Philadelphia Credit Union

Philadelphia, Pennsylvania
Last verified: August 4, 2026
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Verified rate book

Current Philadelphia Credit Union rates

36 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

1 offer
Philadelphia Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
7/6 Month ARM Rates (360 Months) (7 Year)7 1 arm6.000% APR6.000%—Standard

Auto & vehicle rates

5 offers
Philadelphia Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New Auto Loanauto_new4.990% APR4.990%newStandard
Used Auto Loanauto_used5.240% APR5.240%usedStandard
Boat Loanboat6.500% APR6.500%—Standard
RV Loanrv7.000% APR7.000%—Standard
Older Car Loanauto_used8.400% APR8.400%usedStandard

HELOC rates

2 offers
Philadelphia Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loan (Fixed)heloc_fixed3.990% APR3.990%—Standard
HELOC (Variable)heloc_variable3.990% APR3.990%—Standard

Personal loan rates

1 offer
Philadelphia Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured9.990% APR9.990%—Standard

Credit card rates

1 offer
Philadelphia Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
PFCU Credit Linecredit_card12.900% APR12.900%—Standard

Savings & CD rates

26 offers
Philadelphia Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Vacation and Holidaysavings0.10% APY0.10%—Standard
Money Marketmoney_market0.10% APY0.10%—Standard
Business Primary Savingssavings0.20% APY0.20%—Standard
Money Market 1money_market0.35% APY0.35%—Standard
IRA Savings 2ira0.50% APY0.50%—Standard
Higher Yield Savings 1savings1.29% APY1.29%—Standard
3-Month Certificatecd_3mo3.34% APY3.34%3 moStandard
3-Month Certificatecd_3mo3.44% APY3.44%3 moStandard
60-Month Certificatecd_60mo3.59% APY3.59%60 moStandard
48-Month Certificatecd_48mo3.59% APY3.59%48 moStandard
36-Month Certificatecd_36mo3.59% APY3.59%36 moStandard
48-Month Certificatecd_48mo3.68% APY3.68%48 moStandard
36-Month Certificatecd_36mo3.68% APY3.68%36 moStandard
60-Month Certificatecd_60mo3.68% APY3.68%60 moStandard
30-Month Certificatecd_30mo3.73% APY3.73%30 moStandard
24-Month Certificatecd_24mo3.73% APY3.73%24 moStandard
6-Month Certificatecd_6mo3.83% APY3.83%6 moStandard
18-Month Certificatecd_18mo3.83% APY3.83%18 moStandard
30-Month Certificatecd_30mo3.83% APY3.83%30 moStandard
24-Month Certificatecd_24mo3.83% APY3.83%24 moStandard
9-Month Certificatecd_9mo3.85% APY3.85%9 moStandard
12-Month Certificatecd_12mo3.87% APY3.87%12 moStandard
18-Month Certificatecd_18mo3.92% APY3.92%18 moStandard
6-Month Certificatecd_6mo3.92% APY3.92%6 moStandard
9-Month Certificatecd_9mo3.95% APY3.95%9 moStandard
12-Month Certificatecd_12mo3.97% APY3.97%12 moStandard

As of August 4, 2026, Philadelphia Credit Union offers a 7 1 arm mortgage at 6% APR. Vehicle loans available from 4.99% APR. HELOC rates from 3.99% APR. Personal loan rates from 9.99% APR. Credit card rates from 12.9% APR. Savings and certificate yields up to 3.97% APY.

Source: RateAPI.dev, verified from Philadelphia Credit Union's official website

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About Philadelphia Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
122.1K
Assets
$2B
Founded
1951
Locations reported
14
NCUA charter
7238
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Student scholarships
  • Credit-builder products
  • Payday Alternative Loans I
  • Payday Alternative Loans II

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Trumark FinancialParkwood · Philadelphia · PA · 19154Branch in the same ZIPFreedomMorrell Plaza Branch · Philadelphia · PA · 19114-1900About 2.0 miles awayPolice & FireGrant & Academy Branch · Philadelphia · PA · 19114-2632About 2.0 miles awayAsbestos Workers Local 14Asbestos Workers Local 14 · Philadelphia · PA · 19116About 2.3 miles awayInspireBensalem Branch · Bensalem · PA · 19020-3824About 2.4 miles awayNavy Federal Credit UnionBensalem PA · Bensalem · PA · 19020About 2.4 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Philadelphia Credit Union

Membership eligibility from Philadelphia Credit Union's own published criteria. How we verify this.

Membership via employers (select employee groups)

  • LocationColumbia
  • Employerselect employee groups

Verified from Philadelphia Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Philadelphia Credit Union?

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Frequently Asked Questions

What rates does Philadelphia Credit Union offer?

Philadelphia Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Philadelphia Credit Union rates updated?

RateAPI verifies Philadelphia Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Philadelphia Credit Union's rate data?

Rate data is collected directly from Philadelphia Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Philadelphia Credit Union's mortgage rate?

As of August 4, 2026, Philadelphia Credit Union offers a 7 1 arm mortgage at 6% APR.

What are Philadelphia Credit Union's auto, rv & boat loan rates?

As of August 4, 2026, Philadelphia Credit Union offers vehicle loans from 4.99% APR.

What is Philadelphia Credit Union's HELOC rate?

As of August 4, 2026, Philadelphia Credit Union offers home equity lines of credit from 3.99% APR.

What is Philadelphia Credit Union's personal loan rate?

As of August 4, 2026, Philadelphia Credit Union offers personal loans from 9.99% APR.

What is Philadelphia Credit Union's best CD rate?

As of August 4, 2026, Philadelphia Credit Union offers savings and certificate (CD) yields up to 3.97% APY.

Related Rate Data

Compare Philadelphia Credit Union's rates against national credit-union benchmarks.

More Pennsylvania credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Philadelphia Credit Union rates

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# Get rates for Philadelphia Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/philadelphia" \
  -H "Authorization: Bearer YOUR_API_KEY"
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