auto & vehicle rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Used Auto Loanauto_used | 4.590% APR | 4.590% | used | Standard |
| New Auto Loanauto_new | 4.590% APR | 4.590% | new | Standard |
| Auto Loan, Refinanceauto | 4.590% APR | 4.590% | — | Standard |
| Auto Loanauto | 4.590% APR | 4.590% | — | Standard |
| motorcycles, boats, RVs, etc.motorcycle | 6.490% APR | 6.490% | — | Standard |
HELOC rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 3.090% APR | 3.090% | — | Advertised floor |
| Everyday Equity Line of Credit - Fixed Rate Segmentheloc_fixed | 4.890% APR | 4.890% | — | Standard |
| Everyday Equity Line Of Creditheloc_variable | 6.750% APR | 6.750% | — | Standard |
Personal loan rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Certificate-Secured Loanpersonal_secured | 3.000% APR | 3.000% | — | Standard |
| Share-Secured Loanpersonal_secured | 3.500% APR | 3.500% | — | Standard |
| Signature / Unsecuredpersonal_unsecured | 8.990% APR | 8.990% | — | Standard |
| Flexline / Personal Line-Of-Creditploc_variable | 10.750% APR | 10.750% | — | Standard |
| Overdraft Line of Creditpersonal | 10.750% APR | 10.750% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 12.490% APR | 12.490% | — | Standard |
Savings & CD rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Youth Certificatecd | 0.80% APY | 0.80% | — | Standard |
| 18-Month Certificatecd_18mo | 0.90% APY | 0.90% | 18 mo | Standard |
| 24-Month Certificatecd_24mo | 1.00% APY | 1.00% | 24 mo | Standard |
| 60-Month Certificatecd_60mo | 2.55% APY | 2.55% | 60 mo | Standard |
| 48-Month Certificatecd_48mo | 2.65% APY | 2.65% | 48 mo | Standard |
| 36-Month Certificatecd_36mo | 3.00% APY | 3.00% | 36 mo | Standard |
| 6-Month Certificatecd_6mo | 3.75% APY | 3.75% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 4.00% APY | 4.00% | 12 mo | Standard |
| 3 Month Certificateother | 0.50% APY | 0.50% | — | Standard |
Vehicle loans available from 4.59% APR. HELOC rates from 4.89% APR. Personal loan rates from 3% APR. Credit card rates from 12.49% APR. Savings and certificate yields up to 4.00% APY.
Source: RateAPI.dev, verified from Service 1st Credit Union's official website
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About Service 1st Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 51.4K
- Assets
- $831.2M
- Founded
- 1975
- Locations reported
- 12
- NCUA charter
- 22128
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Service 1st Credit Union
Membership eligibility from Service 1st Credit Union's own published criteria. How we verify this.
Community charter: live/work in Carbon, Columbia, Luzerne +6 more
- LocationCarbon, Columbia, Luzerne, Lycoming, Montour, Northumberland, Sullivan, Union, Wyoming
Verified from Service 1st Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Service 1st Credit Union?
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Frequently Asked Questions
What rates does Service 1st Credit Union offer?
Service 1st Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Service 1st Credit Union rates updated?
RateAPI verifies Service 1st Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Service 1st Credit Union's rate data?
Rate data is collected directly from Service 1st Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Service 1st Credit Union's auto & motorcycle loan rates?
As of August 3, 2026, Service 1st Credit Union offers vehicle loans from 4.59% APR.
What is Service 1st Credit Union's HELOC rate?
As of August 3, 2026, Service 1st Credit Union offers home equity lines of credit from 4.89% APR.
What is Service 1st Credit Union's personal loan rate?
As of August 3, 2026, Service 1st Credit Union offers personal loans from 3% APR.
What is Service 1st Credit Union's best CD rate?
As of August 3, 2026, Service 1st Credit Union offers savings and certificate (CD) yields up to 4.00% APY.
Related Rate Data
Compare Service 1st Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Service 1st Credit Union rates
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# Get rates for Service 1st Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/service-1st" \
-H "Authorization: Bearer YOUR_API_KEY"