Embold Credit Union

Oregon City, Oregon
Last verified: August 3, 2026
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Verified rate book

Current Embold Credit Union rates

24 published offers verified as of August 3, 2026.

How we verify rates

HELOC rates

2 offers
Embold Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable6.990% APR6.990%Standard
RELOC (rental equity line of credit)heloc_variable8.990% APR8.990%Standard

Personal loan rates

5 offers
Embold Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Share-Secured Loanpersonal_secured3.050% APR3.050%Standard
Rental Entry Assistance Loan (REAL)personal6.000% APR6.000%Standard
Personal Line of Creditploc_variable8.750% APR8.750%Standard
Unsecured Personal Loanpersonal_unsecured13.000% APR13.000%Standard
Payday Alternative Loanpersonal15.000% APR15.000%Standard

Savings & CD rates

17 offers
Embold Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
3-Month Certificatecd_3mo0.60% APY0.60%3 moStandard
3 Month Certificate (Member Perks)cd_3mo0.85% APY0.85%3 moStandard
6-Month Certificatecd_6mo1.75% APY1.75%6 moStandard
6 Month Certificate (Member Perks)cd_6mo2.00% APY2.00%6 moStandard
18-Month Certificatecd_18mo2.43% APY2.43%18 moStandard
24-Month Certificatecd_24mo2.53% APY2.53%24 moStandard
18 Month Certificate (Member Perks)cd_18mo2.69% APY2.69%18 moStandard
36-Month Certificatecd_36mo2.69% APY2.69%36 moStandard
48-Month Certificatecd_48mo2.79% APY2.79%48 moStandard
24 Month (2 Year) Certificate (Member Perks)cd_24mo2.79% APY2.79%24 moStandard
60-Month Certificatecd_60mo2.89% APY2.89%60 moStandard
36 Month (3 Year) Certificate (Member Perks)cd_36mo2.94% APY2.94%36 moStandard
48 Month (4 Year) Certificate (Member Perks)cd_48mo3.05% APY3.05%48 moStandard
60 Month (5 Year) Certificate (Member Perks)cd_60mo3.15% APY3.15%60 moStandard
12-Month Certificateshare_certificate_12mo3.20% APY3.20%12 moStandard
12-Month Certificatecd_12mo3.20% APY3.20%12 moStandard
12 Month (1 Year) Certificate (Member Perks)cd_12mo3.46% APY3.46%12 moStandard

HELOC rates from 6.99% APR. Personal loan rates from 3.05% APR. Savings and certificate yields up to 3.46% APY.

Source: RateAPI.dev, verified from Embold Credit Union's official website

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About Embold Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
36.5K
Assets
$596.1M
Founded
1957
Locations reported
10
NCUA charter
11793
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • Bilingual services
  • Payday Alternative Loans I

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Embold Credit Union

Membership eligibility from Embold Credit Union's own published criteria. How we verify this.

Membership criteria are published on Embold Credit Union's website. Check the membership page below to confirm whether you qualify.

  • LocationClackamas, Yamhill — OR

Verified from Embold Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Embold Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Embold Credit Union ranks against Oregon peers.

Frequently Asked Questions

What rates does Embold Credit Union offer?

Embold Credit Union currently offers HELOC, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Embold Credit Union rates updated?

RateAPI verifies Embold Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Embold Credit Union's rate data?

Rate data is collected directly from Embold Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Embold Credit Union's HELOC rate?

As of August 3, 2026, Embold Credit Union offers home equity lines of credit from 6.99% APR.

What is Embold Credit Union's personal loan rate?

As of August 3, 2026, Embold Credit Union offers personal loans from 3.05% APR.

What is Embold Credit Union's best CD rate?

As of August 3, 2026, Embold Credit Union offers savings and certificate (CD) yields up to 3.46% APY.

Related Rate Data

Compare Embold Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Embold Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Embold Credit Union
curl "https://api.rateapi.dev/credit-unions/oregon/embold" \
  -H "Authorization: Bearer YOUR_API_KEY"