Choice One Community Credit Union
Verified rate book
Current Choice One Community Credit Union rates
22 published offers verified as of August 4, 2026.
Auto & vehicle rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 4.390% APR | 4.390% | new | Standard |
| 84-Month New Auto Loanauto_new_84mo | 4.390% APR | 4.390% | 84 mo · new | Standard |
| 84-Month Used Auto Loanauto_used_84mo | 4.490% APR | 4.490% | 84 mo · used | Standard |
| Used Auto Loanauto_used | 4.490% APR | 4.490% | used | Standard |
| 84-Month New RV Loanrv_new_84mo | 6.490% APR | 6.490% | 84 mo · new | Standard |
| 84-Month Used RV Loanrv_used_84mo | 6.740% APR | 6.740% | 84 mo · used | Standard |
| Used Auto Loanauto_used | 8.490% APR | 8.490% | used | Standard |
| Used Auto Loanauto_used | 10.000% APR | 10.000% | used | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 5.740% APR | 5.740% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 5.740% APR | 5.740% | — | Standard |
| Personal Line of Creditploc_variable | 5.740% APR | 5.740% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 9.250% APR | 9.250% | — | Standard |
Credit card rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 5.740% APR | 5.740% | — | Standard |
| Platinum Credit Cardcredit_card_platinum | 8.900% APR | 8.900% | — | Standard |
| VISA Classiccredit_card | 13.500% APR | 13.500% | — | Standard |
Savings & CD rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Our rates just went up!savings | 2.50% APY | 2.50% | — | Standard |
| 36-Month Certificatecd_36mo | 2.58% APY | 2.58% | 36 mo | Standard |
| Certificateshare_certificate | 2.58% APY | 2.55% | — | Standard |
| 24-Month Certificatecd_24mo | 2.58% APY | 2.58% | 24 mo | Standard |
| 12-Month Certificatecd_12mo | 2.63% APY | 2.63% | 12 mo | Standard |
| 6-Month Certificatecd_6mo | 2.73% APY | 2.73% | 6 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Balloon Loanother | 13.400% % | 13.400% | — | Standard |
Vehicle loans available from 4.39% APR. HELOC rates from 5.74% APR. Personal loan rates from 5.74% APR. Credit card rates from 5.74% APR. Savings and certificate yields up to 2.73% APY.
Source: RateAPI.dev, verified from Choice One Community Credit Union's official website
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About Choice One Community Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 10.7K
- Assets
- $131.4M
- Founded
- 1941
- Locations reported
- 6
- NCUA charter
- 4240
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Choice One Community Credit Union
Membership eligibility from Choice One Community Credit Union's own published criteria. How we verify this.
Community charter: live/work in Luzerne, Lackawanna, Wyoming
- LocationLuzerne, Lackawanna, Wyoming
Cost to join: About $10 (a $5 membership fee plus a $5 minimum deposit).
Verified from Choice One Community Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Choice One Community Credit Union?
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Frequently Asked Questions
What rates does Choice One Community Credit Union offer?
Choice One Community Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Choice One Community Credit Union rates updated?
RateAPI verifies Choice One Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Choice One Community Credit Union's rate data?
Rate data is collected directly from Choice One Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Choice One Community Credit Union's auto & rv loan rates?
As of August 4, 2026, Choice One Community Credit Union offers vehicle loans from 4.39% APR.
What is Choice One Community Credit Union's HELOC rate?
As of August 4, 2026, Choice One Community Credit Union offers home equity lines of credit from 5.74% APR.
What is Choice One Community Credit Union's personal loan rate?
As of August 4, 2026, Choice One Community Credit Union offers personal loans from 5.74% APR.
What is Choice One Community Credit Union's best CD rate?
As of August 4, 2026, Choice One Community Credit Union offers savings and certificate (CD) yields up to 2.73% APY.
Related Rate Data
Compare Choice One Community Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Choice One Community Credit Union rates
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# Get rates for Choice One Community Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/choice-one-community" \
-H "Authorization: Bearer YOUR_API_KEY"