Saint Nicholas Credit Union

Wilkes Barre, Pennsylvania
Last verified: August 4, 2026
Work at Saint Nicholas Credit Union? Claim this profile →

Verified rate book

Current Saint Nicholas Credit Union rates

9 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

4 offers
Saint Nicholas Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New Car/Truckauto_new6.000% APR6.000%newStandard
RV Loanrv7.000% APR7.000%Standard
Used Car/Truckauto_used8.000% APR8.000%usedStandard
Cosignerauto12.000% APR12.000%Standard

Personal loan rates

5 offers
Saint Nicholas Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share-Secured Loanpersonal_secured3.000% APR3.000%Standard
Personal-2personal9.000% APR9.000%Standard
Personal-3personal10.000% APR10.000%Standard
Personal-4personal11.000% APR11.000%Standard
Personal-5personal12.000% APR12.000%Standard

Vehicle loans available from 6% APR. Personal loan rates from 3% APR.

Source: RateAPI.dev, verified from Saint Nicholas Credit Union's official website

Loading branch locator…

About Saint Nicholas Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
854
Assets
$3.6M
Founded
1938
Locations reported
1
NCUA charter
2583
Charter type
Federal credit union

Services and member support

  • Bilingual services

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Saint Nicholas Credit Union

Membership eligibility from Saint Nicholas Credit Union's own published criteria. How we verify this.

Membership via the St. Nicholas parish +2 more or occupations (Faculty, Staff, or Student Body of St. Nicholas – St. Mary's School)

  • AssociationSt. Nicholas parish, St. Andrew's parish, St. Mary's – Our Lady of Fatima parish
  • OccupationFaculty, Staff, or Student Body of St. Nicholas – St. Mary's School

Cost to join: About $25.

Verified from Saint Nicholas Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Saint Nicholas Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Saint Nicholas Credit Union ranks against Pennsylvania peers.

Frequently Asked Questions

What rates does Saint Nicholas Credit Union offer?

Saint Nicholas Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Saint Nicholas Credit Union rates updated?

RateAPI verifies Saint Nicholas Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Saint Nicholas Credit Union's rate data?

Rate data is collected directly from Saint Nicholas Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Saint Nicholas Credit Union's auto & rv loan rates?

As of August 4, 2026, Saint Nicholas Credit Union offers vehicle loans from 6% APR.

What is Saint Nicholas Credit Union's personal loan rate?

As of August 4, 2026, Saint Nicholas Credit Union offers personal loans from 3% APR.

Related Rate Data

Compare Saint Nicholas Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Saint Nicholas Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Pennsylvania credit union rates move.

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Saint Nicholas Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/saint-nicholas" \
  -H "Authorization: Bearer YOUR_API_KEY"