Cross Valley Credit Union
Verified rate book
Current Cross Valley Credit Union rates
27 published offers verified as of August 4, 2026.
Auto & vehicle rates
13 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New / Used (2021 - 2026)²auto_any_36mo | 4.190% APR | 4.190% | 36 mo · any | Standard |
| New / Used Car, Truck, SUV Loan (2021 - 2026)²auto_any_36mo | 4.290% APR | 4.290% | 36 mo · any | Standard |
| Used Car, Truck, SUV Loans (2020 & older)²auto_used_36mo | 4.490% APR | 4.490% | 36 mo · used | Standard |
| New / Used Car, Truck, SUV Loan (2021 - 2026)²auto_any_72mo | 4.490% APR | 4.490% | 72 mo · any | Standard |
| New / Used Car, Truck, SUV Loan (2021 - 2026)²auto_any_84mo | 4.590% APR | 4.590% | 84 mo · any | Standard |
| New / Used (2021 - 2026)²auto_any_60mo | 4.690% APR | 4.690% | 60 mo · any | Standard |
| Used Car, Truck, SUV Loans (2020 & older)²auto_used_60mo | 4.990% APR | 4.990% | 60 mo · used | Standard |
| 36-Month Used Auto Loan (2020 and Older)auto_used_36mo | 4.990% APR | 4.990% | 36 mo · used | Standard |
| Auto Loan, Refinanceauto | 5.240% APR | 5.240% | — | Standard |
| Used Car, Truck, SUV Loans (2020 & older)²auto_used_72mo | 5.490% APR | 5.490% | 72 mo · used | Standard |
| New / Used (2021 - 2026)²auto_any_72mo | 5.690% APR | 5.690% | 72 mo · any | Standard |
| Used Car, Truck, SUV Loans (2020 & older)²auto_used_84mo | 5.990% APR | 5.990% | 84 mo · used | Standard |
| New / Used (2021 - 2026)²auto_any_84mo | 6.190% APR | 6.190% | 84 mo · any | Standard |
HELOC rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 4.990% APR | 4.990% | — | Standard |
| Home Equity Loan (Fixed)heloc_fixed | 5.990% APR | 5.990% | — | Standard |
| Current Home Equity Loan rates: (0-60 Months)heloc_fixed | 5.990% APR | 5.990% | — | Standard |
| Current Home Equity Loan rates: (121-180 Months)heloc_fixed | 6.990% APR | 6.990% | — | Standard |
| Current Home Equity Loan rates: (61-120 Months)heloc_fixed | 6.990% APR | 6.990% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 180-Month Certificate-Secured Loanpersonal_secured_180mo | 2.000% APR | 2.000% | 180 mo | Standard |
| 36-Month Unsecured Personal Loanpersonal_unsecured_36mo | 6.390% APR | 6.390% | 36 mo | Standard |
| Personal Line of Creditploc_variable | 8.500% APR | 8.500% | — | Standard |
Savings & CD rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Certificateshare_certificate | 3.50% APY | 3.50% | — | Standard |
| Set it. Forget it. Watch it grow. (12-Month Certificate)cd_12mo | 3.50% APY | 3.50% | 12 mo | Standard |
| Set it. Forget it. Watch it grow. (6-Month Certificate)cd_6mo | 3.50% APY | 3.50% | 6 mo | Standard |
| Set it. Forget it. Watch it grow. (9-Month Certificate)cd_9mo | 3.50% APY | 3.50% | 9 mo | Standard |
| Set it. Forget it. Watch it grow. (18-Month Certificate)cd_18mo | 3.60% APY | 3.60% | 18 mo | Standard |
| Set it. Forget it. Watch it grow. (24-Month Certificate)cd_24mo | 3.75% APY | 3.75% | 24 mo | Standard |
Auto loans available from 4.19% APR for 36 months. HELOC rates from 4.99% APR. Personal loan rates from 2% APR. Savings and certificate yields up to 3.75% APY.
Source: RateAPI.dev, verified from Cross Valley Credit Union's official website
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About Cross Valley Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 17.1K
- Assets
- $293.6M
- Founded
- 1969
- Locations reported
- 6
- NCUA charter
- 19228
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Cross Valley Credit Union
Membership eligibility from Cross Valley Credit Union's own published criteria. How we verify this.
Membership criteria are published on Cross Valley Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Cross Valley Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Cross Valley Credit Union?
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Frequently Asked Questions
What rates does Cross Valley Credit Union offer?
Cross Valley Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Cross Valley Credit Union rates updated?
RateAPI verifies Cross Valley Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Cross Valley Credit Union's rate data?
Rate data is collected directly from Cross Valley Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Cross Valley Credit Union's auto loan rates?
As of August 4, 2026, Cross Valley Credit Union offers auto loans from 4.19% APR.
What is Cross Valley Credit Union's HELOC rate?
As of August 4, 2026, Cross Valley Credit Union offers home equity lines of credit from 4.99% APR.
What is Cross Valley Credit Union's personal loan rate?
As of August 4, 2026, Cross Valley Credit Union offers personal loans from 2% APR.
What is Cross Valley Credit Union's best CD rate?
As of August 4, 2026, Cross Valley Credit Union offers savings and certificate (CD) yields up to 3.75% APY.
Related Rate Data
Compare Cross Valley Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Cross Valley Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/cross-valley" \
-H "Authorization: Bearer YOUR_API_KEY"