Cacl Credit Union

Pottsville, Pennsylvania
Last verified: August 3, 2026
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Verified rate book

Current Cacl Credit Union rates

39 published offers verified as of August 3, 2026.

How we verify rates

Mortgage rates

1 offer
Cacl Credit Union mortgage rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Mortgageother5.900% APR5.900%Standard

Auto & vehicle rates

15 offers
Cacl Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Used Automobile Financingauto_used_36mo4.990% APR4.990%36 mo · usedStandard
New Auto Loanauto_new4.990% APR4.990%newStandard
Older Used Vehicleauto_used_24mo4.990% APR4.990%24 mo · usedStandard
Older Used Auto Loanauto_used4.990% APR4.990%usedStandard
Auto Loanauto4.990% APR4.990%Standard
72-Month New Auto Loanauto_new_72mo5.490% APR5.490%72 mo · newStandard
Used Automobile Financingauto_used_72mo5.490% APR5.490%72 mo · usedStandard
84-Month New Auto Loanauto_new_84mo5.990% APR5.990%84 mo · newStandard
Classic Carauto_any_24mo5.990% APR5.990%24 moStandard
Used Automobile Financingauto_used_84mo5.990% APR5.990%84 mo · usedStandard
96-Month New Auto Loanauto_new_96mo6.190% APR6.190%96 mo · newStandard
Classic Carauto_any_72mo6.990% APR6.990%72 moStandard
120-Month Used Auto Loanauto_used_120mo7.990% APR7.990%120 mo · usedStandard
Older Used Vehicleauto_used_84mo7.990% APR7.990%84 mo · usedStandard
120-Month New Auto Loanauto_new_120mo7.990% APR7.990%120 mo · newStandard

HELOC rates

2 offers
Cacl Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loanheloc4.890% APR4.890%Standard
HELOC (Variable)heloc_variable7.000% APR7.000%Standard

Personal loan rates

6 offers
Cacl Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Money Market Secured Loanpersonal_secured3.490% APR3.490%Standard
Certificate-Secured Loanpersonal_secured5.550% APR5.550%Standard
No Equity Home Improvementpersonal6.990% APR6.990%Standard
Signature Loanpersonal_unsecured8.990% APR8.990%Standard
Premium Personal Line of Creditploc_variable11.750% APR11.750%Standard
Fresh Start Signature Loanpersonal_unsecured18.000% APR18.000%Standard

Credit card rates

3 offers
Cacl Credit Union credit card rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Low Rate Credit Cardcredit_card_low_rate12.250% APR12.250%Standard
Business Credit Cardcredit_card_business12.750% APR12.750%Standard
Reward Cardcredit_card14.250% APR14.250%Standard

Savings & CD rates

11 offers
Cacl Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Vacation Savingssavings0.45% APY0.45%Standard
Membership Savingssavings0.50% APY0.50%Standard
IRAira1.00% APY1.00%Standard
Money Marketmoney_market2.00% APY1.98%Standard
Money Marketmoney_market2.75% APY2.72%Standard
Money Marketmoney_market3.00% APY2.96%Standard
Money Marketmoney_market3.00% APY3.00%Standard
12-Month Certificatecd_12mo3.50% APY3.50%12 moStandard
9-Month Certificatecd_9mo3.57% APY3.57%9 moStandard
6-Month Certificatecd_6mo3.65% APY3.65%6 moStandard
3-Month Certificatecd_3mo3.70% APY3.70%3 moStandard

Other rates

1 offer
Cacl Credit Union other rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Secured Cardother12.750% %12.750%Standard

As of August 3, 2026, Cacl Credit Union offers mortgage rates from 5.9% APR. Auto loans available from 4.99% APR for 36 months. HELOC rates from 4.89% APR. Personal loan rates from 3.49% APR. Credit card rates from 12.25% APR. Savings and certificate yields up to 3.70% APY.

Source: RateAPI.dev, verified from Cacl Credit Union's official website

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About Cacl Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
17K
Assets
$250.8M
Founded
1953
Locations reported
4
NCUA charter
8523
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Cacl Credit Union

Membership eligibility from Cacl Credit Union's own published criteria. How we verify this.

Community charter: live/work in Schuylkill

  • LocationSchuylkill

Cost to join: About $5.

Verified from Cacl Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Cacl Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Cacl Credit Union ranks against Pennsylvania peers.

Frequently Asked Questions

What rates does Cacl Credit Union offer?

Cacl Credit Union currently offers mortgage, Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Cacl Credit Union rates updated?

RateAPI verifies Cacl Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Cacl Credit Union's rate data?

Rate data is collected directly from Cacl Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Cacl Credit Union's mortgage rate?

As of August 3, 2026, Cacl Credit Union offers mortgage rates from 5.9% APR.

What are Cacl Credit Union's auto loan rates?

As of August 3, 2026, Cacl Credit Union offers auto loans from 4.99% APR.

What is Cacl Credit Union's HELOC rate?

As of August 3, 2026, Cacl Credit Union offers home equity lines of credit from 4.89% APR.

What is Cacl Credit Union's personal loan rate?

As of August 3, 2026, Cacl Credit Union offers personal loans from 3.49% APR.

What is Cacl Credit Union's best CD rate?

As of August 3, 2026, Cacl Credit Union offers savings and certificate (CD) yields up to 3.70% APY.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Cacl Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Cacl Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/cacl" \
  -H "Authorization: Bearer YOUR_API_KEY"