Oregonians Credit Union

Milwaukie, Oregon
Last verified: August 4, 2026
Work at Oregonians Credit Union? Claim this profile →

Verified rate book

Current Oregonians Credit Union rates

107 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

18 offers
Oregonians Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.250% APR6.250%—Standard
30-Year Fixed30 year fixed6.390% APR6.390%—Standard
30-Year Fixed30 year fixed6.390% APR6.250%—Standard
30-Year Fixed30 year fixed6.420% APR6.420%—Standard
15-Year Fixed15 year fixed5.625% APR5.625%—Standard
15-Year Fixed15 year fixed5.823% APR5.823%—Standard
15-Year Fixed15 year fixed5.854% APR5.854%—Standard
15-Year Fixed15 year fixed5.854% APR5.625%—Standard
10-Year Fixed10 year fixed5.500% APR5.500%—Standard
10-Year Fixed10 year fixed5.728% APR5.728%—Standard
10-Year Fixed10 year fixed5.824% APR5.500%—Standard
10-Year Fixed10 year fixed5.824% APR5.824%—Standard
20-Year Fixed20 year fixed6.125% APR6.125%—Standard
20-Year Fixed20 year fixed6.309% APR6.309%—Standard
20-Year Fixed20 year fixed6.310% APR6.310%—Standard
20-Year Fixed20 year fixed6.310% APR6.125%—Standard
Applyother4.500% APR4.500%—Standard
Non-Owner Occupied Equity Loan 1other6.420% APR6.420%—Standard

Auto & vehicle rates

27 offers
Oregonians Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New & Used Auto Loan Rates (2022 & Newer)auto_any_36mo5.080% APR5.080%36 mo · anyStandard
36-Month Auto Loan (2022 and Newer)auto_any_36mo5.080% APR5.080%36 moStandard
New & Used Auto Loan Rates (2022 & Newer)auto_any_60mo5.130% APR5.130%60 mo · anyStandard
60-Month Auto Loan (2022 and Newer)auto_any_60mo5.130% APR5.130%60 moStandard
New & Used Auto Loan Rates (2022 & Newer)auto_any_72mo5.170% APR5.170%72 mo · anyStandard
72-Month Auto Loan (2022 and Newer)auto_any_72mo5.170% APR5.170%72 moStandard
Applyauto_any_84mo5.200% APR5.200%84 moStandard
New & Used Auto Loan Rates (2017-2021)auto_any_36mo5.580% APR5.580%36 mo · anyStandard
Applyauto_any_36mo5.580% APR5.580%36 moStandard
36-Month Auto Loan (2017–2021)auto_any_36mo5.580% APR5.580%36 moStandard
New & Used Auto Loan Rates (2017-2021)auto_any_60mo5.630% APR5.630%60 mo · anyStandard
Applyauto_any_60mo5.630% APR5.630%60 moStandard
60-Month Auto Loan (2017–2021)auto_any_60mo5.630% APR5.630%60 moStandard
72-Month Auto Loan (2017–2021)auto_any_72mo5.670% APR5.670%72 moStandard
New & Used Auto Loan Rates (2017-2021)auto_any_72mo5.670% APR5.670%72 mo · anyStandard
Applyauto_any_72mo5.670% APR5.670%72 moStandard
36-Month Used Auto Loan (2016 and Older)auto_used_36mo6.080% APR6.080%36 mo · usedStandard
New & Used Auto Loan Rates (2016 & Older)auto_any_36mo6.080% APR6.080%36 mo · anyStandard
New & Used Auto Loan Rates (2016 & Older)auto_any_60mo6.130% APR6.130%60 mo · anyStandard
60-Month Used Auto Loan (2016 and Older)auto_used_60mo6.130% APR6.130%60 mo · usedStandard
New & Used Auto Loan Rates (2016 & Older)auto_any_72mo6.170% APR6.170%72 mo · anyStandard
72-Month Used Auto Loan (2016 and Older)auto_used_72mo6.170% APR6.170%72 mo · usedStandard
Bicycle & Electric Bikeauto_any_36mo6.630% APR6.630%36 moStandard
RV 1rv7.840% APR7.840%—Standard
RV 1rv_any_144mo8.590% APR8.590%144 moStandard
First-Time Auto Buyer Loan Rates (First Time Auto Buyer)auto_any_60mo11.830% APR11.830%60 moStandard
First Time Auto Buyerauto_any_120mo11.830% APR11.830%120 moStandard

HELOC rates

13 offers
Oregonians Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOC Rates (Non-Owner Occupied HELOC)heloc_variable4.500% APR4.500%—Standard
Home Equity Balloon 1heloc6.120% APR6.120%—Standard
Equity Balloon Loan Fixed Rates* (Home Equity Balloon 1)heloc_fixed6.120% APR6.120%—Standard
Home Equity Loan 1heloc_fixed6.170% APR6.170%—Standard
Non-Owner Occupied Home Equity Balloon 1heloc6.370% APR6.370%—Standard
Equity Balloon Loan Fixed Rates* (Non-Owner Occupied Home Equity Balloon 1)heloc_fixed6.370% APR6.370%—Standard
Home Equity Loan Fixed Rates* (Home Equity Loan 1)heloc_fixed6.420% APR6.420%—Standard
Home Equity Loan Fixed Rates* (Non-Owner Occupied Equity Loan 1)heloc_fixed6.670% APR6.670%—Standard
Non-Owner Occupied HELOCheloc_variable7.250% APR7.250%—Standard
HELOC (Variable)heloc_variable7.250% APR7.250%—Standard
Home Equity Balloon 1heloc7.870% APR7.870%—Standard
Home Equity Loan 1heloc_fixed7.920% APR7.920%—Standard
Non-Owner Occupied Home Equity Balloon 1heloc8.120% APR8.120%—Standard

Personal loan rates

3 offers
Oregonians Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Improvement 1personal_unsecured_120mo8.170% APR8.170%120 moStandard
84-Month Personal Line of Creditploc_variable11.900% APR11.900%84 moStandard
60-Month Unsecured Personal Loanpersonal_unsecured_60mo11.900% APR11.900%60 moStandard

Savings & CD rates

44 offers
Oregonians Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Saver Hounds Club (Over $500)savings0.09% APY0.09%—Standard
Open Nowsavings0.13% APY0.13%—Standard
Saver Hounds Club (Up to $500)savings0.19% APY0.19%—Standard
Features and Benefits (Up to $2,500)cd_36mo0.71% APY0.71%36 moStandard
Up to $2,500savings0.71% APY0.71%—Standard
$2,501 - $10,000savings0.87% APY0.87%—Standard
Features and Benefits ($2,501 - $10,000)cd_36mo0.87% APY0.87%36 moStandard
Open Nowsavings0.87% APY0.87%—Standard
Features and Benefits ($10,001 - $25,000)cd_36mo0.95% APY0.95%36 moStandard
Open Nowsavings0.95% APY0.95%—Standard
Features and Benefits (Over $25,000)cd_36mo1.11% APY1.11%36 moStandard
Over $25,000savings1.11% APY1.11%—Standard
Open Nowsavings1.11% APY1.11%—Standard
Features and Benefits (Over $25,000)cd_60mo1.12% APY1.12%60 moStandard
3-Month Certificatecd_3mo1.27% APY1.27%3 moStandard
3-Month IRA Certificateira_cd_3mo1.37% APY1.37%3 moStandard
3 Monthscd_60mo1.37% APY1.37%60 moStandard
3 Monthscd_72mo1.38% APY1.38%72 moStandard
6-Month Certificatecd_6mo2.56% APY2.56%6 moStandard
Bump Certificates (36 Months)cd_36mo2.60% APY2.60%36 moStandard
Bump Certificate Rates (36 Months)cd_36mo2.60% APY2.60%36 moStandard
6 Monthscd_60mo2.66% APY2.66%60 moStandard
6-Month IRA Certificateira_cd_6mo2.66% APY2.66%6 moStandard
Bump Certificate Rates (24 Months)cd_24mo2.66% APY2.66%24 moStandard
Bump Certificates (24 Months)cd_24mo2.66% APY2.66%24 moStandard
72-Month Certificatecd_72mo2.70% APY2.70%72 moStandard
Bump Certificate Rates (48 Months)cd_48mo2.73% APY2.73%48 moStandard
Bump Certificates (48 Months)cd_48mo2.73% APY2.73%48 moStandard
36-Month Certificatecd_36mo2.80% APY2.80%36 moStandard
24-Month Certificatecd_24mo2.86% APY2.86%24 moStandard
48-Month Certificatecd_48mo2.93% APY2.93%48 moStandard
24-Month IRA Certificateira_cd_24mo2.96% APY2.96%24 moStandard
24 Monthscd_60mo2.96% APY2.96%60 moStandard
24 Monthscd_72mo3.00% APY3.00%72 moStandard
36-Month IRA Certificateira_cd_36mo3.00% APY3.00%36 moStandard
36 Monthscd_60mo3.00% APY3.00%60 moStandard
12-Month Certificatecd_12mo3.02% APY3.02%12 moStandard
36 Monthscd_72mo3.05% APY3.05%72 moStandard
12 Monthscd_60mo3.12% APY3.12%60 moStandard
12-Month IRA Certificateira_cd_12mo3.12% APY3.12%12 moStandard
48 Monthscd_60mo3.13% APY3.13%60 moStandard
48-Month IRA Certificateira_cd_48mo3.13% APY3.13%48 moStandard
12 Monthscd_72mo3.17% APY3.17%72 moStandard
48 Monthscd_72mo3.18% APY3.18%72 moStandard

Other rates

2 offers
Oregonians Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Loanother4.500% %4.500%—Standard
Toy Loans 2other7.840% %7.840%—Standard

As of August 4, 2026, Oregonians Credit Union offers a 30-year fixed mortgage at 6.25% APR. Vehicle loans available from 5.08% APR for 36 months. HELOC rates from 4.5% APR. Personal loan rates from 8.17% APR. Savings and certificate yields up to 3.18% APY.

Source: RateAPI.dev, verified from Oregonians Credit Union's official website

Loading branch locator…

About Oregonians Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
18.2K
Assets
$341.7M
Founded
1937
Locations reported
7
NCUA charter
68669
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

EmboldAdmin Branch · Milwaukie · OR · 97267Branch in the same ZIPHapo CommunityJennings Lodge · Milwaukie · OR · 97267Branch in the same ZIPNW PriorityMilwaukie · Milwaukie · OR · 97267-6735Branch in the same ZIPOnpoint CommunityOak Grove · Milwaukie · OR · 97267Branch in the same ZIPMachinists - BoilermakersMachinists-Boilermakers FCU · Gladstone · OR · 97027About 1.8 miles awayCutting EdgeMilwaukie · Milwaukie · OR · 97222About 2.2 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Oregonians Credit Union

Membership eligibility from Oregonians Credit Union's own published criteria. How we verify this.

Community charter: live/work in Multnomah, Clackamas, Washington +10 more

  • LocationMultnomah, Clackamas, Washington, Crook, Benton, Columbia, Deschutes, Jefferson, Lane, Linn, Marion, Polk, Yamhill

Cost to join: About $10.

Verified from Oregonians Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Oregonians Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Oregonians Credit Union ranks against Oregon peers.

Claim this profileHow scorecards work

Frequently Asked Questions

What rates does Oregonians Credit Union offer?

Oregonians Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Oregonians Credit Union rates updated?

RateAPI verifies Oregonians Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Oregonians Credit Union's rate data?

Rate data is collected directly from Oregonians Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Oregonians Credit Union's mortgage rate?

As of August 4, 2026, Oregonians Credit Union offers a 30-year fixed mortgage at 6.25% APR.

What are Oregonians Credit Union's auto & rv loan rates?

As of August 4, 2026, Oregonians Credit Union offers vehicle loans from 5.08% APR.

What is Oregonians Credit Union's HELOC rate?

As of August 4, 2026, Oregonians Credit Union offers home equity lines of credit from 4.5% APR.

What is Oregonians Credit Union's personal loan rate?

As of August 4, 2026, Oregonians Credit Union offers personal loans from 8.17% APR.

What is Oregonians Credit Union's best CD rate?

As of August 4, 2026, Oregonians Credit Union offers savings and certificate (CD) yields up to 3.18% APY.

Related Rate Data

Compare Oregonians Credit Union's rates against national credit-union benchmarks.

More Oregon credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Oregonians Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Oregon credit union rates move.

Daily rate email

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Oregonians Credit Union
curl "https://api.rateapi.dev/credit-unions/oregon/oregonians" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude