Horizon Credit Union

Williamsport, Pennsylvania
Last verified: August 4, 2026
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Verified rate book

Current Horizon Credit Union rates

32 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

12 offers
Horizon Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loans Enjoy the drive without sweating the payments (Up to 48 Months)auto_any_48mo5.000% APR5.000%48 moStandard
Auto Loans Enjoy the drive without sweating the payments (Up to 60 Months)auto_any_60mo5.500% APR5.500%60 moStandard
Auto Loans Enjoy the drive without sweating the payments (Up to 72 Months)auto_any_72mo6.000% APR6.000%72 moStandard
Motorcycle Loans Print Motorcycle Loans rates (Up to 48 Months)motorcycle_any_48mo6.250% APR6.250%48 moStandard
Auto Loans Enjoy the drive without sweating the payments (Up to 84 Months)auto_any_84mo6.500% APR6.500%84 moStandard
Motorcycle Loans Print Motorcycle Loans rates (Up to 60 Months)motorcycle_any_60mo6.750% APR6.750%60 moStandard
Motorcycle Loans Print Motorcycle Loans rates (Up to 72 Months)motorcycle_any_72mo7.250% APR7.250%72 moStandard
Motorcycle Loans Print Motorcycle Loans rates (Up to 84 Months)motorcycle_any_84mo7.750% APR7.750%84 moStandard
Recreational Vehicles & Equipment Print Recreational Vehicles & Equipment rates (Up to 48 Months)rv_any_48mo7.990% APR7.990%48 moStandard
Recreational Vehicles & Equipment Print Recreational Vehicles & Equipment rates (Up to 84 Months)rv_any_84mo8.490% APR8.490%84 moStandard
Recreational Vehicles & Equipment Print Recreational Vehicles & Equipment rates (Up to 120 Months)rv_any_120mo8.990% APR8.990%120 moStandard
Recreational Vehicles & Equipment Print Recreational Vehicles & Equipment rates (Up to 180 Months)rv_any_180mo10.240% APR10.240%180 moStandard

HELOC rates

3 offers
Horizon Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loans Print Home Equity Loans rates (Up to 5 Years)heloc_fixed5.000% APR5.000%Standard
Home Equity Loans Print Home Equity Loans rates (Up to 10 Years)heloc_fixed5.500% APR5.500%Standard
Home Equity Loans Print Home Equity Loans rates (Up to 15 Years)heloc_fixed6.250% APR6.250%Standard

Personal loan rates

8 offers
Horizon Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share-Secured Loanpersonal_secured3.000% APR3.000%Standard
Personal Loans Print Personal Loans rates (Up to 12 Months)personal_unsecured_12mo9.990% APR9.990%12 moStandard
Personal Loans Print Personal Loans rates (Up to 24 Months)personal_unsecured_24mo10.490% APR10.490%24 moStandard
Personal Loans Print Personal Loans rates (Up to 36 Months)personal_unsecured_36mo10.990% APR10.990%36 moStandard
Personal Loans Print Personal Loans rates (Up to 48 Months)personal_unsecured_48mo11.490% APR11.490%48 moStandard
Personal Loans Print Personal Loans rates (Up to 60 Months)personal_unsecured_60mo11.990% APR11.990%60 moStandard
Personal Line of Creditploc_variable12.000% APR12.000%Standard
Personal Loans Print Personal Loans rates (Up to 72 Months)personal_unsecured_72mo12.490% APR12.490%72 moStandard

Credit card rates

1 offer
Horizon Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Card Rates Print Credit Cardcredit_card11.000% APR11.000%Standard

Savings & CD rates

7 offers
Horizon Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Horizon Saver Print Horizon Saver rates (Qualifications not met)savings0.01% APY0.01%Standard
Business Venture Checking Print Business Venture Checkingsavings0.15% APY0.15%Standard
Advantage Checking Print Advantage Checking rates ($25,000.00+)savings0.15% APY0.15%Standard
Horizon Saver Print Horizon Saver rates ($0 - $25,000)savings1.00% APY1.00%Standard
Horizon Saver Print Horizon Saver rates ($25,000.01 - $100,000.00)savings1.50% APY1.50%Standard
Horizon Saver Print Horizon Saver rates ($100,000.00+)savings3.00% APY3.00%Standard
Advantage Checking Print Advantage Checking rates ($0.00 - $25,000.00)savings3.92% APY3.92%Standard

Other rates

1 offer
Horizon Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Adjustable Rate This is an adjustable rate based on the Wall Street Journal Prime Rateother6.000% %6.000%Standard

Vehicle loans available from 5% APR for 48 months. HELOC rates from 5% APR. Personal loan rates from 3% APR. Credit card rates from 11% APR. Savings and certificate yields up to 3.92% APY.

Source: RateAPI.dev, verified from Horizon Credit Union's official website

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About Horizon Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
14.9K
Assets
$152.4M
Founded
1955
Locations reported
7
NCUA charter
10687
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • First-time homebuyer program
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Horizon Credit Union

Membership eligibility from Horizon Credit Union's own published criteria. How we verify this.

Membership criteria are published on Horizon Credit Union's website. Check the membership page below to confirm whether you qualify.

Cost to join: About $5.

Verified from Horizon Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Horizon Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Horizon Credit Union ranks against Pennsylvania peers.

Frequently Asked Questions

What rates does Horizon Credit Union offer?

Horizon Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Horizon Credit Union rates updated?

RateAPI verifies Horizon Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Horizon Credit Union's rate data?

Rate data is collected directly from Horizon Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Horizon Credit Union's auto, rv & motorcycle loan rates?

As of August 4, 2026, Horizon Credit Union offers vehicle loans from 5% APR.

What is Horizon Credit Union's HELOC rate?

As of August 4, 2026, Horizon Credit Union offers home equity lines of credit from 5% APR.

What is Horizon Credit Union's personal loan rate?

As of August 4, 2026, Horizon Credit Union offers personal loans from 3% APR.

What is Horizon Credit Union's best CD rate?

As of August 4, 2026, Horizon Credit Union offers savings and certificate (CD) yields up to 3.92% APY.

Related Rate Data

Compare Horizon Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Horizon Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Horizon Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/horizon" \
  -H "Authorization: Bearer YOUR_API_KEY"