MC Credit Union
Verified rate book
Current MC Credit Union rates
27 published offers verified as of August 4, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Vehicles and Demosauto | 4.600% APR | 4.600% | — | Standard |
| Motorcycles/ATVs/Campers/Boatsmotorcycle | 6.990% APR | 6.990% | — | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Certificate Secured Loanpersonal_secured | 2.000% APR | 2.000% | — | Standard |
| Share-Secured Loanpersonal_secured | 4.250% APR | 4.250% | — | Standard |
| Signature Loanpersonal_unsecured | 9.250% APR | 9.250% | — | Standard |
| Personal Line of Creditploc_variable | 12.750% APR | 12.750% | — | Standard |
Savings & CD rates
21 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Primary Member has a Checking Account with debit card & direct depositsavings | 0.10% APY | 0.10% | — | Standard |
| IRA Variableira | 0.10% APY | 0.10% | — | Standard |
| Primary Member has $50,000+ in existing deposits with MC Federalsavings | 0.10% APY | 0.10% | — | Standard |
| $1,000-$19,999savings | 0.65% APY | 0.65% | — | Standard |
| $20,000-$49,999savings | 1.98% APY | 1.98% | — | Standard |
| 60-Month Certificatecd_60mo | 1.99% APY | 1.99% | 60 mo | Standard |
| $50,000-$99,999savings | 2.23% APY | 2.23% | — | Standard |
| Dividends Posted Monthlysavings | 2.23% APY | 2.23% | — | Standard |
| 48-Month Certificatecd_48mo | 2.23% APY | 2.23% | 48 mo | Standard |
| 36-Month Certificatecd_36mo | 2.48% APY | 2.48% | 36 mo | Standard |
| 24-Month Certificatecd_24mo | 2.72% APY | 2.72% | 24 mo | Standard |
| $100,000 Or Moresavings | 2.72% APY | 2.72% | — | Standard |
| 18-Month Certificatecd_18mo | 2.97% APY | 2.97% | 18 mo | Standard |
| 18-Month Certificatecd_18mo | 3.00% APY | 3.00% | 18 mo | Standard |
| 6-Month Certificatecd_6mo | 3.36% APY | 3.36% | 6 mo | Standard |
| 36-Month Certificatecd_36mo | 3.50% APY | 3.50% | 36 mo | Standard |
| 15-Month Certificatecd_15mo | 3.65% APY | 3.65% | 15 mo | Standard |
| 12-Month Certificatecd_12mo | 3.65% APY | 3.65% | 12 mo | Standard |
| 60-Month Certificatecd_60mo | 4.75% APY | 4.75% | 60 mo | Standard |
| 84-Month Certificatecd_84mo | 5.00% APY | 5.00% | 84 mo | Standard |
| 120-Month Certificatecd_120mo | 5.50% APY | 5.50% | 120 mo | Standard |
Vehicle loans available from 4.6% APR. Personal loan rates from 2% APR. Savings and certificate yields up to 5.50% APY.
Source: RateAPI.dev, verified from MC Credit Union's official website
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About MC Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 13.8K
- Assets
- $249.7M
- Founded
- 1954
- Locations reported
- 5
- NCUA charter
- 24929
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Who Can Join MC Credit Union
Membership eligibility from MC Credit Union's own published criteria. How we verify this.
Membership criteria are published on MC Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from MC Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does MC Credit Union offer?
MC Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are MC Credit Union rates updated?
RateAPI verifies MC Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get MC Credit Union's rate data?
Rate data is collected directly from MC Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are MC Credit Union's auto & motorcycle loan rates?
As of August 4, 2026, MC Credit Union offers vehicle loans from 4.6% APR.
What is MC Credit Union's personal loan rate?
As of August 4, 2026, MC Credit Union offers personal loans from 2% APR.
What is MC Credit Union's best CD rate?
As of August 4, 2026, MC Credit Union offers savings and certificate (CD) yields up to 5.50% APY.
Related Rate Data
Compare MC Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack MC Credit Union rates
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# Get rates for MC Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/mc" \
-H "Authorization: Bearer YOUR_API_KEY"